At a Glance
- Tasks: Lead the origination function and manage real estate transactions across the Shojin Group.
- Company: Join Shojin, a dynamic player in real estate financing with a strong brand presence.
- Benefits: Competitive salary, career growth opportunities, and a chance to shape the future of financing.
- Other info: Collaborative environment focused on innovation and professional development.
- Why this job: Make a significant impact in mid-market financing while leading a talented team.
- Qualifications: Extensive experience in real estate financing and strong leadership skills required.
The predicted salary is between 72000 - 108000 £ per year.
To own the Origination function across the Shojin Group of companies, including the generation and structuring of real estate transactions, and managing the execution risk across the company’s origination pipeline. This position requires a seasoned Lending professional with extensive experience in real estate financing and structuring, particularly within the mid‑market sector. Show strong commercial acumen to grow market share in our chosen markets through building relationships with clients and intermediaries and building trust in the Shojin brand via professional structuring and seamless execution. Lead the team via hiring, developing and nurturing colleagues and through operational discipline in implementing and monitoring the function, through robust systems and controls to support business expansion in the UK and globally.
Responsibilities
- Originate, Structure, Execute: Act as a player manager and lead by example to grow and professionalise each of these core competencies across UK mid‑market development financing.
- Strategic Leadership: Develop and implement the lending strategy to meet the businesses goals, leading the origination team to achieve financial targets. Contribute to the Monthly Management Committee.
- Team Management: Lead, mentor, and oversee the origination team, providing training, guidance, and performance evaluation to develop best in class real estate financing professionals.
- Client Engagement: Build and maintain strong relationships with clients, real estate agents, and brokers to drive loan origination, increase market share and make Shojin the ‘go-to’ mid‑market financing firm.
- Market Analysis: Stay informed about market trends and competitor activities to identify opportunities for growth and improvement in lending services.
- Risk Assessment: Act as the first line of defence and collaborate with credit risk management to assess borrower qualifications and manage risks associated with loan approvals.
- Process Improvement: Streamline the loan origination process to enhance efficiency, reduce turnaround times, and improve borrower experience.
- Regulatory Compliance: Ensure that all origination practices comply with banking regulations and internal policies.
- Collaboration: Work closely with Investments and other departments (e.g., Marketing, Legal, Operations, Portfolio) to support origination efforts and ensure a smooth transition of deals into Portfolio once funded.
- Monitoring and Reporting: Operate systems to ensure continuous monitoring of lending practices and prepare reports on Origination KPI's, trends, and performance of the division to support continuous improvement.
- Recovery Management: Assist in developing strategies for dealing with customers in financial distress and support on recovery and restructuring plans if necessary.
- Commerciality: Drive origination activity and position the firm in a competitive manner.
- Debt Structuring: Expert knowledge of loan products, market participants, and structuring techniques to support origination growth combined with reduced risk.
- Credit Risk Understanding: As the first line of defence ensure the firm is only originating loans with a low risk of loss.
- Communication: Effective communication skills to support team, firm and external priorities.
- Ethics and Integrity: High ethical standards to ensure unbiased and fair client interaction and compliance practices.
- Attention to Detail: Crucial for identifying potential risk issues in Lending practices.
- Regulatory Knowledge: Understanding of UK financial regulation and other relevant financial laws.
Origination Director employer: Shojin
At Shojin, we pride ourselves on being an exceptional employer that fosters a collaborative and innovative work culture. As an Origination Director, you will have the opportunity to lead a talented team in a dynamic environment, with ample opportunities for professional growth and development. Our commitment to ethical practices, combined with a focus on employee well-being and market-leading benefits, makes Shojin the ideal place for those seeking a meaningful and rewarding career in real estate financing.
StudySmarter Expert Advice🤫
We think this is how you could land Origination Director
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Shojin. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Origination Director
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Shojin.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Shojin's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Shojin
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Shojin.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Shojin will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Shojin employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
