Product Manager - Credit Risk in London
Product Manager - Credit Risk

Product Manager - Credit Risk in London

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
Sidetrade

At a Glance

  • Tasks: Lead the product roadmap for Credit Risk, collaborating with diverse teams to drive innovation.
  • Company: Join Sidetrade, an AI leader transforming enterprise software with a vibrant, inclusive culture.
  • Benefits: Enjoy competitive salary, hybrid work model, health coverage, and career growth opportunities.
  • Other info: Be part of a diverse team in a central London/Birmingham office with regular social events.
  • Why this job: Make a real impact in a dynamic environment while working with cutting-edge technology.
  • Qualifications: 5+ years in B2B SaaS product management with strong analytical and communication skills.

The predicted salary is between 36000 - 60000 £ per year.

Are you a dynamic and experienced Senior Product Manager looking to make a real impact in enterprise software? Sidetrade is looking for a Senior Product Manager – CRE (Credit Risk Expert) to join our growing product team and help shape the next generation of our Order-to-Cash platform.

About Sidetrade:

Sidetrade is an AI company, listed on Euronext Growth, on a mission to revolutionise the way enterprises unlock value from their customers leveraging its Order-to-Cash Intelligence platform and its Data Lake. We are proud of our 38 nationalities and these diverse perspectives drive our innovation, one team culture and a customer-first mindset. Sidetrade is positioned as a Gartner Magic Quadrantâ„¢ Leader since 2022. We value passion over perfection. So, if you are eager to learn and bring great energy, we want to hear from you. Be you. Grow with us.

What you’ll be doing:

  • Define and drive the roadmap for the Credit Risk Expert product area, aligning with company objectives, customer needs, and the broader O2C platform strategy.
  • Conduct ongoing discovery with enterprise credit managers, CFOs, and finance operations teams – validating hypotheses, identifying pain points, and translating insights into a clear product roadmap.
  • Write detailed product requirements, user stories, and acceptance criteria; collaborate closely with Engineering and Design to deliver high-quality releases on schedule.
  • Own and prioritise the product backlog, making well-reasoned trade-off decisions that balance customer value, technical complexity, and business impact.
  • Work closely with Engineering, Data Science, Design, and fellow product leaders to ensure the CRE product is built on sound foundations and backed by high-quality data intelligence.
  • Partner with Product Marketing and Sales on feature packaging, positioning, and launch readiness for global enterprise customers across North America, Europe, and beyond.
  • Communicate product priorities, delivery progress, and outcomes clearly to the AVP Product, Credit & Risk and broader senior leadership.
  • Monitor the competitive landscape in credit risk, receivables management, and O2C software – feeding insights back into product strategy and differentiation.
  • Work with the VP AI Products team to explore and integrate AI-powered capabilities – such as predictive scoring and intelligent automation – into the CRE product experience.

What you’ll bring:

  • Minimum 5 years in a Senior Product Manager role within a B2B SaaS environment, with a strong track record of owning and shipping enterprise products end-to-end.
  • Demonstrated ability to understand complex user needs, conduct effective discovery, and translate insights into product decisions that drive measurable outcomes.
  • Ability to manage a complex backlog, make clear trade-off decisions, and maintain a focused roadmap under competing pressures.
  • Experienced working within Agile/Scrum teams – comfortable with sprint planning, backlog grooming, and iterative delivery cycles.
  • Proven ability to align and influence Engineering, Data Science, Design, and commercial teams around a shared product vision without direct authority.
  • Strong analytical skills; comfortable defining success metrics, tracking product performance, and iterating based on data and user feedback.
  • Excellent written and verbal communication skills in English – able to present confidently to both technical teams and senior business stakeholders.
  • Familiarity with the complexities of building for large enterprise customers – integrations, procurement cycles, security requirements, and multi-stakeholder environments.
  • Able to connect day-to-day product decisions to longer-term business goals, and to identify opportunities for innovation and differentiation in a competitive market.

Nice to Have (Bonus Skills)

  • Comfortable using AI tools in day-to-day product management work – for example leveraging AI for customer research synthesis, writing requirements, competitive analysis, or data interpretation.
  • Familiarity with credit risk management, credit scoring, payment behaviour analysis, or collections in a B2B enterprise or fintech context.
  • Understanding of the broader O2C process – invoice management, cash application, dispute handling, or working capital optimisation.
  • Exposure to financial compliance requirements such as GDPR, SOX-relevant controls, or audit trail considerations in enterprise finance software.
  • Understanding of enterprise buying behaviour and finance operations culture across multiple geographies – e.g. North America, France, DACH, or UK.
  • Experience working on products with deep SAP, Oracle, or Salesforce integrations in enterprise finance contexts.

