At a Glance
- Tasks: Lead risk analysis and develop profitable underwriting strategies using real-time data.
- Company: Dynamic InsurTech firm revolutionising the motor insurance market with a start-up vibe.
- Benefits: Up to £100k salary, 10% bonus, remote work options, and generous holiday allowance.
- Other info: Great career growth opportunities and a supportive culture for personal development.
- Why this job: Make impactful decisions that shape real products in a collaborative, autonomous environment.
- Qualifications: Experience in underwriting and data analysis, strong Python or R skills required.
The predicted salary is between 100000 - 110000 £ per year.
A well-backed InsurTech leading the UK short-term motor insurance market, we're talking one hour to one month cover, at serious volume. They have the infrastructure of a larger group behind them but still feel like a start-up in the best sense, small team, real ownership, people who care about doing good work.
The culture is collaborative but autonomous. They hire people who bring their own rigour and urgency, who work well with others and don't need much hand-holding to get going. If that sounds like your kind of environment, keep reading.
You'll be building and refining the logic that determines which risks they take on, at what price, and why, using real data, in near real time. Around 70% of your time is heads-down individual contribution and 30% is leading projects and developing junior analysts.
On any given week you might be:
- Developing underwriting strategies to grow the portfolio profitably
- Building fraud detection models and identifying new signals at point of quote
- Exploring non-traditional data sources to sharpen how they assess risk
- Keeping a close eye on the KPIs, spotting something moving in the wrong direction early, and working out what to do about it
- Working with Engineering and Product to get your models into production so they're actually being used, on live policies, every day
- Helping junior analysts develop their thinking and their technical skills
It's a role where your analysis doesn't stop at a PowerPoint. It ends up in the product, shaping real underwriting decisions.
Who are they looking for?
Someone with solid underwriting and data experience, ideally in motor, who knows what a profitable underwriting strategy looks like and has built one. Beyond the technical skills, they want someone who can take complex findings and explain them clearly to people who aren't data specialists. That's genuinely as important as anything else here.
On the technical side:
- Strong Python or R skills, with growing use of AI for analytics
- Expert-level SQL, comfortable querying large datasets quickly
- Confident with BI tools like PowerBI or Tableau
- Familiarity with cloud data warehouses such as BigQuery or Azure
- Fraud analytics experience, or a strong ability to think through it from first principles
- Data enrichment evaluation experience is a plus, though fresh thinking on novel approaches matters just as much
On the softer side:
- Can explain complex analysis clearly to non-technical stakeholders
- Works well across teams and pushes decisions forward without needing a lot of direction
- Brings their own rigour and urgency to the work
- Lead-level mindset, not someone waiting to be told what to build
And the good stuff!
- 10% discretionary bonus + annual pay reviews
- Up to 22 "work from anywhere" days per year
- Private medical cover + critical illness insurance
- Employer pension matching up to 7.5%
- 25 days holiday, rising to 30 with tenure, plus 2 "my time" days
- £300 one-off WFH setup budget
- EV scheme + cycle to work
- Market-leading parental leave across all types
- Dedicated learning and training budget
You don't need to tick every single box. If this sounds like your kind of place and your background is in the right ballpark, we'd love to hear from you.
Lead Risk & Portfolio Analyst (InsurTech) - Up to £100k + bonus in London employer: Skillful
As a leading InsurTech in the UK short-term motor insurance market, this company offers a dynamic work environment that combines the agility of a start-up with the support of a larger group. Employees enjoy a collaborative culture that fosters autonomy and ownership, alongside competitive benefits such as a discretionary bonus, generous holiday allowance, and a dedicated learning budget, making it an excellent employer for those seeking meaningful and rewarding careers in London or Hampshire.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Risk & Portfolio Analyst (InsurTech) - Up to £100k + bonus in London
✨Tip Number 1
Network like a pro! Reach out to people in the InsurTech space, especially those who work at companies similar to the one you're eyeing. A friendly chat can lead to insider info and maybe even a referral!
✨Tip Number 2
Prepare for the interview by brushing up on your technical skills. Make sure you can confidently discuss your experience with Python, SQL, and BI tools. They want someone who can hit the ground running, so show them you’re ready!
✨Tip Number 3
Don’t just focus on your individual contributions; highlight your leadership potential too. Talk about how you've mentored others or led projects. They’re looking for someone who can guide junior analysts and drive team success.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining the team. Let’s get you that dream job!
We think you need these skills to ace Lead Risk & Portfolio Analyst (InsurTech) - Up to £100k + bonus in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Lead Risk & Portfolio Analyst role. Highlight your underwriting and data experience, especially in motor insurance, to show us you’re the right fit.
Craft a Compelling Cover Letter:Use your cover letter to tell us why you’re passionate about InsurTech and how your background makes you a great candidate. Be sure to mention specific projects or achievements that demonstrate your analytical skills and leadership potential.
Showcase Your Technical Skills:We want to see your strong Python or R skills and your expertise in SQL. If you’ve worked with BI tools like PowerBI or Tableau, make sure to include that too! This is your chance to impress us with your technical prowess.
Apply Through Our Website:Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Skillful
✨Know Your Numbers
Make sure you brush up on your data analysis skills, especially in Python or R. Be ready to discuss how you've used these tools to develop underwriting strategies or fraud detection models in the past. Having specific examples at hand will show that you can translate complex data into actionable insights.
✨Speak Their Language
Since you'll be explaining complex findings to non-technical stakeholders, practice simplifying your analyses. Prepare a few scenarios where you've successfully communicated intricate data concepts clearly and effectively. This will demonstrate your ability to bridge the gap between technical and non-technical teams.
✨Show Your Leadership Skills
Even if you're applying for an analyst role, they want someone with a lead-level mindset. Think about times when you've taken initiative or led projects. Be ready to share how you've mentored junior analysts or pushed decisions forward without needing much direction.
✨Understand the Company Culture
Familiarise yourself with the company's collaborative yet autonomous culture. Be prepared to discuss how you thrive in environments where you have ownership and can work independently. Highlight experiences where you've demonstrated urgency and rigour in your work, aligning with their values.
