At a Glance
- Tasks: Lead credit services for Wealth International, developing strategies and managing complex portfolios.
- Company: Join Standard Bank Jersey, a leader in personal and private banking.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Opportunity to work across multiple jurisdictions with excellent career growth potential.
- Why this job: Make a significant impact in the lending sector while growing your career.
- Qualifications: Degree in Business Commerce; experience in banking, lending, and compliance required.
The predicted salary is between 80000 - 100000 £ per year.
Business Segment: Personal & Private Banking
Company: Standard Bank Jersey
To lead the credit services delivery for Wealth International (WIN) retail segments across jurisdictions, develop and implement strategic plans and set targets for the team to achieve business objectives, meet customer expectations and grow market share. To manage a complex portfolio of assets across multiple jurisdictions and currencies to commerciality and mitigate associated risks for WIN lending. To be a voting member of the Offshore Credit Committee and opine on new and existing facilities.
Qualifications
- First Degree in Business Commerce (Required)
- Post Graduate Degree in Banking (Preferred)
- Post Graduate Degree in Finance and Accounting (Preferred)
Experience Required:
- Detailed understanding and knowledge of the KYC/AML framework across the markets we operate in.
- Sound understanding of the cross border legal framework across our strategic target markets Infrastructure.
- Have a good understanding of systems and utilise them to deliver superior service to clients.
- Be able to embrace change and open to using new systems to improve client experience.
- 5 - 7 years experience.
- The role requires holistic banking and lending management experience including multi-currency knowledge, strong credit, risk and analytical skills, working knowledge of land and securities law and offshore fiduciary markets in the applicable jurisdictions.
- Sound understanding of the compliance and governance framework of international markets.
Key Outputs:
- Annual reviews take place on every facility in line with the appropriate Regulatory requirements.
- Contribute to the development of the Wealth International strategy for and develop linked objectives for the function, in order to ensure alignment with the overall Wealth strategy.
- Develop and implement the annual lending strategy, cascading it into execution plans and communicating the targets and KPI's for all the products to ensure commercial optimisation of lending business across applicable jurisdictions.
- Ensure effective monitoring and control of commercial risk exposures and adherence to credit policies as a member of the WIN Business Acceptance Forum, in conjunction with the credit risk function, to identify and manage potential and/or existing high-risk situations and act accordingly to protect the bank’s position ensure that annual reviews are undertaken al every facility in line with the Banks requirements.
- Identify and resolve non-routine / complex and escalated problems including resolving conflicting policy / procedural issues in line with the defined delegation of authority to provide timely solutions to wealth manager, relationship managers and clients.
Head, Lending in London employer: Standard Bank of South Africa Limited
Standard Bank Jersey is an exceptional employer that prioritises employee growth and development within a dynamic work culture. With a focus on innovation and client service, employees benefit from comprehensive training opportunities and the chance to lead strategic initiatives in a diverse, multi-jurisdictional environment. The bank's commitment to compliance and governance ensures a stable and supportive workplace, making it an ideal choice for professionals seeking meaningful and rewarding careers in the banking sector.
Contact Details:
Standard Bank of South Africa Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Head, Lending in London
✨Tip Number 1
Network like a pro! Get out there and connect with people in the banking and finance sector. Attend industry events, join relevant online forums, and don’t be shy to reach out on LinkedIn. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their lending strategies and recent developments in the market. This will help you tailor your responses and show that you're genuinely interested in the role.
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience aligns with the role of Head, Lending. Highlight your knowledge of KYC/AML frameworks and your ability to manage complex portfolios. Confidence is key!
✨Tip Number 4
Don’t forget to apply through our website! We’ve got some fantastic opportunities waiting for you. Plus, it’s a great way to ensure your application gets seen by the right people. Let’s get you that dream job!
We think you need these skills to ace Head, Lending in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Head, Lending role. Highlight your experience in credit services and any relevant qualifications that align with the job description. We want to see how your background fits into our vision at StudySmarter!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of how you've led teams or managed complex portfolios in the past. We love a good story that showcases your skills!
Showcase Your Knowledge:Demonstrate your understanding of KYC/AML frameworks and cross-border legalities in your application. We’re looking for someone who can navigate these complexities, so don’t hold back on sharing your insights and experiences!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re keen on joining the StudySmarter team!
How to prepare for a job interview at Standard Bank of South Africa Limited
✨Know Your Stuff
Make sure you have a solid understanding of the KYC/AML framework and cross-border legal frameworks. Brush up on your knowledge of multi-currency lending and the compliance requirements in the jurisdictions relevant to the role. This will show that you're not just familiar with the basics, but that you can navigate the complexities of the industry.
✨Showcase Your Strategic Thinking
Prepare to discuss how you've developed and implemented strategic plans in previous roles. Think about specific examples where you've set targets for your team and achieved business objectives. This is your chance to demonstrate your ability to align with the overall Wealth strategy and contribute to the growth of the business.
✨Be Ready for Problem-Solving
Expect questions that assess your problem-solving skills, especially regarding non-routine or complex issues. Have examples ready where you've resolved conflicting policies or procedural challenges. Highlight your analytical skills and how you've managed risks effectively in past roles.
✨Embrace Change and Innovation
The role requires someone who is open to using new systems to improve client experience. Be prepared to discuss how you've embraced change in your previous positions and any innovative solutions you've implemented. This will show that you're adaptable and forward-thinking, which is crucial in the fast-paced banking environment.
