Claims Investigator (Motor / Liability)

Claims Investigator (Motor / Liability)

Freelance 30000 - 40000 £ / year (est.) Home office (partial)
Sedgwick Claims Management Services Ltd

At a Glance

  • Tasks: Conduct investigations and gather evidence for motor and liability claims across the UK.
  • Company: Join a leading firm with a commitment to equality and flexible working arrangements.
  • Benefits: Flexible engagement options, manage your own workload, and competitive pay.
  • Other info: Enjoy a dynamic role with opportunities for personal growth and development.
  • Why this job: Make a real difference by uncovering the truth in claims investigations.
  • Qualifications: Experience in motor claims investigations and strong communication skills required.

The predicted salary is between 30000 - 40000 £ per year.

Position Overview

Location: United Kingdom

Engagement Type: Flexible – Self-Employed, PAYE or PSC arrangements available

We have an exciting opportunity for experienced Claims Investigators specialising in Motor, Employers’ Liability and Public Liability claims to work across the United Kingdom. This is a varied and investigative role focused on delivering high-quality claims investigations across a range of motor and liability cases.

Key Responsibilities

  • Conduct investigations, gather and evaluate evidence, obtain witness statements, and produce detailed reports to support informed claims decisions.
  • Manage investigations from instruction through to conclusion, handling both straightforward and more complex cases.
  • Identify inconsistencies and potential fraud indicators, follow appropriate investigation procedures, and ensure evidence is gathered, preserved and recorded accurately.
  • Conduct interviews with policyholders, witnesses and other relevant parties, prepare CPR-compliant statements, and produce detailed reports within agreed service levels.

Required Skills & Experience

  • Proven experience in motor claims investigations.
  • Knowledge of Employers’ Liability and Public Liability investigations would be advantageous.
  • Strong understanding of current case law, statutes and legal liability.
  • Understanding of the principle of indemnity and its application.
  • Excellent investigation skills and the ability to gather, preserve and evaluate evidence.
  • Experience producing CPR-compliant witness statements and detailed investigation reports.
  • Ability to identify suspicious activity and follow appropriate fraud prevention procedures.
  • Strong organisational skills and the ability to manage workload effectively.
  • Excellent communication skills, both written and verbal.
  • Good IT skills, including email and Microsoft Word.
  • Full UK driving licence and access to a vehicle.

Working Arrangements

Flexible engagement options, with opportunities available via PAYE or PSC depending on individual circumstances and the nature of the role. You will have the flexibility to manage your own workload and coverage areas while supporting a varied range of investigations across the UK.

Equal Opportunity Employment

We are proud to have a zero-tolerance policy towards discrimination of any kind regardless of age, disability, gender identity, marital/family status, race, religion, sex or sexual orientation. Sedgwick is an Equal Opportunity Employer.

Claims Investigator (Motor / Liability) employer: Sedgwick Claims Management Services Ltd

Sedgwick is an exceptional employer that values flexibility and independence, offering Claims Investigators the opportunity to manage their own workload while engaging in meaningful investigations across the UK. With a strong commitment to employee growth and a zero-tolerance policy towards discrimination, Sedgwick fosters a supportive work culture that encourages professional development and collaboration. The diverse range of cases and the chance to work with a dedicated team make this role not only rewarding but also a significant step in your career.

Sedgwick Claims Management Services Ltd

Contact Details:

Sedgwick Claims Management Services Ltd Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Claims Investigator (Motor / Liability)

Get Involved in Insurance Networks

Join industry-specific forums and networks like the Chartered Insurance Institute (CII) or participate in local insurance meetups. These are great places to connect with potential clients and other freelancers who might need your expertise. Plus, you’ll stay up to date with market trends and insights that could help you land more gigs!

Showcase Your Expertise Online

Craft a solid online presence by sharing articles, insights, or case studies related to your insurance niche on platforms like LinkedIn or your own blog. This will not only demonstrate your knowledge but also make you more visible to companies like Sedgwick Claims Management Services Ltd looking for freelance insurance pros.

Leverage Remote Work Platforms

Sites like Upwork and Freelancer can be goldmines for freelance insurance work. Create a killer profile that highlights your skills and experiences, then actively bid on insurance projects. It’s a great way to build your portfolio and gain client testimonials.

Use Personal Connections

Sometimes it’s all about who you know! Let friends, family, and past colleagues know you’re freelancing in the insurance field. They can connect you with potential clients or even recommend you for projects directly. Personal referrals can be a powerful way to get your foot in the door!

We think you need these skills to ace Claims Investigator (Motor / Liability)

Communication Skills
Problem-Solving Skills
Time Management
Organizational Skills
Compassion
Flexibility
Teamwork

Some tips for your application 🫡

Show Us Your Insurance Savvy:For a freelance role in insurance, we want to see your expertise shine through. Make sure to highlight any relevant experience in underwriting, claims, or risk assessment in your CV. If you’ve got certifications like the CII or anything similar, slap those on there too!

Craft a Killer Portfolio:Your portfolio should showcase your best work, especially if you've tackled projects in policy writing, risk management, or insurance analytics. Include case studies or examples of your contributions in the insurance sector to give us a clear picture of what you can do!

Rates and Availability Matter:As a freelancer, it’s crucial to be upfront about your rates and availability. When applying, include a brief note about your expected hourly or project-based rates, and let us know how much time you can dedicate to this role. Transparency will help us plan better!

Tailor Your Application:Don't just copy-paste your CV and cover letter! We appreciate when you take the time to tailor your application to Sedgwick Claims Management Services Ltd and the Claims Investigator (Motor / Liability) role. Mention why you’re drawn to working with us specifically and how your skills will benefit our team in the insurance field.

How to prepare for a job interview at Sedgwick Claims Management Services Ltd

Show Off Your Knowledge of Insurance Tools

When you're freelancing in the insurance realm, it's crucial to demonstrate familiarity with industry-standard tools like Actuarial Software or Claims Management Systems. Brush up on how you've used these in your past work or studies, so you can confidently discuss how they'd be beneficial to Sedgwick Claims Management Services Ltd.

Prepare Your Portfolio of Past Work

For a freelance gig, your portfolio speaks volumes! Gather examples of previous projects—like insurance policy analyses, risk assessments, or client presentations—that showcase your skills and experience in the field. Be ready to walk through these examples at the interview to demonstrate your value.

Understand the Freelance Expectations

Freelancing often means more of a project-based approach, so be prepared to discuss your availability and how you manage multiple clients. Since you’ll likely need to fit into existing workflows at Sedgwick Claims Management Services Ltd, clarify how you can adapt to their processes and help fill gaps in their current operations.

Anticipate Scenario-Based Questions

Expect the interviewers to put you on the spot with real-life insurance scenarios—like claims processing or risk mitigation situations. They want to see how you think on your feet. Practice articulating your thought processes clearly and confidently to show them you can handle the unpredictable nature of the industry.