Attractive location - office based in the heart of London/Birmingham city centre. Hybrid work model – a flexible mix of in-office and remote days. Great culture – active Social Club organising regular team events and activities. Health & wellness – medical coverage, life insurance, and other wellness programs. Time off – competitive paid holidays plus public holidays. Career growth & compensation – competitive salary, equal opportunities, learning & mentorship programs, and advancement support.

Agencies: We only accept applications from invited agencies via our Workable portal. Unsolicited CVs sent to managers or HR won’t be subject to fees. Because when you thrive, we all succeed! We’re committed to providing a welcoming and inclusive experience for every candidate. If you need any accommodation during the hiring process, just let us know.

Product Manager - Credit Risk in London employer: Sidetrade

Sidetrade is an exceptional employer, offering a vibrant work culture in the heart of London/Birmingham, where diversity and innovation thrive. With a hybrid work model, competitive benefits including medical coverage and wellness programs, and a strong focus on career growth through mentorship and learning opportunities, Sidetrade empowers its employees to make a meaningful impact in the enterprise software space. Join us to be part of a dynamic team that values passion and fosters a customer-first mindset.
Sidetrade

Contact Detail:

Sidetrade Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Product Manager - Credit Risk in London

✨Tip Number 1

Network like a pro! Reach out to your connections in the industry, attend relevant meetups, and engage with professionals on LinkedIn. You never know who might have the inside scoop on job openings or can refer you directly.

✨Tip Number 2

Prepare for interviews by researching the company and its products thoroughly. Understand their mission, values, and recent developments. This will help you tailor your responses and show that you're genuinely interested in being part of their team.

✨Tip Number 3

Practice your pitch! Be ready to explain how your experience aligns with the role of a Senior Product Manager in Credit Risk. Highlight your achievements and how they can contribute to Sidetrade's goals.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re serious about joining our awesome team at Sidetrade.

We think you need these skills to ace Product Manager - Credit Risk in London

Product Roadmap Development
User Story Writing
Backlog Management
Agile/Scrum Methodologies
Cross-Functional Collaboration
Analytical Skills
Communication Skills
Customer Discovery
Data-Driven Decision Making
Credit Risk Management
AI Integration
Enterprise Software Knowledge
Stakeholder Engagement
Competitive Analysis

Some tips for your application 🫡

Tailor Your Application: Make sure to customise your CV and cover letter for the Product Manager role. Highlight your experience in B2B SaaS and how it aligns with our mission at Sidetrade. We want to see how you can make an impact!

Showcase Your Achievements: Don’t just list your responsibilities; share specific examples of your successes. Use metrics to demonstrate how you've driven product outcomes in previous roles. We love numbers that tell a story!

Be Clear and Concise: When writing your application, keep it straightforward. Use clear language and avoid jargon unless it's relevant. We appreciate clarity and want to understand your thoughts easily.

Apply Through Our Website: Make sure to submit your application through our official website. This helps us track your application better and ensures you’re considered for the role. We can’t wait to hear from you!

How to prepare for a job interview at Sidetrade

✨Know Your Product Inside Out

Before the interview, dive deep into Sidetrade's Order-to-Cash platform and understand how the Credit Risk Expert product fits into the bigger picture. Familiarise yourself with the latest trends in credit risk management and be ready to discuss how you can contribute to the product roadmap.

✨Showcase Your Discovery Skills

Be prepared to share examples of how you've conducted discovery with stakeholders in previous roles. Highlight your ability to identify pain points and translate insights into actionable product requirements. This will demonstrate your understanding of user needs and your strategic thinking.

✨Communicate Clearly and Confidently

Practice articulating your thoughts on product priorities and delivery progress. Since you'll be communicating with both technical teams and senior leadership, ensure you can present complex ideas simply and effectively. This will show that you can bridge the gap between different stakeholders.

✨Emphasise Your Analytical Mindset

Prepare to discuss how you've used data to drive product decisions in the past. Be ready to talk about success metrics you've defined and how you've iterated based on user feedback. This will highlight your analytical skills and your ability to connect day-to-day decisions to long-term business goals.

Product Manager - Credit Risk in London
Sidetrade
Location: London

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