Junior Underwriter in London

Junior Underwriter in London

London Full-Time No working from home possible
Spencers Recruitment

Junior Underwriter

Our client is a growing specialist property finance lender seeking a Junior Underwriter to join their team. This is an excellent opportunity for someone with experience in real estate finance who is looking to develop their underwriting career within a supportive and expanding business.

The successful candidate will be involved in the assessment, underwriting and ongoing management of property-backed lending transactions, working closely with borrowers and internal stakeholders throughout the loan lifecycle.

Key Responsibilities:

  • Assess borrower affordability and financial suitability
  • Manage loan applications from initial enquiry through to completion
  • Underwrite lending proposals whilst identifying and mitigating risk
  • Analyse property assets and market conditions to support lending decisions
  • Assist with post-completion loan administration and portfolio management
  • Monitor existing loans to ensure ongoing performance and compliance
  • Liaise with borrowers, brokers, solicitors and other professional advisers
  • Maintain accurate records and ensure cases progress within agreed timeframes

About You

  • Previous experience within property finance, bridging finance, development finance or a similar lending environment
  • Strong numerical and analytical skills
  • Excellent attention to detail
  • Highly organised with the ability to manage multiple cases simultaneously
  • Strong verbal and written communication skills
  • Proficient in Microsoft Office, particularly Excel
  • Comfortable dealing directly with clients and professional contacts
  • Good understanding of the UK property market
  • Knowledge of interest rates and their impact on the property sector would be advantageous

Salary: Β£28,000 - Β£38,000 per annum (depending on experience)
Hours: Monday to Friday, 9:00am – 5:30pm
Location: Finchley, North London

Spencers Recruitment

Contact Details:

Spencers Recruitment Recruitment Team