At a Glance
- Tasks: Assess and manage property-backed lending transactions while collaborating with borrowers and stakeholders.
- Company: A growing specialist property finance lender with a supportive team culture.
- Benefits: Competitive salary, career development opportunities, and a dynamic work environment.
- Other info: Join a team that values organisation and attention to detail for excellent career growth.
- Why this job: Kickstart your underwriting career in a thriving business and make a real impact.
- Qualifications: Experience in property finance and strong analytical skills are essential.
Our client is a growing specialist property finance lender seeking a Junior Underwriter to join their team. This is an excellent opportunity for someone with experience in real estate finance who is looking to develop their underwriting career within a supportive and expanding business. The successful candidate will be involved in the assessment, underwriting and ongoing management of property‑backed lending transactions, working closely with borrowers and internal stakeholders throughout the loan lifecycle.
Key Responsibilities
- Assess borrower affordability and financial suitability
- Manage loan applications from initial enquiry through to completion
- Underwrite lending proposals whilst identifying and mitigating risk
- Analyse property assets and market conditions to support lending decisions
- Assist with post‑completion loan administration and portfolio management
- Monitor existing loans to ensure ongoing performance and compliance
- Liaise with borrowers, brokers, solicitors and other professional advisers
- Maintain accurate records and ensure cases progress within agreed timeframes
About You
- Previous experience within property finance, bridging finance, development finance or a similar lending environment
- Strong numerical and analytical skills
- Excellent attention to detail
- Highly organised with the ability to manage multiple cases simultaneously
- Strong verbal and written communication skills
- Proficient in Microsoft Office, particularly Excel
- Comfortable dealing directly with clients and professional contacts
- Good understanding of the UK property market
- Knowledge of interest rates and their impact on the property sector would be advantageous
Salary: £28,000 - £38,000 per annum (depending on experience)
Hours: Monday to Friday, 9:00am – 5:30pm
Location: Finchley, North London
Junior Underwriter employer: Spencers Recruitment
Join a dynamic and supportive team in Finchley, North London, where your career as a Junior Underwriter can flourish. Our client offers a collaborative work culture that prioritises employee growth and development, alongside competitive salaries and benefits. With a focus on real estate finance, you'll have the opportunity to engage directly with clients and enhance your skills in a thriving environment.
