At a Glance
- Tasks: Build and refine risk logic using real data, lead projects, and mentor junior analysts.
- Company: Dynamic InsurTech startup revolutionising the UK motor insurance market.
- Benefits: Up to £105k salary, bonus, remote work, generous holiday, and health cover.
- Other info: Flexible work options, dedicated training budget, and excellent career growth opportunities.
- Why this job: Make a real impact in a collaborative environment while developing your skills.
- Qualifications: Strong Python/SQL skills, insurance knowledge, and ability to communicate complex ideas simply.
The predicted salary is between 105000 - 105000 £ per year.
A well‑backed InsurTech leading the UK short‑term motor insurance market, one hour to one month cover, at serious volume. They feel like a start‑up in the best sense, small team, real ownership, people who care about doing good work. Collaborative but autonomous, they hire people who take ownership and get things done.
You’ll build and refine the logic that determines which risks they take on, at what price, and why, using real data in near real time. Around 70% heads‑down individual contribution, 30% leading projects and developing junior analysts.
On any given week you might be:
- Building fraud detection models and identifying new risk signals at point of quote
- Developing pricing and risk strategies to grow the portfolio profitably
- Getting models into production so they're shaping live policy decisions every day
- Keeping a close eye on KPIs and working out what to do when something goes the wrong way
- Helping junior analysts develop their thinking and technical skills
They’re open to two profiles. Someone from underwriting or pricing in UK motor or GI who has built strong Python and SQL skills alongside deep domain knowledge, or a technically strong data scientist or analyst with solid insurance experience who wants more ownership than their current role gives them.
Either way, the non‑negotiables are the same: strong technically, understand the insurance world, and able to explain complex findings clearly to non‑technical people.
- Strong Python or R and expert‑level SQL
- Fraud analytics experience, or someone who can think through it quickly from first principles
- Data enrichment experience, or again, someone who approaches new problems with fresh thinking
- BI tools such as PowerBI or Tableau
- Takes ownership, works well across teams, wants to lead not just contribute
- Cloud data warehouse experience (BigQuery, Azure or similar) is a nice to have but not essential
10% discretionary bonus + annual pay reviews
Up to 22 work from anywhere days per year
Private medical cover + critical illness insurance
Employer pension matching up to 7.5%
25 days holiday, rising to 30 with tenure, plus 2 my time days
£300 one‑off WFH setup budget
EV scheme + cycle to work
Market‑leading parental leave across all types
Dedicated learning and training budget
If this sounds like your kind of place, we’d love to hear from you. You don’t need to tick every single box. If this sounds like your kind of place and your background is in the right ballpark, we’d love to hear from you.
Lead Risk & Pricing Analyst | Motor Insurance / InsurTech | Up to £105k + bonus employer: Skillful
Join a dynamic InsurTech that combines the agility of a start-up with the stability of a well-backed firm, where you can truly make an impact in the UK motor insurance market. With a collaborative culture that values ownership and innovation, you'll have access to generous benefits including flexible working options, a dedicated learning budget, and market-leading parental leave, all while contributing to meaningful projects that shape the future of insurance.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Risk & Pricing Analyst | Motor Insurance / InsurTech | Up to £105k + bonus
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Skillful. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Lead Risk & Pricing Analyst | Motor Insurance / InsurTech | Up to £105k + bonus
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Skillful.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Skillful's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Skillful
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Skillful.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Skillful will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Skillful employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
