At a Glance
- Tasks: Provide expert mortgage advice and help customers achieve their financial goals.
- Company: Dynamic financial services business with a supportive team culture.
- Benefits: Competitive salary, uncapped bonuses, full training, and career development.
- Other info: Enjoy a target-driven environment with excellent earning potential.
- Why this job: Join a growing team and earn based on your success in the mortgage sector.
- Qualifications: CeMAP qualified or equivalent; customer-focused with strong communication skills.
The predicted salary is between 35000 - 35000 £ per year.
Location: Bridgeton, Glasgow
Working Pattern: In-office
Salary: £35,000 per annum OTE: £71,000+ Bonus: Uncapped
About the Role
We are looking for a motivated Mortgage Adviser to join our growing First and Second Charge Mortgage team, based at our offices in Bridgeton, Glasgow. This is an excellent opportunity for an adviser who enjoys working with customers, understands the lending market and wants to build a successful career within the specialist mortgage sector. You will be responsible for providing high-quality, compliant advice to customers, understanding their individual circumstances and financial objectives, and helping them find an appropriate second charge mortgage solution. This role will be in-office with a small hybrid working model.
What You'll Be Doing
- Conducting high-quality, compliant second charge mortgage advice
- Speaking with customers to understand their financial circumstances, objectives and requirements
- Assessing customer needs and identifying suitable lending solutions
- Explaining mortgage products, costs, risks and repayment options clearly
- Working with our underwriting team to manage customer applications through to completion
- Building strong relationships with customers and lenders
- Maintaining accurate and compliant customer records
- Ensuring all advice meets FCA regulatory requirements and our internal compliance standards
- Working towards individual and team targets
- Delivering an excellent customer experience throughout the advice process
What We’re Looking For
- A qualified Mortgage Adviser - CeMAP qualified or equivalent
- Ideally experienced in mortgages, secured lending or specialist lending but not required
- Confident providing advice over the telephone
- Commercially driven and motivated by earning potential
- Customer-focused, with excellent communication skills
- Comfortable working in a target-driven environment
- Highly organised with strong attention to detail
- Committed to delivering compliant, high-quality advice
- Able to work independently while also contributing positively to a team
What’s In It For You?
- £35,000 basic salary
- £71,000 OTE - UNCAPPED BONUS – the more you achieve, the more you can earn
- Supportive team environment
- Established mortgage proposition
- Quality leads and opportunities to generate significant earnings
- Full training and ongoing development
- Work within a growing financial services business
- A role where your performance and success are genuinely rewarded
Mortgage Adviser – First or Second Charge Mortgages employer: Simple Financial Planning
Join our dynamic team in Bridgeton, Glasgow, where we prioritise a supportive work culture and offer flexible working arrangements, including in-office, hybrid, or fully remote options. As a Mortgage Adviser, you'll benefit from uncapped earning potential with a competitive salary and bonuses, alongside comprehensive training and development opportunities to help you thrive in the specialist second charge mortgage sector. We are committed to recognising and rewarding your performance, making this an excellent place for motivated individuals seeking meaningful career growth.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Adviser – First or Second Charge Mortgages
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Simple Financial Planning. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Mortgage Adviser – First or Second Charge Mortgages
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Simple Financial Planning.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Simple Financial Planning's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Simple Financial Planning
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Simple Financial Planning.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Simple Financial Planning will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Simple Financial Planning employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
