Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Join our Credit Risk team to assess credit and manage risks in a dynamic environment.
- Company: SmartestEnergy is a global leader in energy solutions, with a commitment to innovation and sustainability.
- Benefits: Enjoy flexible working options, including remote work for up to 30 days a year.
- Why this job: Make a global impact while working in a diverse and inclusive culture that values your contributions.
- Qualifications: Finance or accounting experience, knowledge of credit risk analysis, and basic Excel skills required.
- Other info: Hybrid working model with 2 days in the office and 3 days at home each week.
The predicted salary is between 30000 - 34000 £ per year.
We are seeking a detail-oriented and proactive Credit Risk Analyst) to join our dynamic Credit Risk team.
In this critical role, you will support both the quantitative and qualitative assessment of credit, collateral, and credit-related contract risks associated with our Commercial & Industrial (C&I) Supply portfolio. Working closely with senior team members and stakeholders across the business, you will ensure timely and accurate credit assessments, manage credit insurance limits, maintain internal credit controls, and provide insightful risk reporting. This position plays a key part in maintaining a robust credit risk framework, supporting sales activities, and safeguarding the business against potential credit exposures.
What skills/experience do I need to be successful?
- Finance/accounting/credit experience;
- Comfortable working with company final and management accounts;
- Credit Risk Analysis knowledge (ratio analysis, analyzing company annual/mgt accounts);
- Basic Excel/office application knowledge for reporting purposes.
What sets us apart?
- Global Impact: With offices in the UK, US, and Australia, and plans for further expansion, you\’ll be part of a dynamic, globally-minded team, with opportunities to explore new markets and make a difference on a global scale.
- Flexible Working: Embrace the freedom to work from anywhere in the world for up to 30 days a year. We prioritize work-life balance, recognizing that your well-being matters. Find out more here.
- Commitment to Diversity and Inclusion: We celebrate our diverse culture and value individuals irrespective of background, disability, religion, gender identity, sexuality, or ethnicity. Join a team where diversity is not just welcomed but celebrated as a key driver of growth and innovation.
What does hybrid working mean to us?
Hybrid working typically means 2 days in the office location listed on this advert and 3 days working at home each week. Some occasional travel to our other offices may be required.
What happens next?
Once we receive your application, it will be reviewed by a human – no bots here! The average process typically takes around 2-3 weeks, with 2 stages of video interviews using Teams. However, this can vary depending on the role. We may invite you for a face-to-face meeting or require only 1 video interview. If you have any questions or need support, our Recruitment Team is here to assist you.
Ready to join us on our journey to digitise, decarbonise, and localize the future of energy? Apply now.
We\’re committed to making the application process easy and comfortable. Let us know how we can help you with any reasonable adjustments that can be tailored to your needs. At the bottom of each of our adverts you can find one of our recruitment teams\’ contact details. Please reach out so we can discuss with you further.
Check out all our current open positions
Our privacy policy is here
Department Risk Locations SmartestEnergy Limited – London office – Canary Wharf Remote status Hybrid Yearly salary £30,000 – £34,000 #J-18808-Ljbffr
Credit Risk Analyst employer: SmartestEnergy
Contact Detail:
SmartestEnergy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the key metrics and ratios used in credit risk analysis. Understanding how to interpret financial statements and management accounts will give you an edge during discussions with the team.
✨Tip Number 2
Network with professionals in the finance and credit risk sectors. Engaging with industry experts can provide insights into current trends and challenges, which you can bring up during your interviews.
✨Tip Number 3
Brush up on your Excel skills, particularly in data analysis and reporting. Being able to demonstrate your proficiency in Excel during the interview can set you apart from other candidates.
✨Tip Number 4
Research StudySmarter's approach to credit risk management and their commitment to diversity and inclusion. Showing that you align with our values and understand our business model can make a strong impression.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant finance, accounting, and credit experience. Emphasise your skills in credit risk analysis, including any specific knowledge of ratio analysis and management accounts.
Craft a Compelling Cover Letter: Write a cover letter that showcases your proactive approach and attention to detail. Mention your understanding of credit risk frameworks and how you can contribute to the team’s goals.
Highlight Technical Skills: Since basic Excel and office application knowledge is required, ensure you mention any relevant experience with these tools. Provide examples of how you've used them for reporting or analysis in previous roles.
Prepare for Interviews: Anticipate questions related to credit risk assessment and be ready to discuss your analytical methods. Familiarise yourself with the company’s values on diversity and inclusion, as this may come up during the interview process.
How to prepare for a job interview at SmartestEnergy
✨Understand Credit Risk Fundamentals
Make sure you have a solid grasp of credit risk analysis concepts, including ratio analysis and how to interpret company financial statements. This knowledge will be crucial in demonstrating your expertise during the interview.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving skills in real-world scenarios. Be ready to discuss how you would handle specific credit-related situations, showcasing your analytical thinking and decision-making abilities.
✨Showcase Your Excel Skills
Since basic Excel knowledge is required, brush up on your skills before the interview. Be prepared to discuss how you've used Excel for reporting or analysis in previous roles, as this will highlight your practical experience.
✨Emphasise Team Collaboration
This role involves working closely with senior team members and stakeholders. Share examples from your past experiences where you successfully collaborated with others, highlighting your communication skills and ability to work in a team environment.
