At a Glance
- Tasks: Lead pricing strategies for innovative mortgage products and influence market positioning.
- Company: Exciting specialist lender with a reputation for being different and dynamic.
- Benefits: Competitive salary, hybrid working, and potential for permanent role.
- Other info: Collaborative culture with opportunities for career growth and development.
- Why this job: Join a pivotal moment in a growing company and make impactful decisions.
- Qualifications: 3+ years in mortgage pricing and strong analytical skills required.
The predicted salary is between 63000 - 77000 £ per year.
Location: Wolverhampton or Chatham - Hybrid (3 days in office)
Contract: 12 month FTC with a real opportunity to go permanent.
This is a fantastic bank that actually likes keeping good people, so extension and internal moves are very real possibilities, and you'd be working alongside a brilliant team. This is one of the most exciting specialist lenders in the UK mortgage market right now. They're going through an exciting period of change, new branding, new positioning, and a real appetite to shake up how they show up against the bigger names.
If you want to join somewhere at a pivotal moment rather than somewhere set in its ways, this is it. They've built a reputation for being different. Multiple brands under one roof, covering everything from everyday mortgages to complex, larger cases that most lenders wouldn't touch. The culture backs that up too, close knit teams, low ego, people who've been there years because they actually enjoy the place.
This isn't a role where you wait to be told what to do. You'll be expected to have a view on where the market is moving and bring pricing changes to the table before someone else asks for them. You'll sit close to senior stakeholders, with day to day influence over how each brand is priced and positioned. Rather than sitting at a desk producing reports for someone else's decisions, you'll own the pricing recommendations that go into those decisions, and see them through from proposal to launch.
What's the role?
- You'll be the pricing specialist across a set of lending brands spanning residential, buy to let and commercial.
- Reviewing market positioning on rate and criteria against the peer group, and flagging where the business needs to move.
- Owning the pricing of complex, larger loan cases and making the call on how they should be structured.
- Leading pricing changes from proposal through to sign off and market launch, working with Marketing, Sales, Key Accounts and New Product Development to get it right.
- Producing the analysis that sits behind pricing papers and strategic recommendations.
- Supporting the wider proposition, both for new business and retaining existing customers.
- Coaching assistant PMs and product analysts in the team.
Who are they looking for?
- 3+ years in mortgage pricing, including exposure to larger, more complex cases.
- A track record of working cross departmentally to deliver product launches at pace.
- Strong product data analysis and market competitor analysis skills, ideally used to support business cases.
- Experience taking pricing from inception through to sign off.
- Solid Excel skills and a detailed understanding of the UK mortgage market and its regulation.
If this sounds like your kind of place, we'd love to hear from you.
Product Pricing Manager (Mortgages) | Specialist Lender | £46k - £52k employer: Skillful
Skillful is an exceptional employer that fosters a collaborative and innovative work culture, perfect for those looking to make a significant impact in the InsurTech space. With a strong emphasis on employee growth, you will have opportunities to mentor junior analysts while utilising cutting-edge tools like Python and R in a hybrid work environment. Join us to be part of a team that values analytical excellence and supports your professional development.
StudySmarter Expert Advice🤫
We think this is how you could land Product Pricing Manager (Mortgages) | Specialist Lender | £46k - £52k
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like Skillful. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Skillful.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like Skillful. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace Product Pricing Manager (Mortgages) | Specialist Lender | £46k - £52k
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Skillful and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Skillful how you can be a team player!
How to prepare for a job interview at Skillful
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Skillful.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Skillful's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
