At a Glance
- Tasks: Originate and structure credit deals for diverse clients, enhancing their financial growth.
- Company: Join Standard Bank Offshore, a leader in innovative financial services across Africa.
- Benefits: Competitive salary, career development, and the chance to work with top professionals.
- Other info: Dynamic role with opportunities for client engagement and strategic influence.
- Why this job: Make a real impact in the financial sector while supporting Africa's growth.
- Qualifications: Degree in Business Commerce and 5-7 years in Business & Commercial Banking required.
The predicted salary is between 60000 - 80000 £ per year.
Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services offer a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, MAUs and South Africa.
To proactively originate, assess, structure, and support the execution of structured product deals for Business and Commercial Banking clients within a market, while ensuring high-quality credit submissions and effective risk management. To deliver a seamless client credit experience and contribute to the structured debt product revenue growth and market penetration.
Minimum Qualification:
- First Degree in Business Commerce (Required)
- Post Graduate Degree in Business Commerce (Preferred)
Experience Required:
- 5 - 7 years experience in Business & Commercial Banking
- Experience in credit origination, commercial property lending, and corporate/business banking with demonstrated experience structuring property finance deals and conducting robust credit analysis.
- Experience partnering with Relationship Managers and influencing client outcomes.
- 3 - 4 years experience
- Exposure to offshore banking environment advantageous.
Key Outputs:
- Accompany the Relationship Managers (RMs) on client visits to identify credit needs early in the deal process to shape deal strategy upfront, accelerate origination, and enhance client value delivery.
- Apply strong credit analysis and structuring expertise to shape well-structured, risk-aligned proposals to improve deal feasibility, strengthen approval outcomes, and support asset growth.
- Originate and structure debt solutions in partnership with RMs and the relevant product heads to drive revenue growth, deepen client relationships, and strengthen the bank’s market position.
- Provide structured debt insights to shape client selection, credit appetite, and the development of client engagement strategies to ensure portfolio quality and strategic focus on high-value sectors and clients.
- Participate in the Business Assessment Committee, negotiations, and structuring discussions to guide viable deal design and support alignment with bank strategy and risk appetite.
Behavioural Competencies:
- Adopting Practical Approaches
- Challenging Ideas
- Convincing People
- Developing Expertise
- Developing Strategies
Technical Competencies:
- Business Acumen (Audit)
- Financial Acumen
- Risk Acceptance
- Risk Awareness
- Risk Identification
- Risk Management
- Commercial Acumen
Credit Origination Manager in Douglas employer: Standard Bank Group
Standard Bank Offshore is an exceptional employer, offering a dynamic work environment in the Isle of Man where innovation meets opportunity. With a strong focus on employee growth and development, we provide our team with access to industry-leading professionals and a culture that values collaboration and purpose-driven work. Join us to make a meaningful impact in the financial services sector while enjoying competitive benefits and a commitment to fostering your career.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Origination Manager in Douglas
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Standard Bank Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Origination Manager in Douglas
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Standard Bank Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Standard Bank Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Standard Bank Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Standard Bank Group.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Standard Bank Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Standard Bank Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
