Head of Business Delivery, Debt Management

As Head of Business Delivery, Debt Management, you'll lead and empower a high‑performing team, building a culture of trust, inclusion and continuous improvement. You bring strong expertise in debt collection within regulated environments, translating data and technology into compassionate, compliant outcomes. Your operational rigour, spanning governance, analytics and best‑practice process design, keeps us robust and agile as the landscape evolves. Mortgage experience is a plus as we grow in this area. This role is hybrid with 1–2 days per week in our Newcastle office.

Responsibilities

• Lead by example, championing a positive, solution‑focused and commercially aware mindset, while modelling behaviours that support an inclusive and collaborative culture.
• Shape and deliver the collections and recoveries strategy, using innovative and customer‑centric approaches that improve outcomes and align with business objectives.
• Maintain strong regulatory compliance by ensuring all activities meet UK consumer credit laws, FCA standards and internal governance requirements, supported by regular monitoring and reporting.
• Use data and insight to identify risks, track portfolio performance and drive informed decision‑making, presenting clear recommendations to senior leadership when needed.
• Build a high‑performing team through clear goal‑setting, supportive coaching, continuous feedback and a focus on personal and professional development.
• Strengthen operational excellence by continually improving policies, processes, workflows and technology to enhance efficiency, customer experience and compliant delivery, including contributing to the growth of mortgage collections where relevant.

Qualifications

• Strong understanding of regulatory requirements across debt collection activities, with a commitment to fair and consistent customer outcomes.
• A proactive, partnership‑focused mindset, acting as a trusted adviser to colleagues, stakeholders and clients.
• Excellent communication skills, with the ability to listen, engage and convey information clearly in both written and verbal formats.
• Confident in leading, motivating and supporting others, using creativity and collaboration to solve complex problems.
• Passionate about delivering positive outcomes, including strong collection performance, great customer experiences and high‑quality standards.
• Comfortable navigating a fast‑paced, evolving environment, using a solution‑focused approach to balance customer, stakeholder and business needs.

Preferred Qualifications

• Experience in mortgage collections.

If you are interested in this role but not sure if your skills and experience are exactly what we're looking for, please do apply, we'd love to hear from you!

About the Company

Founded in 2021, Sopra Steria Financial Services is redefining what's possible for public and private sector organisations across the UK—from cutting‑edge IT and consulting for leading banks, to energising customer experiences for the UK's largest savings bank, to ethical, data‑driven recoveries that do the right thing for customers and clients.

Benefits

• £6,600 car allowance
• Bonus
• 25 days annual leave with the option to buy additional days
• Private medical
• Life assurance
• Pension
• Generous flexible benefits fund
• Full‑time role with flexible working arrangements.