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- Tasks: Develop and monitor credit risk strategies while analysing performance and providing insights.
- Company: A forward-thinking bank with a strong focus on consumer and commercial lending.
- Benefits: Flexible hybrid working, potential for extension, and opportunities for career growth.
- Other info: Dynamic role with governance responsibilities and a chance to coach teammates.
- Why this job: Join a skilled team and make a real impact on high-stakes projects in credit risk.
- Qualifications: Experience in credit risk, coding skills in SAS, SQL, or Alteryx, and strong communication abilities.
The predicted salary is between 45000 - 55000 £ per year.
Location: Doncaster - Great flexibility on hybrid working.
A growing specialist bank at the forefront of consumer and commercial lending is looking for two Senior Credit Risk Analysts to join their Credit Acquisitions team on a project-focused 9-month FTC. These are hands-on analytical roles sitting within the acquisition credit risk function, working across consumer and commercial lending with a specific focus on new business performance and underwriting.
This is a great opportunity to get stuck into a defined, high-impact project within a business that has real depth of expertise in specialist lending, working alongside an experienced credit risk team who know their stuff.
What you’ll be doing:
- You’ll be developing, delivering and monitoring credit risk strategies, analysing acquisition strategy and processes to provide insight and recommendations to Credit management.
- You’ll set and monitor credit risk performance against agreed plans and targets, produce high-quality MI and present findings to Credit Committees and senior stakeholders.
- You’ll be a key point of contact for operational and sales teams on credit policy and processes, support QA checks on underwriting and affordability assessments, and represent Credit on working groups.
- Governance is a real part of the role, with policy reviews, audit remediation, incident management and escalation all sitting with you.
So, if you have experience in:
- A Credit Risk role within Financial Services
- Writing code confidently, SAS, SQL, Alteryx or similar are tools you use regularly
- Designing and implementing credit acquisition strategy including policies, underwriting, bureau data and credit systems
- Communicating complex information clearly to senior management and non-credit colleagues alike
- Working independently but also brings others along with you, coaching and supporting teammates comes naturally
Then we want to speak with you - and so will they!
Desirable: credit scorecard experience, retail/secured asset lending background, understanding of credit risk PD, EAD & LGD models.
Senior Credit Risk Analyst | Great flexibility on hybrid working employer: Skillful
Contact Detail:
Skillful Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst | Great flexibility on hybrid working
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those who work in credit risk. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your technical skills. Since you'll be working with tools like SAS and SQL, make sure you can confidently discuss your experience and how you've used these in past roles.
✨Tip Number 3
Showcase your analytical prowess! Be ready to share specific examples of how you've developed and monitored credit risk strategies. Use metrics to highlight your impact on previous projects.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Senior Credit Risk Analyst | Great flexibility on hybrid working
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight your experience in credit risk, especially within financial services, and any relevant tools like SAS or SQL that you’ve used. We want to see how your skills match what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how your background makes you a great fit. Don’t forget to mention your experience with credit acquisition strategies and your ability to communicate complex info clearly.
Showcase Your Analytical Skills: Since this role is all about hands-on analysis, make sure to showcase your analytical skills in your application. Provide examples of how you’ve developed and monitored credit risk strategies in the past. We love seeing real-world applications of your expertise!
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to keep track of your application status. Plus, we love seeing candidates who take the initiative to apply directly!
How to prepare for a job interview at Skillful
✨Know Your Numbers
Brush up on your credit risk metrics and models, especially PD, EAD, and LGD. Be ready to discuss how you've used these in past roles, as well as any coding experience with SAS, SQL, or Alteryx. This will show that you’re not just familiar with the concepts but can apply them practically.
✨Showcase Your Strategy Skills
Prepare to talk about specific credit acquisition strategies you've designed or implemented. Think of examples where your insights led to improved performance or policy changes. This will demonstrate your hands-on experience and strategic thinking, which is crucial for this role.
✨Communicate Clearly
Practice explaining complex credit risk concepts in simple terms. You’ll need to present findings to senior stakeholders, so being able to break down intricate information will be key. Consider doing mock presentations to friends or colleagues to refine your delivery.
✨Be a Team Player
Highlight your ability to work independently while also supporting and coaching teammates. Share examples of how you've collaborated with operational and sales teams in the past. This will show that you can balance individual contributions with team dynamics, which is essential in a hybrid working environment.