At a Glance
- Tasks: Lead compliance initiatives and ensure regulatory adherence in a fast-paced fintech environment.
- Company: Join Spiko, a cutting-edge fintech transforming cash management for SMEs and non-profits.
- Benefits: Competitive salary, stock options, remote work flexibility, and a vibrant social life.
- Other info: Work in central London with the latest tech and regular team events.
- Why this job: Be part of a dynamic team shaping the future of treasury management.
- Qualifications: 5-12 years of compliance experience in financial services with FCA knowledge.
The predicted salary is between 70000 - 90000 £ per year.
Money sitting idle is money lost. We're fixing that. Founded in 2023 by Antoine and Paul-Adrien, Spiko gives SMEs, non-profits, financial advisers and fintechs access to institutional-grade cash management, via app or API. We are building the full infrastructure: issuing, operating, and distributing the products ourselves. Two years after launch, we serve thousands of organizations across Europe and process hundreds of millions of euros in flows every month. Our ambition: become the world's leading treasury management infrastructure in a market worth trillions. We are backed by Index Ventures, the CEO of Revolut, the founder of Kyriba, and the CTO of Wise. Spiko runs on excellence, transparency, and straight talk.
The role:
- Compliance own Spiko UK’s AML/CFT programs
- Report on compliance matters to the board of the UK entity
- Ensure the timely submission of all mandatory regulatory reporting and reports
- Provide independent oversight of the UK compliance framework, ensuring that program requirements are robust and effectively implemented
- Provide compliance advice on market expansion, new product development, and operational changes
- Manage compliance requirements from counterparties (banks, asset managers, PSPs, digital asset partners), and serve as the primary compliance point of contact for partner-related compliance inquiries and audit
- Stay current on UK and FCA regulatory developments, assess impact on Spiko’s operations and develop and implement expanded compliance policies and procedures as needed
Who we’re looking for
Requirements (must-haves):
- 5 to 12 years of compliance experience in financial services
- Direct, hands‑on experience working in compliance at an FCA-regulated investment firm, broker‑dealer, asset manager, or wealth manager
- Strong working knowledge of MiFID Org Reg, COBS, SYSC, SMCR and the FCA Handbook as applied to investment firms
- Prior experience leading or co‑leading an FCA investment firm licence application, EMI or payment institution licences are relevant but not sufficient on their own
- Proven experience as a MLRO or in a senior AML compliance role at an FCA-regulated entity, including ownership of AML/KYC processes, transaction monitoring and SAR reporting
- Excellent written communication skills, you will be drafting regulatory submissions and board reports
- Comfortable in a fast‑paced, early‑stage environment where you will be building from scratch
Nice to have:
- Prior work at a start‑up or high‑growth fintech company
- Law degree or professional compliance certifications (ICA, ACAMS, CAMS)
What we offer
- Compensation: a competitive salary depending on experience + Stock Options
- Office: in central London
- Remote work: up to 2 days per week and one full remote week per month
- The best tech for your job: latest‑generation laptops and industry‑leading software
- Monthly Budget to cover different perks of choice
- Referral Bonus
- Social life: regular afterworks and biannual offsites
Our hiring process:
- Screening Interview - 30 mins with Nathalie, Talent Acquisition
- Hiring Manager interview - 30 mins with Victor, Head of Legal
