At a Glance
- Tasks: Assist credit managers in managing credit portfolios and daily operations.
- Company: Join a diverse and inclusive team at Standard Bank Group.
- Benefits: Gain valuable experience in credit risk management and stakeholder interaction.
- Other info: Opportunity to grow in a dynamic environment with a commitment to diversity.
- Why this job: Make an impact by supporting credit decisions and enhancing your financial knowledge.
- Qualifications: First degree in Business Commerce and 1-2 years of credit risk experience.
The predicted salary is between 40500 - 49500 £ per year.
NOTE: This role does not offer Relocation or Sponsorship. Applicants must be eligible to work in Jersey
Credit Support is accountable for assisting credit managers in the day-to-day administration of their credit portfolio, through in-work collaboration with the credit managers.
Qualifications
- First Degreein Business Commerce
Experience Required
- 1-2 years experience in Credit Risk
- General business or credit knowledge; ability to interact with financial statements.
Key Outputs
- Support Credit Manager with daily excess management by investigating excesses and breaches, liaising with business stakeholders and escalating excesses and any breaches to Credit stakeholders for approval in line with the relevant policies.
- Prepare file for audit and CRA and other governing committees as and when required.
- Investigate the discrepancies on Reports with the Credit Manager and investigate all differences
- Follow up on monthly reporting queries received from Finance, Capital and Business teams with regards to exceptions.
Filter these reports for the teams.
- Investigate possible reasons for exceptions by looking at
- Ensure that limits loaded on systems corresponds with relevant credit sanctions and legal documentation at all times.
Limit maintenance in the form of initiation of instructions for increases, switches etc as instructed by the relevant Credit Manager.
Identify and investigate any limit discrepancies by way of limit attestation exercised, and correct any differences.
- Checking Things
- Documenting Facts
- Following Procedures
- Interacting with People
- Interpreting Data
- Inviting Feedback
- Producing Output
- Providing Insights
- Taking Action
- Team Working
- Upholding Standards
- Data Analysis
- Data Management (Administration)
- Stakeholder Management (IT)
- #SBO
- Additional Information
- Our Commitment to Diversity, Equity and Inclusion
Standard Bank Group is committed to fair and inclusive employment practices.
We aim to build a workforce that reflects the diversity of the communities we serve and welcome applications from candidates of all backgrounds, including people with disabilities.
We strive to create an environment where everyone has an equal opportunity to contribute and grow.
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2x Credit Risk Officer employer: Standard Bank of South Africa Limited
At Standard Bank Group, we pride ourselves on being an excellent employer that fosters a culture of diversity, equity, and inclusion. As a Data Integration Analyst, you will benefit from a collaborative work environment that encourages professional growth and innovation, while also having the opportunity to make a meaningful impact on our data management practices. Our commitment to employee development and community representation ensures that you will thrive in your role and contribute to a forward-thinking organisation.
Contact Details:
Standard Bank of South Africa Limited Recruitment Team
