The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.
We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here!
Summary
Leads a team of Business Banking Relationship Managers driving targeted growth of business relationships through proactive loan origination and intentional deposit expansion while applying disciplined credit judgment and risk management practices. Provides leadership, coaching, and oversight to ensure team performance, consistent execution, and adherence to credit and risk standards.
Duties & Responsibilities
Leads a team of Business Banking Relationship Managers, providing guidance on deal structuring, business development strategies, and portfolio management to ensure consistent performance and alignment with bank objectives and ensuring consistent execution across team members. Guides and develops the ongoing sales activities of the Business Banking Relationship Managers across their assigned geography. Develop strategies in conjunction with the Director of Business Banking to grow Business Banking and promote products that are in line with Bank goals and strategy. Works with various leadership levels on growth strategies as well as communicate product changes, enhancements, and developments to local teams.
Develops, executes, and reinforces team adoption of targeted prospecting and relationship expansion strategies, leveraging professional referral networks, outbound calling, and community engagement to generate qualified loan and core deposit growth opportunities aligned to defined credit risk parameters.
Provides guidance on deal structuring, business development strategies, and portfolio management to ensure consistent performance and alignment with bank objectives and ensuring consistent execution across team members. Reviews and validates team member loan packages as requested, ensuring accuracy, completeness, and adherence to credit policy and risk standards prior to submission or approval while ensuring team alignment with cross-functional partners. Monitors portfolio risk and performance of team portfolios by evaluating financial trends, and risk rating movements, proactively identifying emerging credit issues and implementing timely mitigation strategies to protect asset quality.
Partners with internal stakeholders, including branch teams, credit, treasury, and operational teams, to coordinate solutions, streamline deal execution, and enhance the overall client experience while supporting efficient growth and risk management. Maintains an extensive knowledge of the products and services available to our Business Customers.
Actively assists in the management and expansion of portfolio of business relationships by deepening engagement, increasing loan outstandings, and driving primary operating deposit relationships to enhance client profitability and retention, while ensuring team members achieve similar outcomes. Drives growth in core deposits and fee income by delivering referrals to Treasury Management, merchant services, and other internal partners that position the bank as the client's primary financial institution, while coaching team members on effective deposit growth strategies while ensuring team alignment with cross-functional partners.
Proactively mitigates fraud and operational risk by validating client identity and business legitimacy, analyzing transaction patterns, enforcing due diligence standards, and escalating suspicious activity in alignment with internal controls and regulatory requirements. Provides second-line review as requested and oversight of team member activity to ensure consistent detection and escalation of potential fraud risks. Ensures compliance with all applicable regulations and bank policies, including BSA/AML and Fair Lending, through consistent documentation, audit readiness, and adherence to established risk frameworks across team execution.
It is the responsibility of this role to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Qualifications
Education Requirements
Bachelor's degree in Finance, Business, or related field or equivalent experience in a related field
Minimum Experience
10+ years of banking experience with a strong emphasis on business lending, credit analysis, and deposit relationship managem
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Business Banker Group Director - Birmingham or Huntsville location preferred employer: southstatebank
At SouthState, we pride ourselves on being an exceptional employer that values personal relationships and community engagement. Our Birmingham location offers a supportive work culture where individual contributions are recognised, and team members are encouraged to grow professionally while delivering innovative banking solutions. With a commitment to integrity and excellence, we provide our employees with meaningful opportunities to make a difference in the lives of our clients and the communities we serve.
