At a Glance
- Tasks: Analyse customer finances and assess credit risks to support business decisions.
- Company: Join a dynamic team in a leading financial services company.
- Benefits: Competitive salary, 26 days holiday, and opportunities for professional growth.
- Other info: Fast-paced environment with a focus on teamwork and continuous improvement.
- Why this job: Make an impact by managing credit risk and supporting business success.
- Qualifications: Experience in credit risk or financial analysis with strong analytical skills.
The predicted salary is between 30000 - 40000 £ per year.
Monday to Friday, 8:30am – 5:00pm, 37.5 hours per week. Based in Haydock.
Responsibilities
- Assess new and existing customers through financial analysis, credit assessments and due diligence checks.
- Support the onboarding of new credit customers, ensuring all applications comply with Company policies, Delegation of Authority and Group Credit Policy.
- Monitor customer credit limits and review them to ensure they remain appropriate to the level of risk.
- Produce regular credit risk reports and analysis to support effective business decision making.
- Identify emerging risks, market trends and economic developments, making recommendations to mitigate risk.
- Support the Head of Credit Risk with portfolio management and risk monitoring activities.
- Provide guidance to Credit Control and New Accounts teams on customer exposures and credit referrals.
- Build strong relationships with stakeholders across the business to communicate credit risk effectively.
- Contribute to continuous improvements that balance risk management with commercial growth.
Qualifications
- Previous experience within a credit risk, financial analysis or similar risk‑focused role.
- Strong analytical skills with the ability to interpret financial information and assess risk.
- Advanced Microsoft Office skills, particularly Excel.
- Excellent attention to detail and the ability to produce accurate reports.
- Strong communication and stakeholder management skills.
- A logical, methodical approach with excellent problem‑solving abilities.
- The ability to prioritise workloads and meet deadlines in a fast‑paced environment.
- Confidence working both independently and collaboratively within a team.
Benefits
- Competitive salary
- 26 days holiday plus
Credit Analyst employer: Speedy Services
As a Credit Analyst at our Haydock location, you will thrive in a supportive work culture that values collaboration and continuous improvement. We offer competitive salaries, generous holiday allowances, and opportunities for professional growth, ensuring that you can develop your skills while contributing to meaningful business decisions. Join us to be part of a dynamic team that prioritises both risk management and commercial success, making it an excellent place for your career advancement.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Speedy Services. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Speedy Services.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Speedy Services's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Speedy Services
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Speedy Services.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Speedy Services will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Speedy Services employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
