At a Glance
- Tasks: Develop and monitor credit risk strategies while analysing performance and providing insights.
- Company: A forward-thinking bank with a strong focus on consumer and commercial lending.
- Benefits: Flexible hybrid working, potential for extension, and opportunities for career growth.
- Other info: Collaborative environment with a focus on governance and policy development.
- Why this job: Join a dynamic team and make a real impact on high-stakes projects in credit risk.
- Qualifications: Experience in credit risk, coding skills in SAS, SQL, or Alteryx, and strong communication abilities.
The predicted salary is between 45000 - 55000 £ per year.
Location: Doncaster - Great flexibility on hybrid working.
A growing specialist bank at the forefront of consumer and commercial lending is looking for two Senior Credit Risk Analysts to join their Credit Acquisitions team on a project-focused 9-month FTC. These are hands-on analytical roles sitting within the acquisition credit risk function, working across consumer and commercial lending with a specific focus on new business performance and underwriting.
This is a great opportunity to get stuck into a defined, high-impact project within a business that has real depth of expertise in specialist lending, working alongside an experienced credit risk team who know their stuff.
What you’ll be doing:
- You’ll be developing, delivering and monitoring credit risk strategies, analysing acquisition strategy and processes to provide insight and recommendations to Credit management.
- You’ll set and monitor credit risk performance against agreed plans and targets, produce high-quality MI and present findings to Credit Committees and senior stakeholders.
- You’ll be a key point of contact for operational and sales teams on credit policy and processes, support QA checks on underwriting and affordability assessments, and represent Credit on working groups.
- Governance is a real part of the role, with policy reviews, audit remediation, incident management and escalation all sitting with you.
So, if you have experience in:
- A Credit Risk role within Financial Services
- Writing code confidently, SAS, SQL, Alteryx or similar are tools you use regularly
- Designing and implementing credit acquisition strategy including policies, underwriting, bureau data and credit systems
- Communicating complex information clearly to senior management and non-credit colleagues alike
- Working independently but also brings others along with you, coaching and supporting teammates comes naturally
Then we want to speak with you - and so will they!
Desirable: credit scorecard experience, retail/secured asset lending background, understanding of credit risk PD, EAD & LGD models.
Senior Credit Risk Analyst | Great flexibility on hybrid working in Sheffield employer: Skillful
Contact Detail:
Skillful Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst | Great flexibility on hybrid working in Sheffield
✨Tip Number 1
Network like a pro! Reach out to current employees at the bank on LinkedIn or through mutual connections. A friendly chat can give you insider info and might just get your foot in the door.
✨Tip Number 2
Prepare for the interview by brushing up on your technical skills. Since you'll be working with tools like SAS and SQL, make sure you can confidently discuss your experience and how you've used these in past roles.
✨Tip Number 3
Showcase your analytical prowess! Be ready to discuss specific projects where you've developed credit risk strategies or improved processes. Real examples will make you stand out as a candidate who can deliver results.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Senior Credit Risk Analyst | Great flexibility on hybrid working in Sheffield
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight your experience in credit risk, especially any hands-on analytical work you've done. We want to see how your skills align with what we're looking for!
Showcase Your Skills: Don’t forget to showcase your coding skills! If you’re comfortable with SAS, SQL, or Alteryx, make it clear in your application. We love seeing candidates who can confidently use these tools to drive insights.
Be Clear and Concise: When writing your cover letter, be clear and concise. Communicate your experience and how it relates to the role without waffling. We appreciate straightforward communication, especially when it comes to complex information!
Apply Through Our Website: Finally, make sure to apply through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Skillful
✨Know Your Numbers
As a Senior Credit Risk Analyst, you'll need to demonstrate your analytical skills. Brush up on key metrics like PD, EAD, and LGD models. Be ready to discuss how you've used these in past roles and how they can apply to the bank's credit acquisition strategies.
✨Showcase Your Coding Skills
Since coding is a big part of this role, make sure you’re comfortable discussing your experience with SAS, SQL, or Alteryx. Prepare examples of how you've used these tools to develop credit risk strategies or improve processes in previous positions.
✨Communicate Clearly
You’ll be presenting findings to senior stakeholders, so practice explaining complex information in a straightforward way. Think about how you can break down your past projects into digestible insights that even non-credit colleagues can understand.
✨Be a Team Player
This role involves working closely with operational and sales teams. Highlight your experience in coaching and supporting teammates. Share examples of how you've collaborated effectively in the past and how you can bring others along with you in this new role.