At a Glance
- Tasks: Assess customer credit risk through financial analysis and produce regular credit risk reports.
- Company: Speedy Hire is the UK's leading hire provider, based in Haydock.
- Benefits: Enjoy 26 days holiday, a competitive salary, and a company pension scheme.
- Other info: This role requires the right to work in the UK and may involve security checks.
- Why this job: Join a team focused on sustainable growth while managing credit risk effectively.
- Qualifications: Experience in credit risk or financial analysis with strong analytical skills required.
The predicted salary is between 30000 - 40000 £ per year.
Speedy Hire is the UK’s leading hire provider. We’re looking for a Credit Analyst to join our Transactional Finance team based in Haydock. This role enables you to protect the business by assessing and managing customer credit risk while supporting sustainable growth.
Responsibilities
- Assess new and existing customers through financial analysis, credit assessments and due diligence checks.
- Support the onboarding of new credit customers, ensuring all applications comply with company policies, delegation of authority and group credit policy.
- Monitor customer credit limits and review them to ensure they remain appropriate to the level of risk.
- Produce regular credit risk reports and analysis to support effective business decision making.
- Identify emerging risks, market trends and economic developments, making recommendations to mitigate risk.
- Support the Head of Credit Risk with portfolio management and risk monitoring activities.
- Provide guidance to Credit Control and New Accounts teams on customer exposures and credit referrals.
- Build strong relationships with stakeholders across the business to communicate credit risk effectively.
- Contribute to continuous improvements that balance risk management with commercial growth.
Qualifications
- Previous experience within a credit risk, financial analysis or similar risk‑focused role.
- Strong analytical skills with the ability to interpret financial information and assess risk.
- Advanced Microsoft Office skills, particularly Excel.
- Excellent attention to detail and the ability to produce accurate reports.
- Strong communication and stakeholder management skills.
- A logical, methodical approach with excellent problem‑solving abilities.
- The ability to prioritise workloads and meet deadlines in a fast‑paced environment.
- Confidence working both independently and collaboratively within a team.
Benefits
- Competitive salary
- 26 days holiday plus bank holidays
- Company pension scheme
- Life assurance
- 95% discount across the Speedy brand
- Employee Assistance Programme
- My Staff Shop discounts
- Health, wellbeing and financial wellbeing support
- Career development and ongoing training opportunities
We are committed to creating an inclusive workplace where everyone can thrive and encourage applications from all backgrounds. Some roles may require DBS, credit or security clearance checks and all successful applicants must have the right to work in the UK. Vacancies may close early if a high volume of applications is received. Apply today and help us protect our business while enabling sustainable growth across Speedy Hire.
Credit Analyst in St Helens employer: Speedy Hire
Speedy Hire, located in Haydock, offers a competitive salary and 26 days holiday. The Transactional Finance team focuses on sustainable growth and effective risk management, fostering an inclusive workplace for all backgrounds.
