Associate Director, Insurance Ratings in London

About the Role:

The team comprises analysts based in the U.K., France, Germany, Middle East, and South Africa. We are responsible for a portfolio of primary insurers and reinsurers based across the UK, Central Asia, the Middle East and the African continent.

The Impact:

You will provide key stakeholders with impactful insights that enable investors to make informed decisions with conviction. Additionally, you will empower our junior analysts and model key leadership behaviours to inspire and motivate them.

What you stand to Gain:

You will analyse insurance companies in the U.K. and other locations across EMEA as needed. This position involves meeting with issuers and investors to discuss analytical matters, assisting in resolving client needs, participating in market education efforts, and taking the lead at external meetings related to credits.

Responsibilities:

• Analyse information and data to determine ratings for insurance companies and their debt issues.
• Make recommendations and present findings to rating committees.
• Draft press releases, company-specific reports, and industry commentaries in a fast-paced environment.
• Effectively communicate S&P Global Ratings' methodology and rating opinions to clients.
• Continuously monitor the operating performance of rated companies, including reviews of public filings and private information supplied by issuers, and participate in client meetings.
• Meet with stakeholders, listen attentively to their views, and clearly articulate our opinions.
• Work closely with the wider team to provide effective surveillance of credits and contribute to research.
• Nurture junior talent by encouraging, inspiring, and influencing their learning.

All employees are required to work from the office a minimum of 2 days per week. We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

What We're Looking For:

• Degree-level qualification in a relevant business-related field, such as actuarial science. A relevant master's degree, CFA, or a similar financial qualification would be desirable.
• Demonstrable expertise in the insurance industry and company analysis, showcasing a keen eye for detail and a curious mindset. An S&P Global employee at this level would typically have 5+ years of experience.
• A solid understanding of insurance markets, business environments, and relevant regulations, particularly in the U.K.
• Prior credit analysis experience covering the non-life, life insurance, and reinsurance sectors will be a distinct advantage.
• Ability to demonstrate analytical excellence, coupled with the capability to clearly explain our credit rating opinions both internally and externally.
• Ability to understand accounting concepts and financial statements.
• An interest in learning about AI, you may have the opportunity to design acceptable use cases for AI adoption across the rating process.
• Strong written and oral communication skills in English are essential; Russian would be useful for some of our markets.
• Strong organizational skills, an execution mindset, and the ability to delegate effectively.
• Collaborative, execution-focused leadership skills.
• Strong communication and interpersonal skills to represent S&P Global Ratings as an analytical spokesperson.
• Willingness to travel, sometimes at short notice.

About S&P Global Ratings:

At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

Benefits:

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference.

Global Hiring and Opportunity at S&P Global:

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent.

Equal Opportunity Employer: S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.