At a Glance
- Tasks: Lead pricing strategies for innovative mortgage products and influence market positioning.
- Company: Exciting bank undergoing transformation with a reputation for being different.
- Benefits: Competitive salary, hybrid working, and potential for permanent role.
- Other info: Collaborative culture with opportunities for coaching and career growth.
- Why this job: Join at a pivotal moment and make impactful decisions in a dynamic environment.
- Qualifications: 3+ years in mortgage pricing and strong analytical skills required.
The predicted salary is between 63000 - 77000 £ per year.
Location: Wolverhampton or Chatham - Hybrid (2 days in office)
Contract: 12 month FTC with a strong possibility of going permanent.
This is a fantastic bank that will do their utmost to keep good people - whether that's in this role, or internally within the bank. They are going through a huge transformation so there is a very high chance of this becoming permanent!
This is one of the most exciting specialist lenders in the UK mortgage market right now. They're going through an exciting period of change, new branding, new positioning, and a real appetite to shake up how they show up against the bigger names. If you want to join somewhere at a pivotal moment rather than somewhere set in its ways, this is it. They’ve built a reputation for being different. Multiple brands under one roof, covering everything from everyday mortgages to complex, larger cases that most lenders wouldn't touch. The culture backs that up too, close knit teams, low ego, people who've been there years because they actually enjoy the place.
This isn't a role where you wait to be told what to do. You'll be expected to have a view on where the market is moving and bring pricing changes to the table before someone else asks for them. You'll sit close to senior stakeholders, with day to day influence over how each brand is priced and positioned. Rather than sitting at a desk producing reports for someone else's decisions, you'll own the pricing recommendations that go into those decisions, and see them through from proposal to launch.
What's the role?
- You'll be the pricing specialist across a set of lending brands spanning residential, buy to let and commercial.
- Reviewing market positioning on rate and criteria against the peer group, and flagging where the business needs to move.
- Owning the pricing of complex, larger loan cases and making the call on how they should be structured.
- Leading pricing changes from proposal through to sign off and market launch, working with Marketing, Sales, Key Accounts and New Product Development to get it right.
- Producing the analysis that sits behind pricing papers and strategic recommendations.
- Supporting the wider proposition, both for new business and retaining existing customers.
- Coaching assistant PMs and product analysts in the team.
Who are they looking for?
- 3+ years in mortgage pricing, including exposure to larger, more complex cases.
- A track record of working cross departmentally to deliver product launches at pace.
- Strong product data analysis and market competitor analysis skills, ideally used to support business cases.
- Experience taking pricing from inception through to sign off.
- Solid Excel skills and a detailed understanding of the UK mortgage market and its regulation.
Pricing Manager (Mortgages) | £46k - £52k employer: Skillful
Skillful is an exceptional employer that fosters a collaborative and innovative work culture, perfect for those looking to make a significant impact in the InsurTech space. With a strong emphasis on employee growth, you will have opportunities to mentor junior analysts while utilising cutting-edge tools like Python and R in a hybrid work environment. Join us to be part of a team that values analytical excellence and supports your professional development.
StudySmarter Expert Advice🤫
We think this is how you could land Pricing Manager (Mortgages) | £46k - £52k
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Skillful. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Pricing Manager (Mortgages) | £46k - £52k
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Skillful.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Skillful's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Skillful
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Skillful.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Skillful will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Skillful employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
