Senior Payments Solution Architect - London
Senior Payments Solution Architect - London

Senior Payments Solution Architect - London

Full-Time 80000 - 100000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead complex payments migrations and ensure seamless integration of payment schemes.
  • Company: Dynamic fintech company based in London, focused on innovation.
  • Benefits: Attractive salary, flexible working options, and opportunities for professional growth.
  • Other info: Collaborative environment with a focus on risk management and regulatory assurance.
  • Why this job: Join a team shaping the future of payments with real-world impact.
  • Qualifications: Extensive experience in payments migration and strong leadership skills.

The predicted salary is between 80000 - 100000 £ per year.

We are seeking a senior, hands-on Solution Architect with deep payments scheme and migration experience. This role is for practitioners who have delivered complex payments migrations in live production environments, not generic enterprise architects.

Essential Experience

  • Senior-level leadership of payments migration within large PMI programmes
  • Strong hands-on experience with UK payment schemes:
  • BACS
  • Faster Payments (FPS)
  • International payments and messaging experience:
    • SWIFT
    • SEPA
  • Direct architectural ownership across core payments processing, including:
    • Scheme and gateway integration
    • Message transformation and routing
    • Clearing, settlement, reconciliation, and downstream processing
  • Strong understanding of end-to-end payment lifecycles and real-world production flows
  • Risk, Controls & Assurance

    • Proven experience leading payments risk, controls, and regulatory assurance
    • Practical experience with CASS and CISA-aligned assurance or audit frameworks

    Technical & Legacy Environments

    • Experience working in legacy and non-standard payment environments
    • Ability to design within constraints and reconcile documented vs actual system behaviour
    • Familiarity with:
    • Mainframe-integrated architectures
    • MQ
    • MT / MX message translation

    Delivery & Stakeholder Skills

    • Strong focus on minimising risk to live payment processing
    • Ability to identify and escalate issues early and support pragmatic migration solutions
    • Clear communication with engineering teams and SMEs
    • Able to clearly articulate:
    • Schemes worked on
    • Architectural responsibilities
    • Specific ownership within the payments flow

    Senior Payments Solution Architect - London employer: Skillfinder International

    As a Senior Payments Solution Architect in London, you will join a dynamic team that values innovation and expertise in the payments sector. Our company fosters a collaborative work culture, offering extensive professional development opportunities and a commitment to employee well-being. With a focus on cutting-edge payment solutions and a supportive environment, we empower our employees to thrive and make a meaningful impact in the financial landscape.
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    Contact Detail:

    Skillfinder International Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land Senior Payments Solution Architect - London

    ✨Tip Number 1

    Network like a pro! Reach out to industry contacts on LinkedIn or at events. We all know that sometimes it’s not just what you know, but who you know that can help you land that Senior Payments Solution Architect role.

    ✨Tip Number 2

    Prepare for those tricky interview questions! Brush up on your knowledge of UK payment schemes and be ready to discuss your hands-on experience with BACS and Faster Payments. We want to see how you’ve tackled real-world challenges in payments migrations.

    ✨Tip Number 3

    Showcase your problem-solving skills! Be ready to share specific examples of how you’ve minimised risks during live payment processing. We love hearing about your direct architectural ownership and how you’ve navigated complex environments.

    ✨Tip Number 4

    Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for passionate individuals who can bring their expertise in payments to our team.

    We think you need these skills to ace Senior Payments Solution Architect - London

    Payments Migration
    UK Payment Schemes
    BACS
    Faster Payments (FPS)
    SWIFT
    SEPA
    Core Payments Processing
    Scheme and Gateway Integration
    Message Transformation and Routing
    Clearing, Settlement, Reconciliation
    Risk Management
    Regulatory Assurance
    CASS
    CISA-aligned Audit Frameworks
    Legacy Payment Environments
    Mainframe-integrated Architectures
    MQ MT / MX Message Translation
    Stakeholder Communication

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV highlights your specific experience with payments migrations and the UK payment schemes mentioned in the job description. We want to see how your hands-on experience aligns with what we're looking for!

    Showcase Your Achievements: When writing your application, don’t just list your responsibilities. We love to see quantifiable achievements! Share examples of successful projects you've led, especially those involving complex payments migrations.

    Be Clear and Concise: We appreciate clarity! Use straightforward language to describe your architectural ownership and technical skills. Avoid jargon unless it’s relevant to the role, and make sure your application is easy to read.

    Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!

    How to prepare for a job interview at Skillfinder International

    ✨Know Your Payments Inside Out

    Make sure you brush up on your knowledge of UK payment schemes like BACS and Faster Payments. Be ready to discuss your hands-on experience with these systems, as well as any international payments you've dealt with, such as SWIFT and SEPA.

    ✨Showcase Your Migration Experience

    Prepare to share specific examples of complex payments migrations you've led in live production environments. Highlight your role in these projects and the challenges you faced, along with how you overcame them.

    ✨Understand Risk and Controls

    Familiarise yourself with risk management and regulatory assurance frameworks like CASS and CISA. Be prepared to discuss how you've implemented these in past roles and how they relate to payments processing.

    ✨Communicate Clearly and Confidently

    Practice articulating your architectural responsibilities and the specific ownership you've had within payment flows. Clear communication is key, so be ready to engage with engineering teams and stakeholders effectively.

    Senior Payments Solution Architect - London
    Skillfinder International

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