Regulatory Reporting & Client Money Officer

The Regulatory Reporting & Client Money Officer is responsible for ensuring Sokin meets all regulatory reporting obligations and maintains full compliance with client money and safeguarding requirements. Sitting at the centre of the firm’s financial control framework, this role ensures the integrity, accuracy, and timeliness of regulatory submissions while maintaining strong safeguarding controls that protect customer funds. Working closely with Finance, Compliance, and Operations, you will act as a key control owner across regulatory reporting and safeguarding, ensuring strong governance, regulatory transparency, and operational resilience.

About Us

Sokin is a next-generation B2B financial services provider, enabling businesses to make and receive global payments with greater speed, lower cost, and total transparency. Our mission is simple: we’re simplifying global business – so businesses thrive wherever they choose to grow.

We Deliver Services Across:

• Global payments and receivables
• Foreign Exchange (FX)
• Treasury management
• Finance reconciliations

We are rapidly expanding, with established presence in EMEA, APAC, and North America. Backed by a strong global infrastructure and industry-leading partners, we are redefining how businesses move money worldwide. Our clients span industries from sports and entertainment to logistics and travel, and our community is growing rapidly. As we continue to expand, we’re building a team of exceptional people who share our ambition to transform the future of global payments.

Key Responsibilities

• Regulatory Reporting & Regulatory Compliance
  • Own the preparation, validation, and submission of all regulatory returns across relevant jurisdictions.
  • Maintain and manage the regulatory reporting calendar, ensuring all submissions are completed accurately and on time.
  • Validate data used in regulatory submissions through reconciliation of internal and external systems.
  • Maintain clear documentation, methodologies, and audit trails supporting all regulatory reporting processes.
  • Support regulatory reviews and respond to reporting enquiries from regulators and external auditors.
  • Monitor regulatory developments and implement changes impacting reporting requirements.
  • Ensure full compliance with safeguarding rules covering segregation, reconciliation, and record-keeping.
• Client Money & Safeguarding Oversight
  • Own and oversee daily safeguarding reconciliations, including internal, external, and client money calculations.
  • Ensure full compliance with safeguarding requirements, including segregation, reconciliation, and accurate record-keeping of client funds.
  • Monitor safeguarding accounts and structures to ensure customer funds remain appropriately protected at all times.
  • Investigate and resolve reconciliation breaks, ensuring timely escalation and effective remediation.
  • Maintain safeguarding policies, procedures, and associated controls.
  • Support safeguarding audits and regulatory reviews relating to client money compliance.
• Prudential Monitoring & Financial Controls
  • Support the monitoring of capital, liquidity, and prudential requirements.
  • Contribute to regulatory capital calculations and own funds assessments.
  • Assist with prudential reporting and financial regulatory submissions where required.
  • Support wind-down planning and financial resilience processes.
• Governance & Stakeholder Collaboration
  • Act as a key liaison between Finance, Compliance, Operations, and external regulators on regulatory reporting and safeguarding matters.
  • Contribute to internal governance forums, including risk and compliance committees.
  • Ensure all processes remain audit-ready, well-controlled, and aligned to regulatory expectations.
  • Identify and implement improvements to reporting processes, controls, and automation.

What Success Looks Like (First 12 Months)

• All regulatory reporting obligations are delivered accurately, on time, and without regulatory challenge or resubmission.
• A robust and scalable regulatory reporting framework is established, with clear documentation, ownership, and audit trails.
• Daily safeguarding reconciliations are consistently accurate and completed on time, with clear visibility and resolution of any breaks.
• A strong safeguarding control environment is embedded, ensuring full compliance with segregation, reconciliation, and record-keeping requirements.
• Regulatory audits and reviews are delivered smoothly, with confidence from regulators and external auditors in Sokin’s reporting and safeguarding processes.
• Prudential and safeguarding metrics are clearly defined and understood, supporting effective financial oversight.
• Opportunities for automation and control improvements are identified and implemented, reducing manual risk and increasing scalability.

Requirements

• Experience in regulatory reporting, safeguarding, or prudential finance within a PSP, EMI, bank, or regulated fintech environment.
• Strong understanding of client money / safeguarding regulations.
• Knowledge of prudential regulatory frameworks, including capital and liquidity requirements.
• Strong analytical and numerical skills, with experience working with financial and operational datasets.
• Ability to interpret regulatory requirements and translate them into operational processes and controls.
• High attention to detail with strong documentation and audit discipline.
• Strong stakeholder management skills, with the ability to work effectively across Finance, Compliance, and Operations teams.

Please note, candidates will need to have the right to work in the jurisdiction that they are looking to work in. We are an equal opportunities employer committed to creating an inclusive work environment. As a growing global startup, we value agility and flexibility in our working culture. If you require any accommodations during the recruitment process, please let us know.