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- Tasks: Underwrite complex deals and lead on SME asset finance while providing critical oversight.
- Company: Award-winning UK bank that values its people and fosters a supportive culture.
- Benefits: Competitive salary, profit share, generous holiday, and hybrid working options.
- Why this job: Make a real impact with genuine authority and diverse responsibilities in a dynamic environment.
- Qualifications: Experience in multi-asset underwriting and strong commercial acumen required.
- Other info: Join a growing team where your voice is heard and development is prioritised.
The predicted salary is between 60000 - 75000 £ per year.
An award-winning UK bank is looking for an experienced Credit Risk Manager to join their team. This role offers real mandate authority, multi-asset exposure, and the kind of influence that makes a difference. You will be underwriting complex deals across SME asset finance, leasing, BTL, motor finance, and property development, leading on SME asset specifically while providing critical second line oversight across the wider book.
Responsibilities include:
- Sanctioning equipment finance deals
- Chairing Credit Risk Reviews
- Working on strategic lending initiatives
- Operating across multiple asset classes with genuine mandate authority
- Challenging constructively and supporting the business
- Chairing committees and influencing stakeholders
- Working autonomously and adding value
Experience required:
- Holding and operating personal mandate authority
- Multi-asset underwriting, particularly in SME asset finance and leasing
- Commercial underwriting with strong balance sheet and capital knowledge
- Second line quality assurance and risk oversight
- Working with complex corporate structures and lending entities
Package includes: £60k-£75k plus profit-related pay, up to 10% employer pension, and an annual Share Save Scheme at a discounted rate. Time off includes 25-30 days holiday (increases with service) plus your birthday, Christmas Eve, and New Year’s Eve. Flexibility is offered with a genuinely hybrid model - 2 days in office (one must be Solihull), rest from home.
This bank genuinely invests in its people, building a culture where your voice gets heard, your wellbeing matters, and you’ll receive proper development support. If you’ve held mandate authority, know your way around multi-asset credit, and want to work somewhere that values your judgement and trusts your experience, let’s talk.
Credit Manager, Asset Finance | £60k-£75k + Profit Share | London, W. Midlands or Southampton employer: Skillful
Contact Detail:
Skillful Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Manager, Asset Finance | £60k-£75k + Profit Share | London, W. Midlands or Southampton
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those who know about credit risk. A friendly chat can lead to insider info on job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your multi-asset underwriting knowledge. Be ready to discuss your experience with SME asset finance and how you've influenced decisions in previous roles. We want you to shine!
✨Tip Number 3
Showcase your commercial nous! During interviews, highlight specific examples where your balance sheet knowledge made a difference. This will demonstrate your ability to operate autonomously and add real value.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Credit Manager, Asset Finance | £60k-£75k + Profit Share | London, W. Midlands or Southampton
Some tips for your application 🫡
Show Your Experience: Make sure to highlight your multi-asset underwriting experience, especially in SME asset finance and leasing. We want to see how your background aligns with the role, so don’t hold back on those details!
Be Authentic: Let your personality shine through in your application. We’re looking for someone who can influence and challenge constructively, so show us how you’ve done that in past roles.
Tailor Your Application: Don’t just send a generic CV and cover letter. Tailor them to reflect the specific requirements of the Credit Risk Manager role. We love seeing candidates who take the time to connect their skills to what we’re looking for.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures it gets into the right hands quickly. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Skillful
✨Know Your Numbers
Brush up on your financial knowledge, especially around balance sheets and capital considerations. Be ready to discuss specific examples of complex deals you've underwritten, particularly in SME asset finance and leasing. This will show that you understand the intricacies of the role.
✨Showcase Your Influence
Prepare to talk about times when you've influenced stakeholders or chaired committees. Highlight your ability to challenge constructively and support the business while knowing when to escalate issues. This is key for demonstrating your leadership skills.
✨Understand the Company Culture
Research the bank's commitment to its people and their Investors in People award. Be ready to discuss how you align with their values and how you can contribute to a culture that prioritises wellbeing and development. This shows you're not just looking for a job, but a place where you can grow.
✨Be Ready for Variety
Since this role involves a mix of underwriting and second line oversight, prepare to discuss your experience in both areas. Share examples that illustrate your adaptability and how you thrive in varied environments. This will help convey that you're excited about the dynamic nature of the position.
