Compliance Assurance Analyst

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers. We’re not about selling products - we want to solve problems and change lives through Monzo.

Our Compliance Assurance team is looking for a Compliance Assurance Analyst to join our second line of defence (2LoD). You’ll help provide oversight, challenge and assurance across Monzo, ensuring we manage conduct and compliance risks effectively while continuing to deliver a phenomenal customer experience. As part of our Risk and Compliance Collective, you’ll play an important role in helping Monzo grow safely, responsibly and in line with regulatory expectations.

• Deliver assurance reviews across key regulations, processes and controls, helping teams understand and manage compliance and conduct risks.
• Providing clear, actionable feedback that strengthens Monzo’s control environment and supports fair customer outcomes.
• Supporting the delivery of the Compliance Assurance Plan through effective oversight and challenge of first line activities.
• Producing high‑quality reports, management information and recommendations for stakeholders across the business.
• Tracking and validating remediation actions arising from assurance reviews to ensure effective resolution.
• Supporting compliance risk assessments, assurance planning and the continuous development of assurance methodologies.
• Helping build a positive culture around regulation, compliance and continuous improvement through training, collaboration and innovation.

• You have experience working within compliance, assurance or audit in a regulated financial services environment.
• You have a good understanding of FCA regulations and guidance, including areas such as Consumer Duty, Vulnerable Customers and key conduct requirements.
• You can analyse complex information and translate findings into clear, practical recommendations.
• You understand the role of risk and compliance functions and how they support strong customer and business outcomes.
• You’re organised, proactive and comfortable managing competing priorities in a fast‑paced environment.
• You build strong relationships with a wide range of stakeholders and communicate effectively at all levels.
• You’re excited by the opportunity to shape the future of banking and see compliance as a key enabler of sustainable growth.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply — even if you don’t have everything that’s listed just yet.

This role can be based in our London office, but we’re open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. £1,000 learning budget each year to use on books, training courses and conferences. We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work‑from‑home set‑up. Plus lots more!

The application journey has 4 key steps: Application, Role specific/technical interview, Values/behavioural interview, Artificial Intelligence guidelines.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage.