At a Glance
- Tasks: Lead risk analysis and pricing strategies using real-time data to drive impactful decisions.
- Company: Dynamic InsurTech startup revolutionising the UK motor insurance market.
- Benefits: Competitive salary, bonus, remote work options, and generous holiday allowance.
- Other info: Opportunities for professional growth and a supportive learning environment.
- Why this job: Join a collaborative team where your insights shape live policy decisions daily.
- Qualifications: Strong Python/SQL skills and a solid understanding of the insurance landscape.
The predicted salary is between 90000 - 105000 £ per year.
A well-backed InsurTech leading the UK short-term motor insurance market, one hour to one month cover, at serious volume. They feel like a start-up in the best sense, small team, real ownership, people who care about doing good work. Collaborative but autonomous, they hire people who take ownership and get things done.
You'll build and refine the logic that determines which risks they take on, at what price, and why, using real data in near real time. Around 70% heads-down individual contribution, 30% leading projects and developing junior analysts.
On any given week you might be:
- Building fraud detection models and identifying new risk signals at point of quote
- Developing pricing and risk strategies to grow the portfolio profitably
- Getting models into production so they're shaping live policy decisions every day
- Keeping a close eye on KPIs and working out what to do when something goes the wrong way
- Helping junior analysts develop their thinking and technical skills
They're open to two profiles. Someone from underwriting or pricing in UK motor or GI who has built strong Python and SQL skills alongside deep domain knowledge, or a technically strong data scientist or analyst with solid insurance experience who wants more ownership than their current role gives them.
Either way, the non-negotiables are the same: strong technically, understand the insurance world, and able to explain complex findings clearly to non-technical people.
- Strong Python or R and expert-level SQL
- Fraud analytics experience, or someone who can think through it quickly from first principles
- Data enrichment experience, or again, someone who approaches new problems with fresh thinking
- BI tools such as PowerBI or Tableau
- Takes ownership, works well across teams, wants to lead not just contribute
- Cloud data warehouse experience (BigQuery, Azure or similar) is a nice to have but not essential
And the good stuff!
- 10% discretionary bonus + annual pay reviews
- Up to 22 "work from anywhere" days per year
- Private medical cover + critical illness insurance
- Employer pension matching up to 7.5%
- 25 days holiday, rising to 30 with tenure, plus 2 "my time" days
- £300 one-off WFH setup budget
- EV scheme + cycle to work
- Market-leading parental leave across all types
- Dedicated learning and training budget
If this sounds like your kind of place, we'd love to hear from you. You don't need to tick every single box. If this sounds like your kind of place and your background is in the right ballpark, we'd love to hear from you.
Lead Risk & Pricing Analyst | Motor Insurance / InsurTech | Up to £105k + bonus in Hampshire employer: Skillful
Join a dynamic InsurTech that combines the agility of a start-up with the stability of a well-backed firm, offering a collaborative yet autonomous work environment in London or Hampshire. With a strong focus on employee growth, you will have access to a dedicated learning budget, generous holiday allowances, and flexible working options, including up to 22 'work from anywhere' days per year. This is an excellent opportunity for those looking to make a meaningful impact in the motor insurance sector while enjoying competitive benefits and a supportive culture.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Risk & Pricing Analyst | Motor Insurance / InsurTech | Up to £105k + bonus in Hampshire
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Skillful). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Skillful. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Lead Risk & Pricing Analyst | Motor Insurance / InsurTech | Up to £105k + bonus in Hampshire
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Skillful.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Skillful. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Skillful
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Skillful to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Skillful, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Skillful's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
