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For Companies At a Glance
- Tasks: Lead the development of a minimalistic core banking layer and ensure seamless integration with various platforms.
- Company: Join a forward-thinking bank focused on transformation and innovation.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Why this job: Be at the forefront of banking transformation and make a real impact in the industry.
- Qualifications: Experience as a Product Owner or Manager in core banking systems is essential.
- Other info: Dynamic role with opportunities to simplify legacy systems and drive innovation.
The predicted salary is between 48000 - 72000 £ per year.
The Product Owner – Record of Reference (RoR) will lead the definition and delivery of CLIENT’s minimalistic core banking layer, acting as the authoritative system of record for key banking, client and transactional entities. This role is central to CLIENT’s transformation agenda, owning the evaluation, proof‑of‑concept, selection and implementation of products and platforms that together form the RoR capability—while ensuring seamless integration with payments, FX, risk, compliance, finance and downstream platforms. The Product Owner will balance simplicity, regulatory robustness and scalability, ensuring CLIENT avoids heavyweight core replacement while enabling product and geographic growth.
Key Responsibilities
- Define the vision, scope and functional boundaries of CLIENT’s Record of Reference platform in collaboration with CLIENT and in line with the principles laid out.
- Own the product roadmap for a minimal core that serves as the system of record without duplicating downstream processing systems.
- Ensure the RoR supports CLIENT’s B2B banking model, multi‑currency operations and complex market structures.
Product Evaluation & Selection
- Lead structured product evaluations, RFPs and vendor assessments for RoR‑related components (core, ledger, customer/static data, workflow).
- Own PoCs and pilots to validate functional fit, integration complexity, scalability and regulatory compliance.
- Drive buy‑vs‑build decisions with a clear focus on time‑to‑value and long‑term maintainability.
Requirements & Delivery Ownership
- Own end‑to‑end requirements from regulatory, operations, finance, payments and FX stakeholders.
- Translate requirements into clear epics, stories and acceptance criteria.
- Lead implementation delivery through configuration, integration, migration and controlled rollout.
Systems of Record & Data Integrity
- Define golden sources for customer, account, product, limits and reference data.
- Ensure strong data governance, lineage and auditability in line with regulatory expectations.
- Prevent functional overlap and data duplication across upstream and downstream systems.
- Own the integration model between the RoR and surrounding platforms (payments, FX, AML, finance, reporting, client channels).
- Work closely with Architecture to ensure the RoR fits CLIENT’s long‑term technology roadmap.
Regulatory & Operational Alignment
- Embed regulatory requirements (UK PRA/FCA, audit, reporting, controls) into RoR design from day one.
- Partner with Ops and Finance to ensure the RoR supports reconciliations, GL alignment, controls and operational reporting.
- Ensure implementation supports operational readiness, support models and resilience.
Skills & Experience
- Product Owner or Product Manager experience on core banking, ledger or system‑of‑record platforms within a regulated bank.
- Experience in implementation of cloud/composable banking solutions for banks or equivalent would be desired.
- Strong understanding of minimal core / composable banking architectures.
- Proven experience running product evaluations, PoCs and vendor selections.
- Track record of owning complex system implementations with multiple integrations.
Highly Desirable
- Experience working with wholesale, transaction banking or B2B‑focused banks.
- Exposure to payments, FX, finance, AML or reporting platforms and how they consume core/reference data.
- Experience modernising or simplifying legacy core landscapes.
What Success Looks Like
- A clearly defined, lightweight Record of Reference that is stable, auditable and scalable.
- Reduced architectural complexity and duplication across CLIENT platforms.
- Faster onboarding of new products, markets and partners.
- Clean integrations that allow CLIENT to evolve payments, FX and channels independently of the core.
Product Owner – Core Banking (Record of Reference) employer: SoftNice UG
Contact Detail:
SoftNice UG Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Product Owner – Core Banking (Record of Reference)
✨Tip Number 1
Network like a pro! Get out there and connect with people in the banking and fintech space. Attend industry events, webinars, or even local meetups. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Show off your skills! Prepare a portfolio or case studies that highlight your experience with core banking systems and product ownership. When you get the chance to chat with potential employers, share specific examples of how you've tackled challenges in previous roles.
✨Tip Number 3
Be proactive! Don’t just wait for job postings to pop up. Reach out directly to companies you're interested in, like CLIENT, and express your enthusiasm for their projects. A well-timed email can make all the difference!
✨Tip Number 4
Apply through our website! We’ve got a streamlined application process that makes it easy for you to showcase your fit for the Product Owner role. Plus, it shows us you’re genuinely interested in being part of our team.
We think you need these skills to ace Product Owner – Core Banking (Record of Reference)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Product Owner role. Highlight your experience with core banking systems and any relevant projects you've led. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background makes you a perfect fit. Don’t forget to mention your understanding of minimal core banking architectures.
Showcase Your Achievements: When detailing your experience, focus on specific achievements. Did you lead a successful product evaluation or implementation? Share those stories! We love to see how you've made an impact in previous roles.
Apply Through Our Website: We encourage you to apply through our website for the best chance of being noticed. It’s the easiest way for us to keep track of your application and ensure it gets to the right people!
How to prepare for a job interview at SoftNice UG
✨Know Your Core Banking Inside Out
Make sure you brush up on your knowledge of core banking systems, especially the minimalistic approaches. Understand how they integrate with payments, FX, and compliance. This will show that you're not just familiar with the concepts but can also discuss them intelligently.
✨Prepare for Product Evaluations
Since you'll be leading product evaluations and vendor assessments, it’s crucial to have a solid grasp of what makes a good product fit. Think about past experiences where you’ve evaluated products or led PoCs, and be ready to share specific examples during the interview.
✨Master the Art of Requirements Gathering
You’ll need to own end-to-end requirements from various stakeholders. Prepare to discuss how you translate complex requirements into clear epics and stories. Bring examples of how you've successfully managed this in previous roles to demonstrate your capability.
✨Showcase Your Regulatory Knowledge
Given the regulatory landscape, be prepared to discuss how you would embed regulatory requirements into the RoR design. Familiarise yourself with UK PRA/FCA regulations and think of ways you’ve ensured compliance in past projects to highlight your expertise.