At a Glance
- Tasks: Lead and scale the Credit Operations team, ensuring high-quality credit decisions.
- Company: Fast-growing Fintech in the Embedded Finance space with a dynamic culture.
- Benefits: Competitive salary, career development opportunities, and a chance to shape a new office.
- Other info: Join a collaborative team focused on innovation and growth.
- Why this job: Make a real impact in a rapidly evolving fintech environment while leading a talented team.
- Qualifications: 4+ years in Credit Operations and 2+ years in people leadership required.
The predicted salary is between 75600 - 92400 £ per year.
- Overview Head of
- Credit
Operations: Space Executive have partnered with a fast growing Fintech in the Embedded Finance space.
They Partner with large enterprise platforms and leverage on their capital solution onto the platforms end customers, typically SMB's.
Due to continued growth in Germany, they have recently set up an office and starting to build the foundations.
The Role Lead and scale the Credit Operations function, building and managing a team of underwriters and KYC specialists and growing the team to approximately 25 employees within the first year.
Own day-to-day credit operations, including underwriting and KYC processes, ensuring timely, consistent, and high-quality credit decisions.
Design and implement scalable workflows and operating models to support business growth while meeting defined service levels and risk standards.
Establish and maintain underwriting and KYC procedures, ensuring alignment with regulatory requirements and internal credit and risk policies.
Partner cross-functionally with Risk, Compliance, Product, and Engineering to translate credit policy into efficient operational execution.
Drive hiring, onboarding, and performance management, including training, quality assurance, and career development for the credit operations team.
Monitor and report on key operational metrics, such as turnaround times, approval quality, and compliance outcomes, using data to drive continuous improvement.
Ensure audit and regulatory readiness, maintaining strong documentation, controls, and escalation processes.
Requirements 4+ years of experience in Credit Operations, with a background in underwriting and/or KYC within a regulated financial services environment. 2+ years of people leadership experience, managing teams of 10+ employees, with demonstrated success in scaling and developing high-performing teams.
Experience working in a fast-growing fintech, with comfort operating in a dynamic, high-growth, and evolving environment.
Strong understanding of credit risk, underwriting processes, and KYC/AML requirements, with the ability to translate policy into effective operational execution.
Proven ability to build scalable processes and workflows, balancing speed, quality, and risk management.
Excellent stakeholder management and communication skills, with experience partnering cross-functionally across Risk, Compliance, Product, and Engineering.
Get in touch for more info #J-18808-Ljbffr
Wanted: Head of Credit Operations - Germany employer: Space Executive
Join a pioneering deep tech startup in the UK that is revolutionising industries by eliminating outdated systems and enabling real-world work to move at software speed. With a world-class team and a culture of high trust and ownership, you'll have the opportunity to make a significant impact from day one, backed by substantial funding and a clear path for growth. This is not just a job; it's a chance to be part of something transformative in a high-intensity environment where your contributions truly matter.
