At a Glance
- Tasks: Guide clients through obtaining second charge mortgages and simplify financial concepts.
- Company: Selina Finance is a next-gen digital lender focused on unlocking home equity for homeowners.
- Benefits: Enjoy a competitive salary, bonuses, 25 days holiday, and mental health support.
- Why this job: Join a dynamic team in a fast-paced start-up, making a real impact on clients' financial lives.
- Qualifications: Must be CeMAP qualified with 2+ years of experience in a direct sales environment.
- Other info: Be part of an innovative company with a culture of growth, recognition, and development.
The predicted salary is between 24000 - 48000 £ per year.
Are you a passionate Mortgage Advisor with a love for helping clients achieve their financial goals? Do you thrive on providing exceptional customer service and making complex financial concepts easy to understand? If so, we want you to join our team as a Second Charge Mortgage Advisor!
As a Second Charge Mortgage Advisor, you’ll be responsible for guiding customers through the process of obtaining a second charge mortgage, helping them to unlock the equity in their property and achieve their financial objectives. With a focus on providing a personalised, consultative service, you’ll work closely with customers to understand their unique needs and circumstances, and identify the correct solutions for their situation.
About Selina: At Selina Finance, our mission is to give people access to the wealth they have in their homes, and we’re doing that by building a next-generation digital lender – starting with a home equity loan product. More than £2tn equity value is locked up in UK homes, while homeowners still need to rely on high-interest rate consumer loans, credit cards or overdrafts. We believe this is unfair and unnecessary. We offer a financing product unlike anything else out there, one that is as flexible as a current account, as affordable as a mortgage, and as easy to apply for as a consumer loan.
We are building an incredible team and culture of high performance, development, reward and recognition. We announced our Series B earlier in January this year, ready for the next phase of our adventure and this is where you come in!
What will you be doing?
- Provide financial advice to our customers sourced through our online and offline channels via phone and chat, providing a seamless and excellent advice experience.
- Put our customers’ interest first and educate them on the novelty and advantages of our product.
- Develop an outstanding applicant journey and advisor tool-set with our tech and product teams to relentlessly improve our customer’s experience.
- Join a growing advice team, driving a direct to customer proposition.
- Work hand-in-hand with our ops teams to drive completions and realize our ambitious growth plans.
What we offer:
- £30,000- £32,000 base salary, dependent on experience.
- Bi-annual Bonus.
- Growth Shares.
- 25 days annual holiday.
- Annual L&D budget.
- Cycle to work scheme.
- 3% pension contribution.
- Monthly socials.
- Free access to mental health support via Spill.
- A choice of benefits that work for you courtesy of our benefits platform, Thanks Ben.
- Annual £60 cycle allowance for Santander cycles or Evans (via Thanks Ben).
We are an equal opportunities employer and are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.
What about you, what do you need to bring/have?
- Are fully CeMAP qualified (or equivalent) with +2 years of experience.
- Want to be involved and shape a start-up with an amazing team.
- Know how to manage and grow a constantly evolving pipeline of cases in tight timelines.
- Are keen to work in a fast-paced early-stage start-up environment.
- Experienced in a fast-paced, direct sales environment.
- Able to understand a lending policy, use it to advise clients and qualify them for eligibility.
Things that would be nice for you to have (please do not let any of these points prevent you from applying):
- Second Charge lending experience.
- Secured Lending Experience.
Contact Detail:
Selina Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Advisor
✨Tip Number 1
Familiarise yourself with the unique aspects of second charge mortgages. Understanding the nuances of this product will not only help you in interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with current Mortgage Advisors or professionals in the finance sector. Engaging in conversations can provide insights into the role and may even lead to referrals, which can significantly boost your chances of landing the job.
✨Tip Number 3
Prepare to discuss your experience in managing a pipeline of cases. Be ready to share specific examples of how you've successfully navigated tight timelines and complex client needs in previous roles.
✨Tip Number 4
Showcase your customer service skills during any interactions. Since the role emphasises exceptional customer service, be prepared to discuss how you've gone above and beyond for clients in the past.
We think you need these skills to ace Mortgage Advisor
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience as a Mortgage Advisor, particularly focusing on your CeMAP qualification and any relevant second charge lending experience. Use specific examples to demonstrate how you've helped clients achieve their financial goals.
Craft a Compelling Cover Letter: In your cover letter, express your passion for helping clients and your understanding of the mortgage process. Mention how you can contribute to Selina Finance's mission and culture, and provide examples of your exceptional customer service skills.
Showcase Relevant Skills: Emphasise your ability to simplify complex financial concepts for clients. Highlight your experience in managing a pipeline of cases and working in fast-paced environments, as these are crucial for the role.
Proofread Your Application: Before submitting your application, carefully proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail and professionalism, which are essential traits for a Mortgage Advisor.
How to prepare for a job interview at Selina Finance
✨Know Your Stuff
Make sure you're fully up to speed on mortgage products, especially second charge mortgages. Be prepared to explain complex financial concepts in simple terms, as this will demonstrate your ability to educate clients effectively.
✨Showcase Your Customer Service Skills
Since the role focuses heavily on customer service, be ready to share examples of how you've gone above and beyond for clients in the past. Highlight your consultative approach and how you tailor solutions to meet individual needs.
✨Understand the Company’s Mission
Familiarise yourself with Selina Finance's mission and values. Being able to articulate how your personal values align with theirs will show that you're genuinely interested in contributing to their goals.
✨Prepare Questions
Have a list of thoughtful questions ready to ask at the end of the interview. This shows your enthusiasm for the role and helps you gauge if the company culture and expectations align with what you're looking for.