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- Tasks: Lead a team managing credit risk while ensuring fair customer-focused decisions.
- Company: Join SSE, a leader in energy solutions and sustainability.
- Benefits: Enjoy flexible working, competitive salary, and wellness perks like free online GP access.
- Why this job: Make a real impact in the energy transition while developing your leadership skills.
- Qualifications: Strong background in credit risk management and proven leadership abilities required.
- Other info: Inclusive workplace with opportunities for personal and professional growth.
The predicted salary is between 36700 - 44000 £ per year.
Base Location: You'll be expected to spend 50% of your working week in one of the following locations: Forbury Reading or Ty Calon Cardiff.
Salary: £43,704- £51,484 + a range of benefits to support your finances, wellbeing and family.
Working Pattern: Permanent | Full Time | Flexible First options available.
The role involves leading a team responsible for assessing and managing credit risk to protect the organisation and support sustainable growth. You will balance strong risk oversight with a fair, customer-focused approach, ensuring decisions are consistent, transparent and commercially sound.
- Lead and develop a high-performing team – set clear objectives, provide regular coaching and feedback, and create an inclusive environment where everyone can contribute and grow.
- Oversee credit risk assessments and decisions – ensure applications and customer accounts are reviewed fairly, consistently and in line with agreed risk appetite and policy.
- Monitor portfolio performance – track trends, identify emerging risks and take timely action to reduce potential losses.
- Improve processes and controls – look for opportunities to simplify ways of working, strengthen controls and enhance the customer experience.
- Collaborate with key stakeholders – work closely with colleagues in finance, operations and customer teams to ensure risk decisions support both customer outcomes and business goals.
You have:
- Strong experience in credit risk or financial risk management, with a solid understanding of credit assessment and portfolio monitoring.
- Proven leadership skills, including the ability to motivate, coach and develop a diverse team.
- Sound judgement and decision-making ability, balancing risk, commercial priorities and customer fairness.
- Analytical skills, with confidence interpreting data, identifying trends and making evidence-based recommendations.
- A collaborative and inclusive approach, valuing different perspectives and encouraging open discussion to drive better outcomes.
About SSE: SSE’s purpose is to provide energy needed today while building a better world of energy for tomorrow. We do this by developing, building, operating and investing in electricity infrastructure and businesses needed in the energy transition. Our Transforming for Growth investment plan sees us investing £33bn in critical electricity infrastructure across the five years to 2030. SSE Energy Solutions support UK organisations by delivering energy and low‑carbon energy solutions.
Flexible Benefits To Fit Your Life: Enjoy discounts on private healthcare and gym memberships. Wellbeing benefits like a free online GP and 24/7 counselling service. Interest‑free loans on tech and transport season tickets, or a new bike with our Cycle to Work scheme. As well as generous family entitlements such as maternity and adoption pay, and paternity leave.
Work with an equal opportunity employer: SSE will make any reasonable adjustments you need to ensure that your application and experience with us is positive. We're dedicated to fostering an open and inclusive workplace where people from all backgrounds can thrive. We create equal opportunities for everyone to succeed and especially welcome applications from those who may not be well represented in our workforce or industry.
Ready to apply? Start your online application using the Apply Now box on this page. We only accept applications made online. We'll be in touch after the closing date to let you know if we'll be taking your application further. If you're offered a role with SSE, you'll need to complete a criminality check and a credit check before you start work.
Credit Risk Team Manager in Reading employer: SSE PLC
Contact Detail:
SSE PLC Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Team Manager in Reading
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend relevant events, and don’t be shy about asking for introductions. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. We want you to walk into that interview feeling confident and ready to show them why you’re the perfect fit for the Credit Risk Team Manager role.
✨Tip Number 3
Practice makes perfect! Conduct mock interviews with friends or use online resources to refine your answers. We suggest focusing on your leadership experience and how you’ve successfully managed teams in the past, as this will be key for the role.
✨Tip Number 4
Don’t forget to follow up after your interview! A simple thank-you email can go a long way in showing your enthusiasm for the position. Plus, it keeps you fresh in their minds as they make their decision. And remember, apply through our website to ensure your application is seen!
We think you need these skills to ace Credit Risk Team Manager in Reading
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Team Manager role. Highlight your experience in credit risk and leadership skills, as these are key for us. Use specific examples that showcase your ability to manage teams and assess credit risk.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team. Mention how your values align with SSE’s purpose and how you can contribute to our mission of building a better world of energy.
Showcase Your Analytical Skills: Since this role involves monitoring portfolio performance and making evidence-based decisions, be sure to highlight your analytical skills. Share examples of how you've used data to identify trends and make informed recommendations in previous roles.
Apply Through Our Website: Remember, we only accept applications made online. So, head over to our website and use the 'Apply Now' box to submit your application. This ensures your application gets to us directly and is processed efficiently!
How to prepare for a job interview at SSE PLC
✨Know Your Credit Risk Stuff
Make sure you brush up on your credit risk knowledge before the interview. Understand the key concepts of credit assessment and portfolio monitoring, as well as the latest trends in the industry. This will help you answer questions confidently and show that you're genuinely interested in the role.
✨Show Off Your Leadership Skills
Be ready to discuss your experience in leading teams. Think of specific examples where you've motivated and developed team members. Highlight how you create an inclusive environment and set clear objectives, as this aligns perfectly with what they're looking for in a Credit Risk Team Manager.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your judgement and decision-making abilities. Prepare examples where you've balanced risk with commercial priorities and customer fairness. Use the STAR method (Situation, Task, Action, Result) to structure your answers clearly.
✨Collaborate Like a Pro
Since collaboration is key in this role, think about times when you've worked closely with other departments. Be ready to discuss how you’ve ensured that risk decisions support both customer outcomes and business goals. This will demonstrate your ability to work effectively across teams.