At a Glance
- Tasks: Support credit strategy design and testing to ensure quality decision-making.
- Company: Join Secure Trust Bank Group, a leader in responsible lending.
- Benefits: Enjoy competitive salary, hybrid working, and professional development opportunities.
- Other info: Be part of a diverse team that values your unique perspective.
- Why this job: Make a real impact on sustainable growth in a collaborative environment.
- Qualifications: Experience with analytical tools and a passion for data-driven decisions.
The predicted salary is between 30000 - 40000 £ per year.
Join us at Secure Trust Bank Group and help shape the future of responsible lending. We’re looking for an Associate Strategy Designer to support in maintaining and developing credit‑policy‑aligned initiatives that keep our customers and our business safe, while enabling sustainable growth. If you’re passionate about data-driven decision-making and thrive in a collaborative environment, this could be the perfect opportunity for you.
Why This Role Matters
Our Credit Risk team defines the Bank’s risk appetite, sets policies for customer acceptance, and ensures lending portfolios perform within tolerance. Beyond monitoring arrears, we provide strategic oversight, regulatory compliance, and portfolio analysis to safeguard sustainable growth. As an Associate Strategy Designer, you’ll support the Lead by peer‑reviewing design work and carrying out testing activities as required to help ensure quality and consistency across decisioning solutions.
What You’ll Be Doing
- Assist the Lead Strategy Designer in developing and maintaining credit strategies, scorecards, and policy rules within the Decisioning Platform (DP), assisting with controlled and compliant change management by following established processes and maintaining accurate documentation.
- Support the Lead with governance, documentation, and coordination activities, including preparing materials, maintaining accurate records, and assisting with the progression of credit strategy changes through UAT and into Production.
- Contribute to testing and analytical activities by preparing and executing test cases, documenting results, and helping to set up and monitor Champion/Challenger scenarios to ensure high‑quality decisioning processes.
- Assist the Lead in managing external and internal relationships, including Credit Reference Agencies and other partners, and help coordinate small‑scale implementations and project tasks as required.
What We’re Looking For
- Some experience with Decisioning Platforms or similar analytical systems, with the ability to interpret business requirements and contribute to technical solution design using analytical tools and basic coding skills (e.g., LUA, Python), or a willingness to develop these.
- Exposure to strategy deployment and structured testing activities, including supporting user acceptance testing and assisting with controlled, well‑documented change processes under the guidance of the Lead.
- Foundational experience in Credit Risk or financial services, supported by strong analytical and numerate skills, and an understanding of key financial concepts relevant to retail banking.
- Clear communication and strong interpersonal skills, with the ability to collaborate effectively, explain technical points simply, and contribute positively to team discussions; familiarity with tools such as SAS, SQL, Excel, or Python is desirable.
Our Values
- Risk Aware – We keep our customers and ourselves safe and secure.
- Customer Focused – Our customers are at the heart of everything we do.
- Ownership – We take responsibility for our actions.
- Performance Driven – We strive to be the best bank in Britain.
- Team Oriented – We achieve more when we work together.
What’s in it for you?
- A collaborative, inclusive culture where your ideas matter.
- Opportunities for professional development and career progression.
- Competitive salary and benefits package.
- Hybrid working options for better work-life balance.
Everyone is different. Everyone is valued. As part of our vision to become the most trusted specialist lender in the UK, we’ve been helping customers and businesses fulfil their ambitions since 1952. In that time, we’ve learned that we’re more than the sum of our parts. We’re a strong Group because of our people and our strengths; specialist, expert, ambitious and also diverse. All of our people are different and this is something we celebrate. Every one of our employees brings unique talent, ability and perspective to their role. That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are. We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.
Notes/Brief for Recruitment Team:
About The Company: Our customers are at the heart of everything we do, but we can’t achieve our customer focused strategy without the right people in our team. At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group’s core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast paced environment. So join us as we strive to Grow, Sustain and Love the way we work.
Associate Strategy Designer - Credit Risk in Solihull employer: Secure Trust Bank
At Secure Trust Bank Group, we pride ourselves on fostering a collaborative and inclusive culture where every employee's ideas are valued. With a strong focus on professional development and career progression, we offer competitive salaries, a comprehensive benefits package, and hybrid working options to ensure a healthy work-life balance. Join us in our mission to become the most trusted specialist lender in the UK, where your unique talents will contribute to our collective success.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Strategy Designer - Credit Risk in Solihull
✨Tip Number 1
Network like a pro! Reach out to current employees at Secure Trust Bank Group on LinkedIn. Ask them about their experiences and any tips they might have for landing the Associate Strategy Designer role. Personal connections can make a huge difference!
✨Tip Number 2
Prepare for the interview by brushing up on your analytical skills. Since this role involves decisioning platforms and credit strategies, be ready to discuss how you've used data-driven decision-making in past projects. Show us your passion for numbers!
✨Tip Number 3
Practice your communication skills! You’ll need to explain technical points simply and collaborate effectively with the team. Try doing mock interviews with friends or family to get comfortable articulating your thoughts.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at Secure Trust Bank Group.
We think you need these skills to ace Associate Strategy Designer - Credit Risk in Solihull
Some tips for your application 🫡
Show Your Passion for Data:When you're writing your application, make sure to highlight your passion for data-driven decision-making. We love candidates who can demonstrate how they’ve used data in past roles or projects, so don’t hold back on sharing those experiences!
Tailor Your Application:Take the time to tailor your application specifically for the Associate Strategy Designer role. Use keywords from the job description and relate your skills and experiences directly to what we’re looking for. This shows us you’re genuinely interested and have done your homework!
Be Clear and Concise:We appreciate clarity! Make sure your application is well-structured and easy to read. Avoid jargon unless it’s relevant, and keep your sentences concise. This will help us quickly see how you fit into our team and the role.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about Secure Trust Bank Group and what we stand for.
How to prepare for a job interview at Secure Trust Bank
✨Know Your Numbers
As an Associate Strategy Designer, you'll be dealing with data and analytics. Brush up on your understanding of key financial concepts and be ready to discuss how you've used analytical tools like SAS or SQL in past experiences. This will show your familiarity with the role's requirements.
✨Showcase Your Collaboration Skills
This role thrives in a team-oriented environment, so be prepared to share examples of how you've successfully collaborated with others. Highlight any experiences where you’ve worked with cross-functional teams or managed relationships with external partners, as this will resonate well with the interviewers.
✨Prepare for Technical Questions
Expect questions that test your knowledge of Decisioning Platforms and coding skills. Brush up on basic coding concepts in LUA or Python, and be ready to explain how you would approach technical solution design. If you're still learning, express your willingness to develop these skills further.
✨Demonstrate Your Risk Awareness
Secure Trust Bank values risk awareness, so come prepared to discuss how you've approached risk management in previous roles. Share specific examples of how you've contributed to safe and compliant processes, and how you ensure quality in decision-making.
