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- Tasks: Support Credit Risk management across various business lines in our Investment Bank.
- Company: Join Societe Generale, a leading financial services group with over 160 years of experience.
- Benefits: Enjoy a competitive salary of £53,104 and the chance to work in a dynamic environment.
- Why this job: Be part of a collaborative culture that values innovation and community spirit.
- Qualifications: Knowledge of structured finance, credit analysis, and legal documentation is essential.
- Other info: This is an 11-month fixed-term contract with no guarantee of extension.
The predicted salary is between 35000 - 60000 £ per year.
Societe Generale is one of Europe's leading financial services groups and a major player in the economy for over 160 years. We support 25 million clients every day with more than 126,000 staff in 65 countries. Our Group draws on our European roots to develop our business internationally. Our unique geographic positioning enables us to connect Europe and Africa with major global financial centres in Asia and the Americas. The Group combines financial strength, proven expertise in innovation, and a sustainable growth strategy with the objective of creating value for all our stakeholders. We seek to be a trusted partner in the projects of those building tomorrow's world today.
Trainee Role Profile: We are looking for someone who can start no later than May 2025, working in a full-time position on an 11-month Fixed Term Contract, with no guarantee of an extension or permanent contract at conclusion. The total compensation on offer is £53,104.
Summary of Key Purposes of the Role: This is a support team function managing Credit Risk across various business lines of our Investment Bank in London including:
- Project Finance
- Leveraged Finance
- TMT Finance
- Strategic Acquisition Finance
- Real Estate Finance
The key functions of this Risk Manager role include (but are not limited to):
- Collaborating with Front Office and other internal stakeholders as necessary on proposed transactions to opine on operational feasibility, review of credit applications, term sheets, draft legal documentation etc.
- Post-closing Credit Risk Management of Deal Life Cycle events
- Covenant Monitoring
- Quarterly and/or Annual Portfolio Reviews (including rating reviews)
- Waivers & Amendments
- Watch-List Provision
- Risk Weighted Assets follow up
Responsibilities:
- Review of Loan Documentation and related Legal contracts
- Analysis of Financial Statements
- Drafting of Quarterly and/or Annual Portfolio Review Documents
- Reporting on progress and operational performance of assets financed
- Identify industry trends
- Run sensitivity analysis on financial forecasts and models
- Assess country, market and environmental risks
- Liaise with external parties; Borrowers, Banks, Technical/Legal advisors, Insurers, Valuers etc.
- Liaising with internal stakeholders; Front Office, Back Office, Risk, Legal, Compliance, Finance etc.
Profile Required: Knowledge/experience of the following areas:
- Structured Finance
- Transactional risks and commercial rationale
- Legal Documentation
- Industry Knowledge
- Credit analysis skills
- Cash flow models
- Dealing with customers, banks and advisors
Technical Competencies:
- Operational skills
- Regulatory skills
- Communication skills
- Flexibility – Adaptability
- Ability to make decisions
- Ability to work under pressure
- Analytical skills
Why Join Us: People join for the impact they can have on us. They stay for the impact we have on them. A flatter structure offers visibility and exposure beyond that of our competitors, so you know our names, and we know yours. It's personable, human, and inspires success through passion. By encouraging open-mindedness and a willingness to share ideas, we have adapted to market changes and thrived through innovation. Bringing words like “hard work” and “dedication” together with “community” and “respect” has enabled us to work collaboratively and build our future together. We call this Team Spirit and it's what makes us different. It's what makes you different.
Business Insight: If you feel you have the required experience and qualifications, then please apply to the SG Resourcing Team, and we will manage your application. At Société Générale, we believe our people are our strength and are core to the success of our business. As such, we search for, recruit and appoint the best available person on the basis of aptitude and ability, regardless of sex, marital or civil partnership status, race, colour, nationality, ethnic or national origins, pregnancy, disability, age, sexual orientation, religion, belief or gender identity.
Trainee - Risk Management - Structured Finance employer: SGS Société Générale de Surveillance SA
Contact Detail:
SGS Société Générale de Surveillance SA Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Trainee - Risk Management - Structured Finance
✨Tip Number 1
Familiarise yourself with the key areas of structured finance and credit risk management. Understanding the nuances of project finance, leveraged finance, and the specific risks associated with these areas will give you an edge during interviews.
✨Tip Number 2
Network with professionals in the finance industry, especially those working in risk management or structured finance. Attend relevant events or webinars to make connections and gain insights that could be beneficial for your application.
✨Tip Number 3
Stay updated on current trends in the financial markets and how they impact credit risk. Being able to discuss recent developments or case studies during your interview can demonstrate your passion and knowledge in the field.
✨Tip Number 4
Prepare to showcase your analytical skills by practising financial modelling and sensitivity analysis. Being able to walk through your thought process and findings can set you apart from other candidates.
We think you need these skills to ace Trainee - Risk Management - Structured Finance
Some tips for your application 🫡
Understand the Role: Before applying, make sure to thoroughly read the job description for the Trainee - Risk Management position. Understand the key responsibilities and required skills, as this will help you tailor your application.
Tailor Your CV: Customise your CV to highlight relevant experience and skills that align with the requirements of the role. Emphasise any experience in structured finance, credit analysis, or risk management to make your application stand out.
Craft a Compelling Cover Letter: Write a cover letter that not only expresses your interest in the position but also demonstrates your understanding of the company’s values and how you can contribute to their goals. Mention specific skills or experiences that relate to the job.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects attention to detail, which is crucial in risk management roles.
How to prepare for a job interview at SGS Société Générale de Surveillance SA
✨Understand Structured Finance
Make sure you have a solid grasp of structured finance concepts and terminology. Be prepared to discuss how these relate to credit risk management, as this will show your understanding of the role's core responsibilities.
✨Showcase Analytical Skills
Prepare examples that demonstrate your analytical skills, particularly in financial analysis and risk assessment. Discuss any relevant projects or experiences where you successfully analysed data or made decisions based on your findings.
✨Familiarise Yourself with Legal Documentation
Since the role involves reviewing loan documentation and legal contracts, it’s beneficial to familiarise yourself with common terms and structures used in these documents. This knowledge can help you stand out during discussions.
✨Demonstrate Team Spirit
Société Générale values collaboration and community. Be ready to share examples of how you've worked effectively in teams, highlighting your adaptability and communication skills, which are crucial for liaising with various stakeholders.
