Fund Credit Risk Manager

Fund Credit Risk Manager

Full-Time 54000 - 66000 £ / year (est.) Home office (partial)
Standard Chartered Bank

At a Glance

  • Tasks: Lead credit risk management for EMEA, ensuring sustainable growth and safeguarding risk appetite.
  • Company: Join Standard Chartered Bank, a diverse and inclusive employer making a positive impact.
  • Benefits: Competitive salary, flexible working, generous leave, and comprehensive wellbeing support.
  • Other info: Embrace a culture of continuous learning and inclusivity.
  • Why this job: Make a real difference in financial markets while developing your career in a supportive environment.
  • Qualifications: Bachelor's degree and experience in credit risk management required.

The predicted salary is between 54000 - 66000 £ per year.

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community.

We are seeking an experienced Fund Credit Risk Manager to join our London-based team, leading credit risk coverage across EMEA. This is a high-impact, client-facing role where you will partner closely with the business, Risk colleagues, and senior stakeholders to assess, challenge, and manage complex credit exposures. You will play a key role in safeguarding the organisation's risk appetite while enabling sustainable growth across Financial Markets.

Working within a collaborative and high-performing environment, you will combine deep technical expertise with commercial judgement to influence risk decisions, enhance processes, and drive best-in-class risk management practices.

Key Responsibilities

  • Risk Management Strategy: Conduct Due Diligence meetings and underwrite and onboard new HFs and RMFs in EMEA. Ongoing monitor risk exposure vs limits, stress losses and portfolio risk profile including NAV and performance, and understand the drivers. Review credit origination activities and approve credit risk exposures proposed by the 1LOD based on delegation authorities. Monitor compliance to Credit Risk Appetite using the risk information report and highlight significant matters for the attention of senior management. Ensure that the quality of the portfolios to be maintained within acceptable parameters and escalate significant risks and issues to the senior risk management. Support Head of RMF&HF to improve underwrite quality and efficiency, streamline the process and any other fund risk related tasks. Work closely with the business and colleagues in other regions on live trades and client coverage. Uphold the integrity of risk/return decisions, ensuring that risks are properly assessed, that risk/return decisions are made transparently on the basis of this proper assessment and are controlled in accordance with the Group's standards and its Risk Appetite for RMF &HF businesses in Europe.
  • Business: Appraise and contribute to the development of the Bank's strategic plans and alignment with risk appetite through supporting MANCO members and other executives. Engage all stakeholders (e.g. Business partners, Market Risk, Finance, Legal and Compliance) to raise their awareness of Financial Markets' Product Risks and how these are managed by Traded Risk.
  • Risk Appetite: Uphold the integrity of risk/return decisions, by challenging business and control function heads to demonstrate that risk origination and control decisions are properly informed and consistent with strategy and risk appetite. Maintain alignment with risk appetite by rebalancing of risks or controls that may be required in response to internal and external factors. Provide input for stress test on commodity price, foreign exchange, interest rate, and scenario programme in Jump Risk and Global/Regional Counterparty Credit Risk Forum. Review the results and assess their implications. Be alert to significant market movement and provide appropriate response to material events or other risk issues. Approve FM transactions in compliance with personal delegated authority. Support Global Head, Traded Risk Management in Capital Market activities.
  • Risk Control Ownership of Credit and Operational Risk: Ensure risk identification, measurement, reporting, and modelling capabilities are objective, consistent, and compliant with applicable regulations. Ensure that material risk exposures and related issues are reported to CCR Head, Europe and RMF&HF for notifying the responsible Financial Markets Product Governance Committees and to Group and Business-level committees as appropriate. Design, maintain and effectively communicate risk control parameters across Financial Markets, including policies, control standards, risk exposure limits and other control levers in order to maintain Wholesale Bank's risk profile in line with the Group's risk appetite. Ensure the completeness of Operational Risk Control activities, i.e., KCIs/CSTs, Business Continuity Plan, Recovery Exercise, Fire Drills, etc. for Traded Risk Management (TRM) and identify and address any significant gaps that may exist between them. Maintain a good understanding of the requirements of the Bank's key external stakeholders in respect of risk management and ensure these are well understood internally and reflected in internal procedures.

Skills and Experience

  • C&I Credit Risk Qualifications
  • Education: Bachelor's Degree or Above
  • Training: Banking And Role Specific Training
  • Languages: English

About Standard Chartered: We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well.
  • Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.

What we offer:

  • In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
  • Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  • Flexible working options based around home and office locations, with flexible working patterns.
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Fund Credit Risk Manager employer: Standard Chartered Bank

Standard Chartered Bank is an exceptional employer that champions inclusivity and diversity, making it a great place for professionals seeking meaningful careers in the financial sector. With a strong commitment to employee wellbeing, competitive benefits, and a culture of continuous learning, employees are empowered to grow and thrive in their roles. The bank's flexible working options and proactive support systems ensure that every team member can achieve a healthy work-life balance while contributing to impactful initiatives across the globe.

Standard Chartered Bank

Contact Details:

Standard Chartered Bank Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Fund Credit Risk Manager

Tap into Campus Networks

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We think you need these skills to ace Fund Credit Risk Manager

Credit Risk Management
Due Diligence
Risk Assessment
Portfolio Risk Monitoring
Compliance Monitoring
Stakeholder Engagement
Stress Testing

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Standard Chartered Bank.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Standard Chartered Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Standard Chartered Bank

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Standard Chartered Bank.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Standard Chartered Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Standard Chartered Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.