At a Glance
- Tasks: Lead underwriting and structure complex deals to drive success in our ABL division.
- Company: Join Secure Trust Bank, a diverse and award-winning bank focused on customer satisfaction.
- Benefits: Enjoy hybrid working options, career growth, and recognition for your contributions.
- Other info: Be part of a culture that values diversity and celebrates unique talents.
- Why this job: Shape the future of lending while mentoring others and influencing strategic decisions.
- Qualifications: Extensive credit assessment experience and strong analytical skills required.
The predicted salary is between 72000 - 108000 € per year.
About the Role
Are you a seasoned credit professional with a passion for structuring complex deals and balancing risk with opportunity? Secure Trust Bank is looking for a Director of Underwriting to play a pivotal role in driving the success of our Asset Based Lending (ABL) division.
In this highly visible senior role, you'll lead the assessment, structuring, and underwriting of new credit opportunities, working closely with our new business team to deliver tailored funding solutions that support our growth ambitions and client needs. You'll combine commercial acumen with technical expertise to safeguard portfolio quality while enabling strategic opportunities.
What You'll Do
- Lead Underwriting: Manage transactions from initial mandate through Credit Committee approval and execution.
- Assess Risk: Conduct in-depth analysis of prospective clients, financial performance, assets, and forecasts.
- Structure Deals: Recommend covenants and credit structures that align with risk appetite and client needs.
- Drive Governance: Ensure compliance with credit policies, regulatory requirements, and audit standards.
- Collaborate: Work with legal counsel and internal teams to deliver robust documentation and commercially sound outcomes.
- Mentor & Influence: Support junior colleagues, share expertise, and contribute to the development of best practices.
- Engage Stakeholders: Act as a senior point of contact for clients, advisors, and introducers throughout the deal process.
What We're Looking For
- Extensive experience in corporate credit assessment, ideally within ABL or structured debt finance.
- Strong technical knowledge of debt structures, security arrangements, and regulatory frameworks.
- Proven track record of underwriting mid-market transactions (£5m–£60m).
- Advanced financial analysis skills and ability to interpret complex data.
- Excellent communication, negotiation, and stakeholder management skills.
- Experience presenting credit submissions at senior committees.
- Degree and/or relevant industry qualifications preferred.
Why Join Us?
- Impact: Shape the future of our ABL division and influence strategic decisions.
- Collaboration: Work with talented teams and build strong market relationships.
- Growth: Opportunities to lead, mentor, and develop your expertise.
- Flexibility: Hybrid working options to support work-life balance.
- Inclusive Culture: We value diversity and welcome applications from all backgrounds.
As part of our vision to become the most trusted specialist lender in the UK, we've been helping customers and businesses fulfil their ambitions since inception. We understand that we perform better because we're not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are.
We're an award-winning bank providing savings accounts and lending services to over one million customers. We embrace difference.
Director of Underwriting in Manchester employer: Secure Trust Bank
Secure Trust Bank is an exceptional employer that prioritises the growth and development of its employees, offering a collaborative and inclusive work culture. As a Director of Underwriting, you will have the opportunity to shape the future of our Asset Based Lending division while enjoying flexible working options and being part of a diverse team that values unique perspectives. Join us to make a meaningful impact in a supportive environment where your contributions are recognised and celebrated.
StudySmarter Expert Advice🤫
We think this is how you could land Director of Underwriting in Manchester
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and underwriting sectors. Attend industry events or webinars where you can meet potential employers and showcase your expertise. Remember, it’s all about who you know!
✨Tip Number 2
Prepare for interviews by brushing up on your technical knowledge. Be ready to discuss complex deal structures and risk assessment strategies. We want to see how you think on your feet, so practice articulating your thought process clearly.
✨Tip Number 3
Showcase your leadership skills! If you’ve mentored others or led projects, make sure to highlight these experiences. We’re looking for someone who can influence and guide teams, so let that shine through in your conversations.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining Secure Trust Bank and being part of our mission to grow and sustain our success.
We think you need these skills to ace Director of Underwriting in Manchester
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Director of Underwriting role. Highlight your experience in corporate credit assessment and any relevant achievements that align with the job description. We want to see how you can bring value to our ABL division!
Showcase Your Technical Skills:Don’t shy away from flaunting your technical knowledge of debt structures and financial analysis skills. Use specific examples to demonstrate your expertise, especially if you've successfully managed mid-market transactions before. This is your chance to shine!
Communicate Clearly:Your written application should reflect your excellent communication skills. Keep it clear and concise, and make sure to convey your passion for structuring complex deals. Remember, we’re looking for someone who can engage stakeholders effectively!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at Secure Trust Bank!
How to prepare for a job interview at Secure Trust Bank
✨Know Your Numbers
As a Director of Underwriting, you'll need to demonstrate your advanced financial analysis skills. Brush up on key metrics and be ready to discuss how you assess risk and structure deals. Prepare examples from your past experience where your analysis led to successful outcomes.
✨Master the Art of Communication
Strong communication is crucial in this role. Practice articulating complex credit structures and risk assessments clearly. Think about how you can convey your ideas effectively to both technical and non-technical stakeholders during the interview.
✨Showcase Your Leadership Skills
This position involves mentoring junior colleagues and influencing best practices. Be prepared to share specific instances where you've led teams or projects, highlighting your ability to drive governance and compliance while fostering collaboration.
✨Align with Company Values
Secure Trust Bank values diversity and inclusion. Research their culture and think about how your personal values align with theirs. Be ready to discuss how you can contribute to their mission of becoming the most trusted specialist lender in the UK.
