- Full-time
- Compensation: GBP 105,000 - GBP 135,000 - yearly
Company Description
Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer
At Wise, we're on a mission to build money without borders - instant, convenient, transparent, and eventually free. For businesses, that journey begins with verification (KYC), and getting it right is one of the highest-leverage things we do: every business we verify smoothly gets faster access to the financial services they need to grow, and every decision we make well keeps the financial system safer for everyone who relies on it - a small business getting paid on time, a migrant worker sending money home, a nonprofit moving funds across borders. There's a less visible side of this too: money launderers, fraudsters, sanctioned entities and organised crime networks actively try to exploit these same rails, and the harm they cause lands hardest on the people with the fewest defences against it. Getting Business KYC right is how we keep the door open for the first group and quietly close it on the second - and in this role, you'll be directly shaping that, globally.
Job Description
We're looking for an Engineering Lead to manage the Platform team within the Business Onboarding Verification (BOV) organisation - based in London. This team owns the platform rails that Business verification is built on; the sister team (BOV Global) uses those rails to ship customer-facing journeys and agent tooling. There are three organisations in the wider squad - Business Onboarding Verification, Personal Onboarding Verification, and Wise Platform Verification.
The scale we operate at
In FY2025, 15.6M people and businesses used Wise; we onboarded over 5.9M new customers (~500K/month) and moved £145B across borders (~£400M/day) across 160+ countries and 40+ currencies.
Our onboarding decisions gate ~£25B/year in cross-currency volume.
Verification is on the critical path for every new signup and for ~10 product teams across Wise that build on our rails today.
Our verification systems are not supporting tools - they are core production infrastructure that protects customers, enables growth, and must stay reliable under constant change in regulations, policies and evolving threat patterns.
The team you'll lead - Verification Platform
You will lead the Verification Platform (under BOV) team in London - a cross-functional engineering team whose mission is to provide the BOV platform (Onboarding Platform for business, requirement evaluation, collection, review, unified vendor integrations, repapering rails) that lets BoV Global and regional teams iterate safely and quickly on business verification without rebuilding plumbing. Concretely, this team owns three work-streams:
Onboarding Platform (for business) - modelling Business requirements as configuration-as-a-service, per legal-entity type (Ltd, LLC, Sole Trader, Partnership, Corp), with versioned rules and repapering / refresh rails so a policy change is a config choice, not a multi-quarter project.
Review tooling platform - the review surface on which Global (and regional teams) build their review flows; the foundation that makes AI-assisted review and review automation measurable and safe to roll out.
Unified Vendor Integrations - one observable, retryable, swappable gateway for registry, adverse media, website signal, Acceptable Use Policy and Business Onboarding data vendors, replacing today's point-to-point integrations.
Your mission
As the Engineering Lead for BOV Platform, you will:
Lead, coach and mentor a cross-functional team of engineers - supporting their growth, well-being and performance, and empowering them to do their best work.
Own the technical roadmap for the BOV platform - make sure it addresses real reliability, security and scalability concerns of the Business verification stack.
Partner deeply with BOV Global, Personal Onboarding, Wise Platform Verification and Mitigation Handling so the platform serves real product needs - not what the platform team thinks the platform should be.
Be an active contributor to delivery. Support day-to-day execution, get hands-on when the team absolutely needs it, and stay in touch with the technology stack - leading by example.
Own the health and productivity of the team, fostering a culture of ownership, transparency, bottom-up decision-making, collaboration and continuous improvement - the way Wise engineering works.
Own operational excellence. Ensure appropriate on-call rotas, SLAs, documentation and observability for platform services; run incidents in your area of ownership and turn each into a durable fix.
Collaborate globally with engineering leads across Global KYC and Onboarding (London, Tallinn, Budapest and Hyderabad) and the wider Wise engineering community.
Run the engineering rituals of the team so we stay agile and predictive in product development.
Why this is an exciting problem
Picture a pharmaceutical company incorporated in Singapore, with one shareholder living in Dubai, trading in the UK and Singapore. In one signup, that business touches at least four regulatory perimeters - Singapore, UK, UAE for the shareholder, plus industry-specific controls for pharma (enhanced due diligence, sanctions, source-of-funds). Our job is to work out - in real time - exactly what each regulator needs, verify it against the right sources, and hand the customer a signup that feels effortless. Now scale that across 160+ countries and the millions of businesses we have. BOV Platform is building the framework that makes this possible without a new (or at most minimal) codebase per market, and the interesting problems stack up:
Configuration-driven, versioned rules at scale. How do we express "what KYC do we need for entity type × country × industry × partner × risk tier?" as data - hot-reloadable, auditable, and safe to change weekly - while giving regulators a clean audit trail of which version passed which customer?
Distributed decisioning under real-world latency. A single verification decision fans out to 10+ internal services and external vendors (registry lookups, sanctions, PEP, document verification, ML models). Sagas, idempotency, timeouts, and graceful degradation all matter - because "we couldn't reach the sanctions provider" isn't an acceptable customer experience.
Consistency vs. availability on the KYC decision path. The same customer hits us from web, mobile and partner APIs concurrently. Where is strong consistency non-negotiable (a compliance-gated transfer) vs. eventual consistency fine (
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Engineering Lead - Verification Platform employer: SmartRecruiters Inc
SmartRecruiters Inc is an excellent employer for Product Designers, offering a collaborative environment where creativity and innovation thrive. With a strong focus on user-centered design, employees benefit from opportunities for professional growth and development, while contributing to meaningful projects that enhance user experiences. Located in a vibrant area, the company fosters a culture of teamwork and support, making it an ideal place for passionate designers to advance their careers.