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For Companies At a Glance
- Tasks: Assess and manage credit risk for global clients in a fast-paced fintech environment.
- Company: Join Sokin, a next-gen B2B financial services provider revolutionising global payments.
- Benefits: Competitive salary, flexible working options, and opportunities for career growth.
- Other info: Inclusive culture with a focus on agility and flexibility in a growing global startup.
- Why this job: Make a real impact on commercial growth while developing your career in credit risk.
- Qualifications: 2-5 years in credit risk or financial analysis; strong analytical and communication skills.
The predicted salary is between 50000 - 60000 £ per year.
We are seeking a detail-oriented and analytical Credit Risk Analyst to support the management of credit exposure across Sokin’s global client base. You will play a key role in assessing, monitoring, and mitigating credit risk, working closely with internal teams to ensure risk is effectively managed while supporting commercial growth. This role can be based in either London, Dubai or New York.
About Us
Sokin is a next-generation B2B financial services provider, enabling businesses to make and receive global payments with greater speed, lower cost, and total transparency. Our mission is simple: we’re simplifying global business—so businesses thrive wherever they choose to grow.
Key Responsibilities
- Conduct credit assessments for new and existing clients, including financial analysis, creditworthiness evaluation, and risk profiling.
- Monitor client exposures across products and ensure adherence to approved credit limits.
- Identify, assess, and elevate potential risks, breaches, or deteriorating credit profiles in a timely manner.
- Support the setting, review, and adjustment of credit limits, collateral requirements, and other risk mitigants.
- Produce regular reporting on credit exposure, concentration risks, and key trends for internal stakeholders.
- Maintain accurate records of credit decisions, approvals, and supporting documentation.
- Work closely with internal teams (Sales, Treasury, Finance, and Compliance) to balance risk management with commercial objectives.
- Contribute to the ongoing improvement of credit risk policies, processes, and controls.
Requirements
- 2–5 years’ experience in credit risk, financial analysis, or a related role within financial services, fintech, or banking.
- Strong analytical skills with experience reviewing financial statements.
- Understanding of credit risk principles, including exposure monitoring and limit setting.
- Experience or interest in FX, payments, hedging or treasury products is desirable.
- Strong attention to detail and ability to manage multiple priorities.
- Good communication and stakeholder management skills.
- Proficiency in Excel and data analysis tools.
We are an equal opportunities employer committed to creating an inclusive work environment. As a growing global startup, we value agility and flexibility in our working culture. If you require any accommodations during the recruitment process, please let us know.
Credit Risk Analyst employer: Sokin
Contact Detail:
Sokin Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the fintech space, especially those working in credit risk. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills and understanding of credit risk principles. Be ready to discuss how you’ve managed credit exposure in past roles—real examples will make you stand out!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. We at StudySmarter recommend checking out our website for roles that excite you and fit your skill set.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind and show your enthusiasm for the role. Plus, it’s a great chance to reiterate why you’re the perfect fit for the team.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in credit risk, financial analysis, and any relevant skills that match the job description. We want to see how you can contribute to our mission at Sokin!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background aligns with our goals at Sokin. Keep it concise but impactful – we love a good story!
Showcase Your Analytical Skills: Since this role requires strong analytical skills, make sure to include examples of how you've used these skills in previous roles. Whether it's reviewing financial statements or assessing creditworthiness, we want to see your expertise in action!
Apply Through Our Website: We encourage you to apply directly through our website for the best chance of getting noticed. It’s the quickest way for us to receive your application and start the conversation about how you can join our team at Sokin!
How to prepare for a job interview at Sokin
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with financial data all the time. Brush up on your financial analysis skills and be ready to discuss how you assess creditworthiness. Familiarise yourself with key metrics and ratios that are relevant to credit risk.
✨Understand the Business
Get to know Sokin's business model and how it operates in the fintech space. Understanding their global payment solutions and how they manage credit risk will show your genuine interest in the role and help you align your answers with their objectives.
✨Prepare for Scenario Questions
Expect questions that ask how you would handle specific credit risk scenarios. Think about past experiences where you've identified risks or made decisions based on financial assessments. Use the STAR method (Situation, Task, Action, Result) to structure your responses.
✨Showcase Your Team Spirit
This role involves working closely with various internal teams. Be prepared to discuss how you've collaborated with others in previous roles. Highlight your communication skills and how you balance risk management with commercial goals, as this is crucial for success at Sokin.