At a Glance
- Tasks: Build and refine risk assessment logic using real-time data for pricing strategies.
- Company: Dynamic InsurTech start-up leading the UK short-term motor insurance market.
- Benefits: Up to £100k salary, bonus, remote work days, and generous holiday allowance.
- Other info: Great career growth opportunities with a focus on ownership and innovation.
- Why this job: Make a real impact in a collaborative environment while developing your skills.
- Qualifications: Strong Python/SQL skills and experience in insurance or data analysis.
The predicted salary is between 90000 - 100000 £ per year.
A well‑backed InsurTech leading the UK short‑term motor insurance market, one hour to one month cover, at serious volume. They feel like a start‑up in the best sense, small team, real ownership, people who care about doing good work. Collaborative but autonomous, they hire people who take ownership and get things done.
You’ll build and refine the logic that determines which risks they take on, at what price, and why, using real data in near real time. Around 70% heads‑down individual contribution, 30% leading projects and developing junior analysts.
On any given week you might be:
- Building fraud detection models and identifying new risk signals at point of quote
- Developing pricing and risk strategies to grow the portfolio profitably
- Getting models into production so they're shaping live policy decisions every day
- Keeping a close eye on KPIs and working out what to do when something goes the wrong way
- Helping junior analysts develop their thinking and technical skills
They’re open to two profiles. Someone from underwriting or pricing in UK motor or GI who has built strong Python and SQL skills alongside deep domain knowledge, or a technically strong data scientist or analyst with solid insurance experience who wants more ownership than their current role gives them.
Either way, the non‑negotiables are the same: strong technically, understand the insurance world, and able to explain complex findings clearly to non‑technical people.
- Strong Python or R and expert‑level SQL
- Fraud analytics experience, or someone who can think through it quickly from first principles
- Data enrichment experience, or again, someone who approaches new problems with fresh thinking
- BI tools such as PowerBI or Tableau
- Takes ownership, works well across teams, wants to lead not just contribute
- Cloud data warehouse experience (BigQuery, Azure or similar) is a nice to have but not essential
10% discretionary bonus + annual pay reviews
Up to 22 work from anywhere days per year
Private medical cover + critical illness insurance
Employer pension matching up to 7.5%
25 days holiday, rising to 30 with tenure, plus 2 my time days
£300 one‑off WFH setup budget
EV scheme + cycle to work
Market‑leading parental leave across all types
Dedicated learning and training budget
If this sounds like your kind of place, we’d love to hear from you. You don’t need to tick every single box. If this sounds like your kind of place and your background is in the right ballpark, we’d love to hear from you.
Lead Analyst | Pricing, Risk & Underwriting | InsurTech | Up to £100k + bonus employer: Skillful
As a leading InsurTech in the UK short-term motor insurance market, this company offers a dynamic start-up environment where employees enjoy real ownership and the opportunity to make a meaningful impact. With a strong focus on collaboration and autonomy, they provide excellent benefits including generous holiday allowances, a dedicated learning budget, and a supportive work culture that fosters professional growth and innovation.
