At a Glance
- Tasks: Lead compliance for payment systems, ensuring they meet all regulatory standards.
- Company: Join a vibrant and inclusive team at Skipton, a leader in financial services.
- Benefits: Enjoy flexible working, generous leave, and a commitment to your professional growth.
- Other info: Diverse workplace with opportunities for volunteering and personal development.
- Why this job: Make a real impact in the payments industry while developing your career.
- Qualifications: 2+ years in regulatory roles with knowledge of PSD2 and PCI DSS.
The predicted salary is between 45000 - 55000 £ per year.
This role is for a permanent position working full time, 35 hours per week.
Closing Date: Fri, 10 Jul 2026
We’re looking for a Payments Regulatory & Compliance Lead to join our Group Finance team to support the Banking & Payments Operations Manager, ensuring that the Society’s payment systems and services comply with all relevant regulatory requirements and industry standards.
About the Role
As Payments Regulatory & Compliance Lead, you will:
- Monitor regulatory changes and implement updates, produce accurate payment regulatory reporting, and work closely with internal stakeholders to ensure compliance and mitigate payment related risks.
- Ensure that the Society’s payment systems and services comply with relevant regulations, including PSD2 and payment scheme regulations.
- Monitor, interpret, and communicate changes in regulatory requirements related to payments to relevant stakeholders.
- Manage the completion of regulatory submissions related to payments, ensuring accuracy and timelines (REP018 & REP020, ad hoc Material Incident Reporting).
- Respond to payment related incidents and coordinate with relevant departments to implement corrective action.
- Develop and implement policies and procedures to ensure compliance with all applicable payment regulation.
What You’ll Bring
- Detailed knowledge of PSD2, including requirements for payment service providers, Strong Customer Authentication (SCA), and open banking regulations.
- Understanding of PCI DSS requirements for protecting cardholder data and ensuring secure processing, transmission, and storage of payment information.
- High level of accuracy in reviewing payment processes, regulatory documents, and compliance reports to ensure adherence to regulation.
- Experience in interpreting and implementing regulatory requirements within a business context.
- At least 2+ years of experience in a regulatory or compliance role within the payments or financial services industry, with a focus on UK payment schemes and a strong understanding of relevant policies and regulation.
- Attained a professional payment qualification e.g., Certificate in Principles of Payments (CertPAY).
What’s In It For You?
Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space. We have a range of other benefits available to you including:
- Annual discretionary bonus scheme
- 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days
- Holiday trading scheme allowing the ability to buy and sell additional annual leave days
- Matching employer pension contribution (up to 10% per annum)
- Colleague mortgage (conditions apply)
- Salary sacrifice scheme for hybrid & electric car
- A commitment to training and development
- Private medical insurance for all our colleagues
- 3 paid volunteering days per annum
- Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups
- We care about your health and wellbeing, we provide a range of benefits that support this including cycle to work initiative and discounted gym membership.
Diversity and inclusion are a priority for us as we continue to support our members and represent the communities we serve. We encourage applications from individuals of all backgrounds, ethnicity, gender identity, sexual orientation, disability, neurodiversity, age, family or parental status, beliefs, nationalities and religions - supporting an inclusive environment for all our colleagues to bring their true selves to Skipton.
If you have a disability, or if you have a condition that you believe may affect your performance during our selection process, we’ll be happy to discuss making reasonable adjustments to our processes for you. Please contact our Talent Acquisition team at talentacquisition@skipton.co.uk.
Payments Regulatory & Compliance Lead employer: Skipton International Ltd
Skipton is an exceptional employer that prioritises work/life balance and offers a vibrant, collaborative environment in its newly refurbished head office. With a strong commitment to employee development, generous benefits including flexible working options, annual leave that increases with service, and a focus on diversity and inclusion, Skipton provides a supportive atmosphere where employees can thrive both personally and professionally.
StudySmarter Expert Advice🤫
We think this is how you could land Payments Regulatory & Compliance Lead
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Skipton International Ltd looking for candidates who are engaged and informed.
We think you need these skills to ace Payments Regulatory & Compliance Lead
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Skipton International Ltd. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Skipton International Ltd
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Skipton International Ltd’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
