At a Glance
- Tasks: Design and govern end-to-end payment processing architecture for a leading financial services business.
- Company: Join a forward-thinking financial services company focused on innovation and compliance.
- Benefits: Competitive salary, flexible working options, and opportunities for professional growth.
- Other info: Dynamic role with excellent career advancement opportunities in a regulated environment.
- Why this job: Make a significant impact in the payments sector while ensuring regulatory compliance and operational resilience.
- Qualifications: Experience in Java/Kotlin, payment processing, and strong understanding of settlement systems required.
The predicted salary is between 70000 - 90000 £ per year.
I'm working with a FS business and need a Payments Solution Architect to design and govern the end-to-end payment processing architecture, covering instruction generation, validation, routing, settlement, reconciliation, and auditability. The role will ensure regulatory compliance, operational resilience, and seamless integration with clearing and settlement infrastructures.
Key Responsibilities
- Payment Processing Architecture
- Design the complete payment instruction lifecycle, including:
- Payment generation
- Validation
- Routing
- Confirmation
- Reconciliation
- Ensure high availability and operational resilience.
- Define scalable payment processing services and workflows.
- Settlement & Waterfall Processing
- Architect month-end and quarter-end waterfall processing.
- Support syndicated lending and structured finance payment distribution models.
- Ensure accurate allocation and settlement calculations.
- Design mechanisms for exception handling and recovery.
- Application Architecture
- Define service-oriented and event-driven architectures using:
- Java
- Kotlin
- Spring Boot
- Establish microservice patterns for payment orchestration.
- Ensure:
- Atomic transaction processing
- Idempotent execution
- Consistency guarantees
- Fault tolerance
- Messaging & Integration
- Design integrations supporting:
- SWIFT MT messaging
- ISO 20022 MX standards
- MQ messaging
- XML-based interfaces
- Architect payment hub integrations using:
- Bottomline (preferred)
- Comparable enterprise payment hubs
- Define canonical message models and transformation frameworks.
- Clearing & Settlement Connectivity
- Design connectivity to settlement and clearing systems including:
- Euroclear
- Clearstream
- DTC
- Austraclear
- Create adapter-based integration architecture where each clearing platform is accessed through a common interface.
- Support future extensibility for additional settlement providers.
- Reconciliation & Controls
- Establish reconciliation frameworks between internal systems and clearing networks.
- Design:
- Full audit trails for every payment instruction
- Operational monitoring
- Exception management
- Escalation workflows
- Ensure complete traceability from initiation through settlement.
- Risk, Compliance & Governance
- Ensure architecture satisfies regulated payments and settlement requirements.
- Support operational controls and regulatory audit requirements.
- Design security, non-repudiation, and evidential record-keeping mechanisms.
Required Skills & Experience
- Technical Skills
- Java and/or Kotlin
- Spring Boot
- PostgreSQL
- Kafka
- Event-driven architecture
- Distributed transaction design
- MQ technologies
- XML processing
- SWIFT MT messaging
- ISO 20022 messaging
- Payments & Settlement Experience
- Strong experience in:
- Payment processing platforms
- Settlement systems
- Clearing networks
- Reconciliation frameworks
- Audit and compliance controls
- Preferred:
- Regulated payments environments
- Securities settlement
- Capital markets operations
- Syndicated lending waterfall processing
- Desirable:
- Bottomline payment hub experience
- Direct experience integrating with Euroclear, Clearstream, DTC, or Austraclear
These descriptions can be used directly as job specifications, recruitment briefs, or role profiles for sourcing candidates.
Solutions Architect (payments) outside IR35 in Slough employer: Siena Partnership
As a leading financial services business, we pride ourselves on fostering a dynamic and inclusive work environment that encourages innovation and collaboration. Our Solutions Architect role offers not only competitive remuneration but also extensive opportunities for professional development and growth within the payments sector. Located in a vibrant city, our team enjoys a supportive culture that values work-life balance and provides access to cutting-edge technology and resources, making it an ideal place for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Solutions Architect (payments) outside IR35 in Slough
✨Tap into Campus Networks
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We think you need these skills to ace Solutions Architect (payments) outside IR35 in Slough
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Siena Partnership.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Siena Partnership's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Siena Partnership
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Siena Partnership.
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Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Siena Partnership will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Siena Partnership employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
