At a Glance
- Tasks: Assess SME lending applications and make sound credit decisions.
- Company: Leading international finance provider with a collaborative culture.
- Benefits: Competitive salary, discretionary bonus, excellent benefits, and hybrid working.
- Other info: Opportunity for career development in a dynamic environment.
- Why this job: Join a forward-thinking team and make a real impact on SME growth.
- Qualifications: Experience in SME credit underwriting and strong analytical skills.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Credit Underwriter - SME Lending FTC
Location: Bracknell (Hybrid - 2 days WFH)
Are you a skilled Credit Underwriter Our client, a leading international finance provider, is seeking a an experienced Senior Underwriter to join their growing underwriting team in Bracknell.
This is an exciting opportunity to play a pivotal role in assessing credit risk and enabling sustainable growth for SMEs
The Role
Assess SME lending applications, using both data and judgment to make sound credit decisions.
Act as the expert on SME risk, ensuring robust, market-relevant underwriting.
Analyse financial statements and spot risks early, applying a rigorous, solutions-focused approach.
Collaborate with product, sales, operations, and risk teams to balance commercial and credit quality goals.
Help refine underwriting processes, introducing automation and improving decision-making speed.
About You
Experienced in SME credit underwriting (bank, fintech, or leasing company preferred).
Strong knowledge of financial and non-financial SME risk factors.
Excellent attention to detail with the ability to analyse data and financial statements.
Strong communication skills - able to explain decisions clearly to stakeholders.
Comfortable using Excel/databases to support credit analysis.
Desirable: Experience in asset-backed financing or leasing; SQL knowledge.
Benefits
Competitive salary discretionary bonus
Excellent benefits package (pension, medical cover, death in service, enhanced annual leave)
Hybrid working - 2 days from home per week
Opportunity to join a forward-thinking, collaborative team
Please note:
As you can appreciate we are currently overwhelmed with applications of individuals looking for both short term and permanent work and we can therefore only contact those applications that have relevant skills for positions that we currently have available. Should you not hear from us within a week, please assume you have been unsuccessful on this occasion.
In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Source4 are an equal opportunities employer and complies with all relevant UK legislation. If you are successful in your application, you will be required to attend a full registration with one of our Consultants which will involve you providing a current passport, any relevant visas, a proof of address and completing relevant tests and a full competency based interview.
Credit Underwritter in Bracknell employer: Source4 Personnel Solutions
Join a leading international finance provider in Bracknell as a Credit Underwriter, where you will be part of a dynamic and collaborative team dedicated to supporting SMEs. Enjoy a competitive salary, a comprehensive benefits package, and the flexibility of hybrid working, all while contributing to meaningful financial decisions that drive sustainable growth. With a strong focus on employee development and innovation, this role offers an excellent opportunity for professional growth in a forward-thinking environment.
Contact Details:
Source4 Personnel Solutions Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Underwritter in Bracknell
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✨Get Certified
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like Source4 Personnel Solutions. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Underwritter in Bracknell
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Source4 Personnel Solutions.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
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How to prepare for a job interview at Source4 Personnel Solutions
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Source4 Personnel Solutions.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
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Since this is a full-time position, employers at Source4 Personnel Solutions will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
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Before your interview, reach out to current or former Source4 Personnel Solutions employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
