At a Glance
- Tasks: Lead risk management and regulatory change initiatives in a dynamic financial services environment.
- Company: Join a forward-thinking company committed to innovation and employee empowerment.
- Benefits: Enjoy competitive pay, generous leave, and a range of life-stage benefits.
- Why this job: Make a real impact on risk management while developing your career in finance.
- Qualifications: Experience in risk management and strong communication skills are essential.
- Other info: Hybrid work model with opportunities for professional growth and development.
The predicted salary is between 36000 - 60000 £ per year.
Are you ready to chart your own career path? With our refreshed strategy, we’re building on our rich heritage and transforming our business to be more scalable and efficient, unlocking the capabilities needed for future success. This includes significantly investing in technology, streamlining the way we work and creating an environment where colleagues feel engaged, empowered and accountable; where they can show up, speak up and perform - because we believe in the difference our work makes.
At a glance:
- Location: Cirencester Office or Bristol
- Workplace Type: Hybrid (2 days in office)
- Employment Type: 12 month Fixed-Term Contract
- Seniority: Mid-Senior Level
About The Role
Partner Finance is responsible for the operation of a BSP and lending scheme that supports the growth and succession of Partner businesses across the Partnership. As a Risk & Regulatory Change Analyst, you will play a pivotal role in ensuring that Partner Finance operates within a robust risk management and regulatory framework. You will own the day-to-day oversight of risks, adapt controls as regulatory requirements evolve, and provide assurance that risks remain within appetite while delivering good outcomes for customers. This role sits at the heart of Partner Finance, working closely with Compliance, Group Risk, and senior stakeholders to embed strong governance, effective controls, and a forward-looking approach to regulatory change.
What you’ll be doing:
- Leading and managing the assessment of existing and emerging risks impacting Partner Finance and its BSP/lending proposition
- Creating and delivering an annual control testing plan, reporting progress and outcomes to key stakeholders
- Working with Risk and Control Owners to assess key controls, identify efficiencies, and oversee improvements to control effectiveness
- Managing and overseeing all risk and control actions within the Riskonnect system to ensure timely delivery and risk mitigation
- Leading and coordinating half-year and full-year RCSA attestations
- Contributing subject matter expertise to group-wide projects implementing new risk and regulatory requirements
- Providing ad hoc assurance over controls and processes both within and outside Partner Finance
- Reporting on risk management and control performance into appropriate divisional governance and oversight forums
Who we’re looking for:
We’re looking for an experienced risk professional with strong regulatory knowledge and a proactive mindset. You’ll be confident operating in a complex financial services environment, able to interpret regulatory requirements and translate them into practical, effective controls. You’ll also be comfortable engaging and influencing senior stakeholders while maintaining a strong focus on customer outcomes and regulatory integrity.
Essential skills and experience:
- Proven experience leading risk and controls management initiatives within Financial Services, ideally across lending, credit, or consumer finance
- Experience of FCA regulation and frameworks, including Consumer Duty, risk management frameworks, RCSA, and control design
- Awareness of Conflicts of Interest and lending related risk
- Ability to assess complex risk and control issues and provide clear, actionable recommendations
- Excellent written and verbal communication skills, with the ability to clearly articulate complex risk and regulatory matters to senior stakeholders
Desirable skills and experience:
- Experience contributing to or leading regulatory change or group-wide transformation projects
- Relevant professional qualification or degree in risk management, compliance, finance, or a related discipline
What’s in it for you?
We reward you for the work you do, whether that’s through our discretionary annual bonus scheme that reflects both personal and company performance, competitive annual leave allowance (28 days plus bank holidays, with the option to purchase an additional 5 days), or online rewards platform with a variety of discounts. We also have benefits to support whatever stage of life you are in, including:
- Competitive parental leave (26 weeks full pay)
- Private medical insurance (optional taxable benefit)
- 10% non-contributory pension (increasing with length of service)
Reasonable Adjustments
We’re an equal opportunities employer and want to ensure our recruitment process is accessible and inclusive for all, if you require reasonable adjustment(s) at any stage please let us know by emailing us at careers@sjp.co.uk. Research tells us that applicants (especially those from underrepresented groups) can be put off from applying for a role if they do not meet all the criteria or have been on an extended career-break. If you think you would be a good match for this role and can demonstrate some transferable experience please apply, regardless of whether you tick every box.
What’s next?
If you’re excited about this role and believe you have the skills and experience we’re looking for, we’d love to hear from you! Please submit an application by clicking ‘apply’ below and our team will be in touch. As a business regulated by the FCA we would advise you to familiarise yourself with the conduct regulations and in particular consumer duty obligations prior to an interview with SJP.
Risk & Regulatory Change Analyst in Cirencester employer: St. James’s Place
Contact Detail:
St. James’s Place Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Risk & Regulatory Change Analyst in Cirencester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those already working in risk and regulatory roles. A casual chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of FCA regulations and risk management frameworks. We want you to be able to discuss how you can apply this knowledge practically in the role.
✨Tip Number 3
Showcase your proactive mindset! During interviews, share examples of how you've identified risks and implemented controls in previous roles. This will demonstrate your ability to adapt and thrive in a complex environment.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Risk & Regulatory Change Analyst in Cirencester
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter to highlight your experience in risk management and regulatory frameworks. We want to see how your skills align with the role of Risk & Regulatory Change Analyst, so don’t hold back on showcasing your relevant achievements!
Showcase Your Communication Skills: Since this role involves engaging with senior stakeholders, it’s crucial to demonstrate your excellent written communication skills. Use clear and concise language in your application to reflect your ability to articulate complex matters effectively.
Highlight Relevant Experience: Don’t forget to mention any specific experience you have with FCA regulations or risk management initiatives. We’re looking for someone who can hit the ground running, so make sure to detail your past roles that relate directly to the responsibilities outlined in the job description.
Apply Through Our Website: We encourage you to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at St. James’s Place
✨Know Your Regulations
Before the interview, brush up on FCA regulations and frameworks, especially around Consumer Duty. Being able to discuss these topics confidently will show that you understand the regulatory landscape and can translate it into practical controls.
✨Showcase Your Experience
Prepare specific examples from your past roles where you've led risk and controls management initiatives. Highlight how you assessed complex risk issues and provided actionable recommendations, as this will demonstrate your hands-on experience in a financial services environment.
✨Engage with Stakeholders
Think about how you've successfully engaged and influenced senior stakeholders in previous positions. Be ready to share stories that illustrate your communication skills and ability to articulate complex matters clearly, as this is crucial for the role.
✨Prepare Questions
Have a few thoughtful questions ready to ask at the end of the interview. This could be about the company's approach to risk management or how they handle regulatory changes. It shows your interest in the role and helps you assess if it's the right fit for you.