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- Tasks: Assist in managing a premium credit portfolio and support relationship managers.
- Company: Join a leading business and commercial banking firm focused on high-value relationships.
- Benefits: Enjoy opportunities for professional growth and a dynamic work environment.
- Why this job: Be part of a team that values client relationships and offers impactful financial solutions.
- Qualifications: A degree in finance or related fields, with 3 years of relevant experience required.
- Other info: Ideal for those with agricultural knowledge and a passion for business banking.
The predicted salary is between 36000 - 60000 £ per year.
Business Segment: Business & Commercial Banking
Location: ZA, KwaZulu Natal, Newcastle, Shop 154, Cnr Oak and Ladysmith Rd , Newcastle
Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio.
- To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
- Ensures deep understanding of Customer’s business through regular interaction with clients, including their place of business.
- Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
- To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
- To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
- Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
- To build trust, credibility, and confidence with Agricultural and Business Clients
Qualification and Experience:
Minimum Degree Requirements, one of the below qualifications or similar:
Preferable / Advantages:
- Hons Degree
- SAICA Articles/CA(SA)
- CIMA Qualified
Experience Requirements:
3 Years experience in the following fields or similar:
- Credit/Financial Analyst role in Business Banking.
Preferable / Advantages:
- Agricultural Knowledge / Experience
Additional Information
- Adopting Practical Approaches
- Challenging Ideas
- Developing Expertise
- Developing Strategies
- Banking Process & Procedures
- Business Acumen (Audit)
- Customer Acceptance & Review (Business Banking)
- Customer Understanding (Business Banking)
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Analyst, Credit Support, Premium employer: Standard Bank of South Africa Limited
Contact Detail:
Standard Bank of South Africa Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Analyst, Credit Support, Premium
✨Tip Number 1
Network with professionals in the banking and agricultural sectors. Attend industry events or join relevant online forums to connect with people who can provide insights into the role and potentially refer you.
✨Tip Number 2
Familiarise yourself with the latest trends in credit analysis and business banking, especially in the agricultural sector. This knowledge will help you engage in meaningful conversations during interviews and demonstrate your expertise.
✨Tip Number 3
Prepare to discuss specific case studies or examples from your previous experience that showcase your ability to manage credit processes and build client relationships. Real-life scenarios can make a strong impression.
✨Tip Number 4
Research StudySmarter's values and mission. Understanding our culture will help you align your responses during interviews and show how you can contribute to our goals as an Analyst in Credit Support.
We think you need these skills to ace Analyst, Credit Support, Premium
Some tips for your application 🫡
Understand the Role: Before applying, make sure to thoroughly understand the responsibilities of the Analyst, Credit Support position. Familiarise yourself with the key tasks such as financial analysis, client interaction, and credit process management.
Tailor Your CV: Customise your CV to highlight relevant experience in credit analysis and business banking. Emphasise any agricultural knowledge or experience you have, as this is a preferred qualification for the role.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the business segment and your ability to build relationships with clients. Mention specific examples of how you've added value in previous roles.
Highlight Relevant Skills: In your application, focus on skills that align with the job description, such as financial analysis, customer understanding, and strategic development. Use keywords from the job posting to ensure your application stands out.
How to prepare for a job interview at Standard Bank of South Africa Limited
✨Understand the Role
Make sure you have a solid grasp of what the Analyst, Credit Support, Premium position entails. Familiarise yourself with the responsibilities, such as managing credit processes and performing financial analysis. This will help you articulate how your skills align with the job.
✨Showcase Your Financial Acumen
Prepare to discuss your experience in credit analysis and financial management. Be ready to provide examples of complex financial analyses you've conducted, particularly in relation to agricultural or business finance applications, as this is crucial for the role.
✨Demonstrate Client Engagement Skills
Since the role involves regular interaction with clients, think of instances where you've successfully built relationships or understood client needs. Highlight your ability to conduct client value chain analysis and how it has helped in providing tailored banking solutions.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving abilities and decision-making skills. Prepare scenarios where you had to manage credit processes or present cases to committees, showcasing your strategic thinking and ability to build trust with clients.
