Underwriter/ Credit Risk Analyst | Fully Remote | £30k - £35k (Central London / West End)

Role: Credit Underwriter / Credit Risk Analyst &##128204; Location: Fully remote (UK only) &##This is a brilliant opportunity to join a digital-first, values-led business that’s already made serious waves in the consumer finance space. With a growing product set spanning Buy Now Pay Later, credit cards and business finance, they’re helping people buy everything, everywhere, every day and doing it in a smarter, fairer way. They’ve built a strong foundation and are now growing their UK operation, giving you the chance to join early, take ownership and make a difference from day one. The culture is collaborative, energising and full of people who care deeply about doing good work. They’re now looking for someone who can help them grow by joining as a Credit Underwriter / Credit Risk Analyst. You’ll be making real-time credit decisions while also using SQL and Python to support wider portfolio analysis. Whether you’re an experienced underwriter with a growing interest in analytics, or already blending both worlds, this role gives you the chance to stretch yourself and make an impact. To be successful, you’ll need experience underwriting unsecured personal loans or an analyst who is happy/comfortable to help with the Underwriting side too. You\’ll also have a good understanding of credit risk. You’ll also need to be comfortable working independently, spotting risks, and making confident calls that balance risk with growth. Reviewing and assessing consumer credit applications across a growing portfolio Spotting risk and fraud, and making clear, well-reasoned credit decisions Supporting analytics projects using SQL and Python (bonus) Generating insights on performance and helping shape credit strategy Taking ownership of your work in a fast-paced and fully remote environment Working with credit risk strategies and understanding affordability models Using SQL or Python, or a willingness to learn and build your analytical toolkit Balancing commercial thinking with attention to detail Being part of a remote team where trust, autonomy and collaboration are key You’ll be joining a business that’s ambitious, inclusive and expanding across the UK. There’s loads to get stuck into, and a real opportunity to grow your skills across both underwriting and analytics. manning@meetskillful.