Credit Risk Analyst

Credit Risk Analyst

Full-Time 50000 - 70000 £ / year (est.) Home office (partial)
Sokin

At a Glance

  • Tasks: Assess and manage credit risk for global clients in a fast-paced fintech environment.
  • Company: Join Sokin, a next-gen B2B financial services provider revolutionising global payments.
  • Benefits: Competitive salary, flexible working options, and opportunities for career growth.
  • Other info: Dynamic startup culture with a commitment to inclusivity and professional development.
  • Why this job: Make a real impact on commercial growth while developing your career in credit risk.
  • Qualifications: 2-5 years in credit risk or financial analysis; strong analytical and communication skills.

The predicted salary is between 50000 - 70000 £ per year.

We are seeking a detail-oriented and analytical Credit Risk Analyst to support the management of credit exposure across Sokin’s global client base. You will play a key role in assessing, monitoring, and mitigating credit risk, working closely with internal teams to ensure risk is effectively managed while supporting commercial growth. This role can be based in either London, Dubai or New York.

About Us

Sokin is a next-generation B2B financial services provider, enabling businesses to make and receive global payments with greater speed, lower cost, and total transparency. Our mission is simple: we’re simplifying global business—so businesses thrive wherever they choose to grow.

Key Responsibilities

  • Conduct credit assessments for new and existing clients, including financial analysis, creditworthiness evaluation, and risk profiling.
  • Monitor client exposures across products and ensure adherence to approved credit limits.
  • Identify, assess, and elevate potential risks, breaches, or deteriorating credit profiles in a timely manner.
  • Support the setting, review, and adjustment of credit limits, collateral requirements, and other risk mitigants.
  • Produce regular reporting on credit exposure, concentration risks, and key trends for internal stakeholders.
  • Maintain accurate records of credit decisions, approvals, and supporting documentation.
  • Work closely with internal teams (Sales, Treasury, Finance, and Compliance) to balance risk management with commercial objectives.
  • Contribute to the ongoing improvement of credit risk policies, processes, and controls.

Requirements

  • 2–5 years’ experience in credit risk, financial analysis, or a related role within financial services, fintech, or banking.
  • Strong analytical skills with experience reviewing financial statements.
  • Understanding of credit risk principles, including exposure monitoring and limit setting.
  • Experience or interest in FX, payments, hedging or treasury products is desirable.
  • Strong attention to detail and ability to manage multiple priorities.
  • Good communication and stakeholder management skills.
  • Proficiency in Excel and data analysis tools.

We are an equal opportunities employer committed to creating an inclusive work environment. As a growing global startup, we value agility and flexibility in our working culture. If you require any accommodations during the recruitment process, please let us know.

Credit Risk Analyst employer: Sokin

Sokin is an exceptional employer, offering a dynamic and inclusive work culture that fosters professional growth and development in the fast-paced fintech sector. With opportunities to work in vibrant locations like London, New York, or Dubai, employees benefit from a supportive environment that encourages collaboration across teams while driving commercial success. Join us to be part of a rapidly expanding global payments business where your contributions directly impact our mission to simplify global business for our clients.
Sokin

Contact Detail:

Sokin Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Analyst

✨Tip Number 1

Network like a pro! Reach out to people in the fintech space, especially those working in credit risk. Attend industry events or webinars, and don’t be shy about asking for informational interviews. You never know who might have a lead on a job at Sokin!

✨Tip Number 2

Prepare for interviews by brushing up on your analytical skills. Be ready to discuss how you would assess credit risk and manage client exposure. Use real-life examples from your experience to show how you can contribute to Sokin’s mission of simplifying global business.

✨Tip Number 3

Showcase your attention to detail! In your conversations, highlight how you’ve successfully managed multiple priorities and maintained accurate records in previous roles. This will resonate well with the team at Sokin, who value precision in their operations.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the Sokin team and contributing to our growth in the fintech world.

We think you need these skills to ace Credit Risk Analyst

Credit Risk Assessment
Financial Analysis
Risk Profiling
Exposure Monitoring
Limit Setting
Attention to Detail
Communication Skills
Stakeholder Management
Data Analysis
Proficiency in Excel
Understanding of FX and Treasury Products
Analytical Skills
Ability to Manage Multiple Priorities
Process Improvement

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit risk, financial analysis, and any relevant skills that match the job description. We want to see how you can contribute to our mission at Sokin!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background aligns with our goals at Sokin. Keep it concise but impactful – we love a good story!

Showcase Your Analytical Skills: Since this role requires strong analytical skills, make sure to include examples of how you've used these skills in previous roles. Whether it's reviewing financial statements or assessing creditworthiness, we want to see your expertise in action!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re keen on joining the Sokin team!

How to prepare for a job interview at Sokin

✨Know Your Numbers

As a Credit Risk Analyst, you'll be dealing with financial data all the time. Brush up on your financial analysis skills and be ready to discuss how you evaluate creditworthiness. Familiarise yourself with key metrics and ratios that are relevant to credit risk.

✨Understand the Business

Get to know Sokin's business model and how it operates in the fintech space. Understanding their global payment services and how credit risk plays a role in supporting commercial growth will show your genuine interest and help you align your answers with their goals.

✨Prepare for Scenario Questions

Expect questions that assess your problem-solving skills in real-world scenarios. Think about past experiences where you've identified risks or made credit decisions. Be ready to explain your thought process and how you balanced risk management with business objectives.

✨Showcase Your Team Spirit

This role involves working closely with various internal teams. Highlight your communication and stakeholder management skills during the interview. Share examples of how you've collaborated with others to achieve common goals, especially in high-pressure situations.

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