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For Companies At a Glance
- Tasks: Assess credit risk for SMEs in Germany and make informed lending decisions.
- Company: Leading international finance provider with a focus on innovation.
- Benefits: Competitive salary, discretionary bonus, hybrid working, and excellent benefits package.
- Why this job: Join a collaborative team and make a real impact on SME growth in Germany.
- Qualifications: Experience in SME credit underwriting and fluent in German.
- Other info: Opportunity for career development in a dynamic environment.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
Are you a skilled Credit Underwriter with strong knowledge of the German SME market? Our client, a leading international finance provider, is seeking a fluent German speaker to join their growing underwriting team in Bracknell.
This is an exciting opportunity to play a pivotal role in assessing credit risk and enabling sustainable growth for SMEs across Germany.
The Role
Assess SME lending applications, using both data and judgment to make sound credit decisions.
Act as the expert on German SME risk, ensuring robust, market-relevant underwriting.
Analyse financial statements and spot risks early, applying a rigorous, solutions-focused approach.
Collaborate with product, sales, operations, and risk teams to balance commercial and credit quality goals.
Help refine underwriting processes, introducing automation and improving decision-making speed.
About You
Experienced in SME credit underwriting (bank, fintech, or leasing company preferred).
Fluent German speaker (written & spoken) – essential.
Strong knowledge of financial and non-financial SME risk factors.
Excellent attention to detail with the ability to analyse data and financial statements.
Strong communication skills – able to explain decisions clearly to stakeholders.
Comfortable using Excel/databases to support credit analysis.
Desirable: Experience in asset-backed financing or leasing; SQL knowledge.
Benefits
Competitive salary discretionary bonus
Excellent benefits package (pension, medical cover, death in service, enhanced annual leave)
Hybrid working – 2 days from home per week
Opportunity to join a forward-thinking, collaborative team
Please note:
As you can appreciate we are currently overwhelmed with applications of individuals looking for both short term and permanent work and we can therefore only contact those applications that have relevant skills for positions that we currently have available. Should you not hear from us within a week, please assume you have been unsuccessful on this occasion.
In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Source4 are an equal opportunities employer and complies with all relevant UK legislation. If you are successful in your application, you will be required to attend a full registration with one of our Consultants which will involve you providing a current passport, any relevant visas, a proof of address and completing relevant tests and a full competency based interview.
Credit Risk Analyst with Fluency in Business German employer: Source4 Personnel Solutions
Contact Detail:
Source4 Personnel Solutions Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst with Fluency in Business German
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and underwriting sectors, especially those who know the German SME market. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit risk assessment and the specific challenges faced by SMEs in Germany. We want you to showcase your expertise and how you can add value to the team!
✨Tip Number 3
Don’t forget to highlight your fluency in German during conversations. Being able to communicate effectively with stakeholders is key, so let’s make sure they know you’re the go-to person for all things German!
✨Tip Number 4
Apply through our website for a smoother process! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Credit Risk Analyst with Fluency in Business German
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in SME credit underwriting and any relevant skills, especially your fluency in German. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background makes you the perfect fit. Don’t forget to mention your knowledge of the German SME market!
Showcase Your Analytical Skills: Since this role involves analysing financial statements and assessing credit risk, make sure to highlight your analytical skills. Share examples of how you've successfully identified risks in the past – we love a good story!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any updates from us. Good luck!
How to prepare for a job interview at Source4 Personnel Solutions
✨Know Your SME Market
Make sure you brush up on your knowledge of the German SME market. Understand the key players, trends, and challenges they face. This will not only help you answer questions confidently but also show that you're genuinely interested in the role.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with analysing financial statements and assessing credit risk. Bring examples of how you've identified risks in the past and the solutions you proposed. This will demonstrate your problem-solving abilities and attention to detail.
✨Practice Your German
Since fluency in German is essential, practice speaking and writing in German before the interview. You might be asked to explain complex concepts in German, so being comfortable with the language will give you an edge.
✨Collaborative Mindset
Be ready to talk about your experience working with different teams, like sales and operations. Highlight any instances where you balanced commercial goals with credit quality, as this shows you can work collaboratively while keeping the company's best interests in mind.
