At a Glance
- Tasks: Originate, structure, and execute real estate financing transactions while managing risks.
- Company: Join a leading firm in mid-market real estate financing with a strong reputation.
- Benefits: Competitive salary, professional development, and opportunities for career growth.
- Why this job: Make a real impact in the dynamic world of real estate financing.
- Qualifications: Experience in mid-market real estate financing and strong communication skills required.
- Other info: Collaborative environment with a focus on innovation and client engagement.
The predicted salary is between 36000 - 60000 £ per year.
Key role within Origination function across the Shojin Group of companies, including supporting the generation and structuring of real estate transactions, recommending transactions for committee approval and assisting in managing the execution risk across the company’s origination pipeline. This position requires a highly motivated lending professional with experience in real estate financing and structuring, particularly within the mid-market sector. Show strong commercial acumen and operational discipline in maintaining and improving systems and controls to support business expansion in the UK.
Primary responsibilities
- Originate, Structure, Execute: Support the team across each of these core competencies across UK mid-market development financing.
- Client Engagement: Build and maintain strong relationships with clients, real estate agents, and brokers to drive loan origination, increase market share, and make Shojin the ‘go to’ mid-market financing firm.
- Market Analysis: Stay informed about market trends and competitor activities to identify opportunities for growth and improvement in lending services.
- Risk Assessment: Act as the first line of defence and collaborate with credit risk management to assess borrower qualifications and manage risks associated with loan approvals.
- Process Improvement: Streamline the loan origination process to enhance efficiency, reduce turnaround times, and improve borrower experience.
- Regulatory Compliance: Ensure that all origination practices comply with banking regulations and internal policies.
- Collaboration: Work closely with Investments and other departments (e.g., Marketing, Legal, Operations, Portfolio) to support origination efforts and ensure a smooth transition of deals into Portfolio once funded.
- Monitoring and Reporting: Operate systems to ensure continuous monitoring of lending practices and prepare reports on Origination KPIs, trends, and performance of the division to support continuous improvement.
- Recovery Management: Assist in developing strategies for dealing with customers in financial distress and support on recovery and restructuring plans if necessary.
- Commerciality: Drive origination activity and position the firm in a competitive manner.
- Debt structuring: Expert knowledge of loan products, market participants, and structuring techniques to support origination growth combined with reduced risk.
- Financial modelling: Expert knowledge to support structuring and execution.
- Credit Risk understanding: As the first line of defence, ensure the firm is only originating loans with a low risk of loss.
- Communication: Effective communication skills to support team, firm, and external priorities.
- Ethics and Integrity: High ethical standards to ensure unbiased and fair client interaction and compliance practices.
- Attention to Detail: Crucial for identifying potential risk issues in lending practices.
- Regulatory Knowledge: Understanding of UK financial regulation and other relevant financial laws.
Qualifications & Experience
- Mid-market real estate financing and structuring experience.
- Strong commercial acumen and operational discipline.
- Expertise in debt structuring, financial modelling, and credit risk assessment.
- Excellent client engagement and communication skills.
- Knowledge of UK financial regulation and compliance.
Senior Analyst, Origination in England employer: Shojin
Contact Detail:
Shojin Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Analyst, Origination in England
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals, attend events, and join relevant online groups. Building relationships can open doors to opportunities that aren’t even advertised.
✨Tip Number 2
Show off your expertise! When you get the chance to chat with potential employers or during interviews, share your insights on market trends and risk assessment. This will demonstrate your commercial acumen and make you stand out.
✨Tip Number 3
Be proactive in your job search! Don’t just wait for roles to be posted; reach out directly to companies you admire, like Shojin. Express your interest and how you can contribute to their origination efforts.
✨Tip Number 4
Prepare for interviews by brushing up on your financial modelling and debt structuring knowledge. Be ready to discuss how you can streamline processes and improve client engagement, as these are key to the role.
We think you need these skills to ace Senior Analyst, Origination in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Analyst role. Highlight your experience in real estate financing and structuring, especially within the mid-market sector. We want to see how your skills align with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to showcase your commercial acumen and operational discipline. Tell us why you’re passionate about real estate financing and how you can contribute to our team at Shojin.
Showcase Your Client Engagement Skills: We value strong relationships with clients, so make sure to highlight any relevant experience in client engagement. Share examples of how you've built and maintained relationships in your previous roles.
Be Detail-Oriented: Attention to detail is crucial for this role. When submitting your application, double-check for any typos or errors. A polished application shows us you care about quality and precision, just like we do at StudySmarter!
How to prepare for a job interview at Shojin
✨Know Your Stuff
Make sure you brush up on your knowledge of mid-market real estate financing and structuring. Be ready to discuss specific transactions you've worked on and how you approached risk assessment. This shows you're not just familiar with the theory but have practical experience too.
✨Build Rapport
Since client engagement is key, practice how you'll build relationships during the interview. Think of examples where you've successfully engaged clients or collaborated with teams. This will demonstrate your ability to connect and communicate effectively.
✨Stay Ahead of the Game
Research current market trends and competitor activities in the UK real estate sector. Bring insights to the interview about potential opportunities for growth and improvement in lending services. This shows you're proactive and have a finger on the pulse of the industry.
✨Attention to Detail Matters
Prepare to discuss how you've ensured compliance with regulations and maintained high ethical standards in your previous roles. Highlight any processes you've improved or streamlined, as this aligns with the role's focus on operational discipline and efficiency.