Mortgage and Protection Adviser

Mortgage and Protection Adviser

Full-Time 32000 - 48000 £ / year (est.) On-site
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At a Glance

  • Tasks: Engage with clients, generate leads, and provide exceptional customer service.
  • Company: Join Just Mortgages, a diverse and inclusive workplace dedicated to your growth.
  • Benefits: Enjoy uncapped commission, a company car or allowance, and ongoing training.
  • Other info: Full-time role with flexible working hours and a commitment to equal opportunities.
  • Why this job: Build your career in a supportive environment while making a real impact.
  • Qualifications: Must hold CeMAP qualification and have experience in mortgage advising.

The predicted salary is between 32000 - 48000 £ per year.

Overview Experienced Mortgage and Protection Adviser– Cardiff –To be considered for this role, you must hold CeMAP qualification or equivalent.What’s on offer to you as a Mortgage and Protection Adviser?On target earnings of 40000 to 60000+ per yearFully uncapped commission scheme22,000 - 28,000 Basic salary (dependent on experience) Guaranteed monthly payments whilst building a pipeline, for up to 6 monthsCompany car, OR 250 monthly car allowanceCompany laptopBespoke digital marketing packageDedicated training and coaching to support your ongoing development and progressionA chance to build on your career, with a set, clear career pathEmployee 24/7 Assistance Programme What do you need to be good at?Engaging with people from all walks of life. You’re able to hold conversations to establish their needs and wants. You communicate effectively through email, phone, face to face and on videos for our social channelsSpinning a lot of plates, you’ve mastered multitasking and excel at managing numerous responsibilities and tasksMaintaining relationships through regular contact with vendors, buyers and developers to capitalise on all opportunities whilst ensuring a high level of customer service and engagement is sustained Collaborating with your peers within your branch to build relationships to assist in identifying opportunities for referralsTaking accountability for your KPIs through proactively seeking new opportunities whilst maintaining existing relationships Strong presence in front of a camera where you appeal to and engage with your audience to maximize your reachYour responsibilities as a Mortgage and Protection AdviserGenerate and maintain your own client relationships and business, maximise in-branch opportunities and thrive within a challenging yet stimulating environmentFollow up on in-branch leads generated by the Estate Agency team and maximise value from each clientGenerate your own leads and businessWork in tandem with the Estate Agency team, Admin team, Training and Development team, Compliance team and Divisional Sales Director to ensure as efficient a process as possible for the client.Provide exceptional client care and experience from beginning to end, going above and beyond to provide the highest possible level of customer service.Working HoursThis role is full time office basedMonday - Friday 08:30 - 18:00Alternate Saturdays 09:00 - 17:00Day off in lieu when working a Saturday The finer details:It is essential that you currently hold CeMAP qualification, or an industry equivalent qualification.Experience of Mortgage and Protection Advising is essential.We are currently conducting some interviews using video software. To be eligible to proceed in our recruitment process, you will need:Legal entitlement to live and work in the UK (in accordance with the Immigration Asylum and Nationality Act 2006) We’ll need evidence of your right to work in the UK, in the form of:Passport/Birth CertificateWe will also needProof of AddressNational InsuranceFull UK Driving Licence* Subject to passing probationary period Equal Opportunities: At Just Mortgages, variety makes our Company DNA come to life. We love people, and what's more, we love the differences that make each person who they are, we support you and encourage those differences, to make you the best person you can be. Just Mortgages are proud to be an equal opportunity workplace and we welcome all talented individuals to apply for a career with us. We are committed to equal employment opportunity regardless of race, colour, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity.If you have a disability or special need that requires accommodation, please let our Talent Team know and we will be happy to assist to the best of our ability – regardless of how small or large your requirement may be.To All Recruitment Agencies: Just Mortgages does not accept speculative agency CVs. Please do not forward CVs to the Talent Team, Just Mortgages employees or any other company location. Just Mortgages is not responsible for any fees related to unsolicited CVs received from external recruitment sources through our Preferred Suppliers List or otherwise.Privacy Policy: We process any information you provide in accordance with our Privacy Policy which is available on the Spicerhaart website: Job SummaryID: 2026-27772# of Openings: 1Category: Hidden (21084)Position Type: Permanent Full-Time

Mortgage and Protection Adviser employer: SPICERHAART

Join Felicity J Lord Estate Agents as a Trainee Lettings Negotiator in the vibrant Canary Wharf, where you'll embark on an exciting career in property with industry-leading training and ongoing support. Enjoy a dynamic work culture that prioritises employee growth, offering clear pathways for progression, generous benefits including 30 days annual leave, and unique opportunities like the CEO Exclusive Achievers Club and annual incentive trips. With a focus on teamwork and personal development, this is the perfect place to kick-start your rewarding journey in the property sector.

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Contact Details:

SPICERHAART Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Mortgage and Protection Adviser

✨Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

✨Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

✨Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

✨Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like SPICERHAART. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Mortgage and Protection Adviser

CeMAP qualification or equivalent
Excellent communication skills
Customer service excellence
Relationship management
Multitasking abilities
Lead generation and conversion
Collaboration with cross-functional teams

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to SPICERHAART.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on SPICERHAART's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at SPICERHAART

✨Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with SPICERHAART.

✨Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

✨Show Your Passion for Finance

Since this is a full-time position, employers at SPICERHAART will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

✨Network with Industry Professionals

Before your interview, reach out to current or former SPICERHAART employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.