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For Companies At a Glance
- Tasks: Review and advise on life insurance and protection policies for clients.
- Company: Join SmartMoneyTeam, a trusted name in financial advice since 2013.
- Benefits: Earn a competitive salary with commission, plus 29 days holiday and health perks.
- Other info: Enjoy a casual dress code and team events in a friendly environment.
- Why this job: Make a real difference in clients' lives while enjoying a supportive work culture.
- Qualifications: 1 year of experience in life insurance and a client-focused attitude.
The predicted salary is between 27500 - 32500 £ per year.
Since 2013, SmartMoneyTeam has supported clients across the UK with expert mortgage and protection advice. We have advised on over 120,000 financial products, working with 150+ lenders and insurers and providing access to more than 12,000 products across the whole of the market. We are proud to be rated ‘Excellent’ on Trustpilot and to have built a large, loyal client base that values long-term professional advice. SmartMoneyTeam forms part of a wider group of businesses including Dragon Network and Dragon Finance.
We are looking for an experienced Life Insurance and Protection Adviser to join our growing team. This is a full-time role focused on reviewing and advising on existing protection arrangements for our extensive customer base, as well as clients referred through our mortgage network and finance team. This is not a call centre style environment. You will work alongside a small, experienced group of advisers in a professional and supportive setting, with the autonomy to do the job properly - no micromanagement, no aggressive dial targets. Advisers who provide quality advice, stay active, and build trust with clients consistently perform well in our business.
What You’ll Be Doing
- Reviewing existing protection policies for our 55,000-strong customer base
- Advising clients referred by our 100+ mortgage partners and in-house finance team
- Providing tailored advice primarily on Life Insurance, Income Protection and Critical Illness
- Taking the time needed on each case to deliver excellent customer outcomes
- Ensuring compliance standards are met throughout the advice and application process
- Collaborating with colleagues to maintain high service levels and customer satisfaction
Our approach and lead sources mean a 95% client retention rate is achievable.
What We’re Looking For
Essential
- Minimum 1 year’s experience advising on life insurance and personal protection
- Strong knowledge of the UK life and protection market
- Clear understanding of compliance expectations in the advice process
- Self-motivated, professional, and client-focused
- Looking for a stable, professional, long-term working environment
Nice to Have
- Experience with Business Protection and/or Private Medical Insurance
- R05 and/or CeMAP qualifications
Salary & Commission
OTE £45,000 - £65,000 (Targets are achievable and accurately reflect what advisers earn) Basic Salary: £27,500 - £32,500 (depending on experience) Commission 10% for advisers hitting target 5% if slightly below target. Targets are realistic and consistently achieved - most advisers earn at 10% commission most months.
What We Offer
- Full training on products, providers, and internal processes
- Ongoing mentoring and professional support
- 29 days holiday (including bank holidays) plus your birthday off
- Health Cash Plan scheme
- Company pension
- Sick pay
- Casual dress
- Company events
- Employee discounts
- A friendly, ambitious, and supportive team culture
Job Type & Location
Job Type: Full-time, Office-based
Location: Manchester (M33 7PE)
Life Insurance and Protection Adviser in Sale employer: SmartMoneyTeam
Contact Detail:
SmartMoneyTeam Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Life Insurance and Protection Adviser in Sale
✨Tip Number 1
Network like a pro! Get out there and connect with people in the life insurance and protection industry. Attend events, join online forums, and don’t be shy about reaching out to potential colleagues or mentors. You never know who might have a lead on your dream job!
✨Tip Number 2
Practice makes perfect! Before you head into interviews, do some mock sessions with friends or family. Focus on articulating your experience and how it aligns with what SmartMoneyTeam is looking for. The more comfortable you are, the better you'll perform!
✨Tip Number 3
Showcase your expertise! Prepare a portfolio or a presentation that highlights your past successes in advising clients on life insurance and protection. This will not only impress potential employers but also demonstrate your commitment to delivering quality advice.
✨Tip Number 4
Apply through our website! We love seeing candidates who take the initiative to apply directly. It shows you're genuinely interested in joining our team at SmartMoneyTeam. Plus, it gives you a chance to stand out from the crowd!
We think you need these skills to ace Life Insurance and Protection Adviser in Sale
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects your experience in life insurance and protection. Highlight relevant roles and achievements that align with what we’re looking for at SmartMoneyTeam.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Share why you’re passionate about providing quality advice and how your skills can contribute to our supportive team environment.
Showcase Your Compliance Knowledge: Since compliance is key in our industry, be sure to mention your understanding of compliance expectations in your application. We want to see that you take this seriously!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team.
How to prepare for a job interview at SmartMoneyTeam
✨Know Your Stuff
Make sure you brush up on your knowledge of life insurance and personal protection products. Familiarise yourself with the latest trends in the UK market, as well as compliance expectations. This will show that you're not just experienced but also genuinely interested in providing quality advice.
✨Showcase Your Client Focus
Prepare examples of how you've successfully built trust with clients in the past. Think about specific situations where your tailored advice led to excellent customer outcomes. This will demonstrate your client-focused approach, which is crucial for this role.
✨Emphasise Team Collaboration
Since you'll be working alongside a small team of advisers, highlight your ability to collaborate effectively. Share instances where you've worked with colleagues to maintain high service levels or improve customer satisfaction. This will show that you can thrive in a supportive environment.
✨Ask Insightful Questions
Prepare thoughtful questions about the company culture, training opportunities, and how they support their advisers. This not only shows your interest in the role but also helps you gauge if SmartMoneyTeam is the right fit for you. Remember, interviews are a two-way street!