Credit Risk Decision Systems Analyst in City of London

Credit Risk Decision Systems Analyst in City of London

City of London Full-Time 60000 - 80000 £ / year (est.) Home office (partial)
Solytics Partners

At a Glance

  • Tasks: Validate credit decision strategies and analyse outcomes using advanced analytics tools.
  • Company: Join an award-winning global analytics firm at the forefront of innovation.
  • Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
  • Other info: Collaborative environment with a focus on continuous learning and development.
  • Why this job: Make a real impact in financial systems while working with cutting-edge technologies.
  • Qualifications: Experience in SAS, Excel, and Credit Risk Decision Systems required.

The predicted salary is between 60000 - 80000 £ per year.

About Us: Solytics Partners is a Global Analytics firm, recognized with multiple industry awards for innovation and excellence. Our team comprises experts with deep domain knowledge in risk, analytics, AI/ML, AML/FCC, and fraud. By converging this expertise with cutting-edge technologies like AI, Machine Learning, Generative AI, and Large Language Models (LLMs), we deliver powerful automated platforms and incisive point solutions. Our offerings enable clients to streamline and future-proof their risk, AML, and analytics processes, comply seamlessly with global regulations, and safeguard financial systems. Whether it’s solving complex challenges or driving operational efficiency, Solytics Partners is committed to empowering organizations with transformative tools to stay ahead in an evolving regulatory landscape.

Job Summary: We are seeking an experienced Credit Risk Decision Systems Analyst with strong expertise in SAS, Microsoft Excel, and Credit Risk Decision Systems. The ideal candidate will have hands-on experience in validating credit decision strategies, analysing decision outcomes, developing emulators for decision validation, and identifying root causes across data, business rules, and system integrations. This role requires an individual with excellent analytical and problem-solving skills who can independently investigate discrepancies between expected and actual credit decision outcomes while ensuring the integrity of credit risk strategies.

Key Responsibilities:

  • Review JSON payloads and credit decision outputs to ensure accuracy and completeness.
  • Validate decisioning outputs against expected credit risk strategy behaviour.
  • Assess end-to-end credit decision journeys, from data capture through final decision outcomes.
  • Develop and maintain decision emulators to replicate expected credit decision logic.
  • Benchmark emulator outputs against live production decisions to identify discrepancies.
  • Investigate variances across data, business rules, and system integrations to determine root causes.
  • Analyse credit risk strategies, particularly acquisition strategies, and evaluate their effectiveness.
  • Translate analytical findings into actionable recommendations for business and technology teams.
  • Collaborate with cross-functional stakeholders to resolve issues and improve decision accuracy.
  • Support testing and validation activities during strategy or system changes.

Key Requirements:

  • Technical Skills
  • Strong hands-on experience with SAS.
  • Advanced proficiency in Microsoft Excel.
  • Experience working with Credit Risk Decision Systems.
  • Ability to analyse JSON payloads and decision outputs.
  • Experience building and using decision emulators for validation.
  • Good understanding of data validation, business rules, and system integration.
  • Domain Knowledge
  • Strong understanding of Credit Risk Strategies, with particular focus on Acquisition Strategies.
  • Familiarity with the end-to-end credit decision lifecycle: Data Capture, Decision Engine, Decision Outcome.
  • Knowledge of credit policy implementation and decision logic validation.

Credit Risk Decision Systems Analyst in City of London employer: Solytics Partners

At Solytics Partners, we pride ourselves on being a leading global analytics firm that fosters a culture of innovation and excellence. Our collaborative work environment encourages continuous learning and professional growth, providing employees with access to cutting-edge technologies and industry expertise. Located in a vibrant city, we offer competitive benefits and a commitment to empowering our team members to make impactful contributions in the field of credit risk and analytics.

Solytics Partners

Contact Details:

Solytics Partners Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit Risk Decision Systems Analyst in City of London

Tap into Campus Networks

If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.

Get Certified

Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.

Connect on Professional Platforms

Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.

Apply Directly and Be Proactive

Don’t shy away from reaching out directly to firms like Solytics Partners. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.

We think you need these skills to ace Credit Risk Decision Systems Analyst in City of London

SAS
Microsoft Excel
Credit Risk Decision Systems
JSON Payload Analysis
Decision Emulator Development
Data Validation
Business Rules Understanding

Some tips for your application 🫡

Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.

Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Solytics Partners.

Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.

Research and Reflect:Before hitting that 'apply' button on Solytics Partners's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!

How to prepare for a job interview at Solytics Partners

Brush Up on Financial Analysis Skills

Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Solytics Partners.

Prepare for Case Studies

Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.

Show Your Passion for Finance

Since this is a full-time position, employers at Solytics Partners will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.

Network with Industry Professionals

Before your interview, reach out to current or former Solytics Partners employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.